Mortgage Lender Index

Home purchase lenders in Cambria County

1,029 home purchase mortgages were made in Cambria County, Pennsylvania, in 2025, by 144 lenders. The median rate their borrowers got was 6.619% on a median loan of $125,000. Of 1,176 decisions, 125 were denials — 10.6%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
PRIMELENDING, A PLAINSCAPITAL COMPANY 114 6.375% $135,000 4.8%
First Commonwealth Bank 113 6.500% $115,000 5.6%
1st Summit Bank 82 6.490% $165,000 6.7%
Rocket Mortgage, LLC 70 6.875% $100,000 18.6%
First National Bank of Pennsylvania 69 6.500% $125,000 14.8%
Slovenian Savings & Loan Association of Franklin-Conemaugh 42 Not published $115,000 2.3%
Mortgage Research Center, LLC 41 6.500% $145,000 6.8%
PennCrest Bank 41 Not published $135,000 12.8%
InFirst Bank 38 6.913% $75,000 7.3%
SOMERSET TRUST COMPANY 24 6.245% $145,000 0.0%
AmeriServ Financial Bank 22 Not published $125,000 4.2%
Paramount Residential Mortgage Group, Inc. 22 6.625% $155,000 4.4%
Northwest Bank 21 6.625% $125,000 12.5%
UNITED SHORE FINANCIAL SERVICES, LLC 17 6.499% $135,000 5.6%
S&T Bank 17 6.625% $105,000 18.2%
Flagstar Bank, N.A. 15 6.500% $115,000 25.0%
TOTAL MORTGAGE SERVICES, LLC 15 6.990% $105,000 0.0%
PENNSYLVANIA STATE EMPLOYEES Credit Union 13 6.500% $135,000 6.7%
CNB Bank 13 6.490% $105,000 7.1%
RADIUS FINANCIAL GROUP INC. 11 7.000% $115,000 0.0%
Broker Solutions, Inc. 10 7.313% $120,000 0.0%
RELIANCE SAVINGS BANK 10 Not published $380,000 0.0%
CROSSCOUNTRY MORTGAGE, INC. 10 6.870% $170,000 0.0%
Jersey Shore State Bank 10 5.875% $100,000 0.0%
Wells Fargo Bank, National Association 9 Under 10 loans Under 10 loans 18.2%
AMERIHOME MORTGAGE COMPANY, LLC 9 Under 10 loans Under 10 loans 0.0%
EQUITY RESOURCES, INC. 8 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 8 Under 10 loans Under 10 loans 0.0%
Manufacturers and Traders Trust Company 7 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 5 Under 10 loans Under 10 loans 0.0%
BoxCar Mortgage, LLC 5 Under 10 loans Under 10 loans 16.7%
ZILLOW HOME LOANS, LLC 4 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 4 Under 10 loans Under 10 loans 16.7%
Kish Bank 4 Under 10 loans Under 10 loans 0.0%
MEMBERS 1ST 4 Under 10 loans Under 10 loans 0.0%
Marion Center Bank 4 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 3 Under 10 loans Under 10 loans 70.0%
PLAZA HOME MORTGAGE, INC. 3 Under 10 loans Under 10 loans 50.0%
FIRST HERITAGE FINANCIAL, LLC 3 Under 10 loans Under 10 loans 25.0%
Horizon Farm Credit, ACA 3 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 3 Under 10 loans Under 10 loans 25.0%
PNC Bank, National Association 3 Under 10 loans Under 10 loans 25.0%
WesBanco Bank, Inc. 3 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 3 Under 10 loans Under 10 loans 0.0%
C-B-W Schools Federal Credit Union 3 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 3 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 3 Under 10 loans Under 10 loans 0.0%
ARC Federal Credit Union 3 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 2 Under 10 loans Under 10 loans 33.3%
JPMorgan Chase Bank, National Association 2 Under 10 loans Under 10 loans 33.3%
A&D Mortgage LLC 2 Under 10 loans Under 10 loans 0.0%
HOWARD HANNA FINANCIAL SERVICES, INC. 2 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 2 Under 10 loans Under 10 loans 0.0%
Union Savings Bank 2 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 2 Under 10 loans Under 10 loans 33.3%
254900CTT87ZKAUTIJ37 2 Under 10 loans Under 10 loans 0.0%
Elderton State Bank 2 Under 10 loans Under 10 loans 0.0%
Tomo Mortgage, LLC 2 Under 10 loans Under 10 loans 0.0%
Hometown Bank of Pennsylvania 2 Under 10 loans Under 10 loans 0.0%
WEST PENN FINANCIAL SERVICE CENTER, INC. 2 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 2 Under 10 loans Under 10 loans 0.0%
AFFORDABLE MORTGAGE ADVISORS, LLC. 2 Under 10 loans Under 10 loans 0.0%
Premia Mortgage, LLC DBA Premia Relocation Mortgage 2 Under 10 loans Under 10 loans 0.0%
