Hershey Federal Credit Union
Hershey Federal Credit Union received 88 applications in 2025 and made 84 mortgages, in 8 counties across 1 state. The median rate its borrowers got was 7.500% on a median loan of $130,000. Of 87 decisions, 3 were denials — 3.5%, most often for other. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300FVHSR5J0LNLQ61 |
|---|---|
| Applications received | 88 |
| Mortgages made | 84 |
| Denied | 3 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.25 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 14 | 7.500% | $150,000 | 12.5% |
| Refinancing | 66 | 7.500% | $125,000 | 1.5% |
| Cash-out refinancing | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 0.0% |
Where Hershey Federal Credit Union lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Dauphin County, PA | 40 | 7.500% | 4.8% |
| York County, PA | 15 | 7.500% | 0.0% |
| Lancaster County, PA | 14 | 7.500% | 0.0% |
| Berks County, PA | 5 | Under 10 loans | 0.0% |
| Cumberland County, PA | 4 | Under 10 loans | 20.0% |
| Lebanon County, PA | 2 | Under 10 loans | 0.0% |
| Northumberland County, PA | 2 | Under 10 loans | 0.0% |
| Perry County, PA | 1 | Under 10 loans | 0.0% |
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When Hershey Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.