New Cumberland Federal Credit Union
New Cumberland Federal Credit Union received 128 applications in 2025 and made 89 mortgages, in 10 counties across 1 state. The median rate its borrowers got was 6.740% on a median loan of $55,000. Of 112 decisions, 22 were denials — 19.6%, most often for debt-to-income ratio. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900JU5OLW9ZB5C595 |
|---|---|
| Applications received | 128 |
| Mortgages made | 89 |
| Denied | 22 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 16 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Refinancing | 13 | 6.740% | $75,000 | 27.8% |
| Cash-out refinancing | 8 | Under 10 loans | Under 10 loans | 18.2% |
| Other purposes | 67 | 6.740% | $55,000 | 16.3% |
Where New Cumberland Federal Credit Union lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| York County, PA | 34 | 6.740% | 17.1% |
| Cumberland County, PA | 22 | 6.740% | 31.3% |
| Dauphin County, PA | 19 | 6.740% | 9.1% |
| Lancaster County, PA | 5 | Under 10 loans | 0.0% |
| Lebanon County, PA | 4 | Under 10 loans | 20.0% |
| Adams County, PA | 1 | Under 10 loans | 0.0% |
| Berks County, PA | 1 | Under 10 loans | 0.0% |
| Centre County, PA | 1 | Under 10 loans | 0.0% |
| Chester County, PA | 1 | Under 10 loans | 0.0% |
| Perry County, PA | 1 | Under 10 loans | 66.7% |
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When New Cumberland Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.