Presence Bank
Presence Bank received 75 applications in 2025 and made 59 mortgages, in 12 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $175,000. Of 67 decisions, 7 were denials — 10.5%.
| Legal Entity Identifier | 254900U38QOOLJB8FS91 |
|---|---|
| Applications received | 75 |
| Mortgages made | 59 |
| Denied | 7 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 8 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 32 | Not published | $170,000 | 2.9% |
| Refinancing | 23 | Not published | $185,000 | 17.9% |
| Other purposes | 4 | Under 10 loans | Under 10 loans | 20.0% |
Where Presence Bank lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lancaster County, PA | 32 | Not published | 0.0% |
| Chester County, PA | 16 | Not published | 27.3% |
| Berks County, PA | 2 | Under 10 loans | 0.0% |
| Cumberland County, PA | 2 | Under 10 loans | 33.3% |
| Lebanon County, PA | 2 | Under 10 loans | 0.0% |
| Kent County, DE | 1 | Under 10 loans | 0.0% |
| Sussex County, DE | 1 | Under 10 loans | 0.0% |
| Manatee County, FL | 1 | Under 10 loans | 0.0% |
| Dauphin County, PA | 1 | Under 10 loans | 0.0% |
| Perry County, PA | 1 | Under 10 loans | 0.0% |
| Dare County, NC | 0 | Under 10 loans | 0.0% |
| York County, PA | 0 | Under 10 loans | Not published |
Get told when this changes
When Presence Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.