RIVERFRONT FEDERAL CREDIT UNION
RIVERFRONT FEDERAL CREDIT UNION received 459 applications in 2025 and made 314 mortgages, in 27 counties across 5 states. The median rate its borrowers got was 5.550% on a median loan of $75,000. Of 448 decisions, 132 were denials — 29.5%, most often for credit history. 11 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300I8I7EBXHMYYW54 |
|---|---|
| Applications received | 459 |
| Mortgages made | 314 |
| Denied | 132 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 11 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.0325 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 53 | 5.550% | $175,000 | 10.2% |
| Refinancing | 73 | 6.000% | $105,000 | 18.0% |
| Cash-out refinancing | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 183 | 5.750% | $55,000 | 37.3% |
Where RIVERFRONT FEDERAL CREDIT UNION lends most
The 27 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Berks County, PA | 260 | 5.550% | 28.7% |
| Lancaster County, PA | 9 | Under 10 loans | 18.2% |
| New Castle County, DE | 7 | Under 10 loans | 0.0% |
| Philadelphia County, PA | 6 | Under 10 loans | 0.0% |
| Schuylkill County, PA | 6 | Under 10 loans | 33.3% |
| Delaware County, PA | 4 | Under 10 loans | 0.0% |
| Montgomery County, PA | 4 | Under 10 loans | 60.0% |
| Burlington County, NJ | 2 | Under 10 loans | 0.0% |
| Bucks County, PA | 2 | Under 10 loans | 0.0% |
| Tioga County, PA | 2 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 1 | Under 10 loans | 0.0% |
| Cecil County, MD | 1 | Under 10 loans | 0.0% |
| Kent County, MD | 1 | Under 10 loans | 0.0% |
| Union County, NJ | 1 | Under 10 loans | 0.0% |
| Warren County, NJ | 1 | Under 10 loans | 0.0% |
| Blair County, PA | 1 | Under 10 loans | 0.0% |
| Cambria County, PA | 1 | Under 10 loans | 0.0% |
| Dauphin County, PA | 1 | Under 10 loans | 0.0% |
| Lebanon County, PA | 1 | Under 10 loans | 0.0% |
| Luzerne County, PA | 1 | Under 10 loans | 0.0% |
| Northumberland County, PA | 1 | Under 10 loans | 0.0% |
| York County, PA | 1 | Under 10 loans | 0.0% |
| Kent County, DE | 0 | Under 10 loans | 100.0% |
| Atlantic County, NJ | 0 | Under 10 loans | 0.0% |
| Camden County, NJ | 0 | Under 10 loans | 100.0% |
| Hunterdon County, NJ | 0 | Under 10 loans | 100.0% |
| Chester County, PA | 0 | Under 10 loans | 100.0% |
Get told when this changes
When RIVERFRONT FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.