Altoona First Savings Bank 2 Under 10 loans Under 10 loans 0.0%
ALLIED MORTGAGE GROUP, INC. 2 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 Under 10 loans Under 10 loans 0.0%
United Trust Bank 2 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 75.0%
BETTER MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 50.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 1 Under 10 loans Under 10 loans 66.7%
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
The Huntington National Bank 1 Under 10 loans Under 10 loans 50.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 50.0%
SOFI BANK, NATIONAL ASSOCIATION 1 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
Truist Bank 1 Under 10 loans Under 10 loans 50.0%
TD Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
Sierra Pacific Mortgage Company, Inc. 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE AFFINITY, LLC 1 Under 10 loans Under 10 loans 0.0%
STG MORTGAGE INC 1 Under 10 loans Under 10 loans 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
BPL MORTGAGE TRUST, LLC 1 Under 10 loans Under 10 loans 0.0%
NATION ONE MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Farmers and Merchants Trust Company of Chambersburg 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 1 Under 10 loans Under 10 loans 0.0%
UTILITIES EMPLOYEES CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
BARTLETT MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
EMM LOANS LLC 1 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
CFSBANK 1 Under 10 loans Under 10 loans 0.0%
RIVERFRONT FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
NFM, INC. 1 Under 10 loans Under 10 loans 0.0%
Dollar Bank, Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
Mid-Continent Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Old Dominion National Bank 1 Under 10 loans Under 10 loans 0.0%
STOCKTON MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
SUN WEST MORTGAGE COMPANY, INC. 1 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
HOMESTEAD FUNDING CORP. 1 Under 10 loans Under 10 loans 0.0%
Ixonia Bank 1 Under 10 loans Under 10 loans 0.0%
CATALYST MORTGAGE 1 Under 10 loans Under 10 loans 0.0%
Community State Bank of Orbisonia 1 Under 10 loans Under 10 loans 0.0%
Stifel Bank and Trust 1 Under 10 loans Under 10 loans 0.0%
Fulton Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Fifth Third Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
CONSUMER REAL ESTATE FINANCE CO. 0 Under 10 loans Under 10 loans 100.0%
Beeline Loans, Inc. 0 Under 10 loans Under 10 loans 100.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 0 Under 10 loans Under 10 loans 100.0%
Connexus Credit Union 0 Under 10 loans Under 10 loans Not published
Loan Funder LLC 0 Under 10 loans Under 10 loans Not published
Fidelity Federal Savings and Loan Association Of Delaware 0 Under 10 loans Under 10 loans 100.0%
ACNB Bank 0 Under 10 loans Under 10 loans Not published
PEOPLE FIRST FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
JMAC LENDING, INC. 0 Under 10 loans Under 10 loans Not published
JUSTICE Federal Credit Union 0 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
DOMINION FINANCIAL SERVICES, LLC 0 Under 10 loans Under 10 loans 0.0%
NEXERA HOLDING LLC 0 Under 10 loans Under 10 loans 100.0%
FIRST UNITED CORPORATION 0 Under 10 loans Under 10 loans 100.0%
CMG MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
CONTOUR MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
NexBank 0 Under 10 loans Under 10 loans 100.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
PS Bank 0 Under 10 loans Under 10 loans 100.0%
EVERETT FINANCIAL, INC. 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
Third Federal Savings and Loan Association of Cleveland 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Get told when this changes

When the next year’s lending figures are out for Cambria County, or a lender arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.