Mortgage Lender Index

Hometown Bank of Pennsylvania

Hometown Bank of Pennsylvania received 217 applications in 2025 and made 160 mortgages, in 8 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $75,000. Of 214 decisions, 33 were denials — 15.4%.

Legal Entity Identifier5493003ZHM6LK8T0QW13
Applications received217
Mortgages made160
Denied33
Approved, not taken up21
Withdrawn or incomplete3
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Hometown Bank of Pennsylvania, 7 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase52 Not published$155,000 18.8%
Refinancing36 Not published$85,000 4.8%
Other purposes72 Not published$45,000 17.5%

Where Hometown Bank of Pennsylvania lends most

The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Bedford County, PA 131Not published15.9%
Blair County, PA 18Not published9.1%
Fulton County, PA 3Under 10 loans0.0%
Huntingdon County, PA 3Under 10 loans37.5%
Cambria County, PA 2Under 10 loans0.0%
Dare County, NC 1Under 10 loans0.0%
Allegheny County, PA 1Under 10 loans0.0%
Somerset County, PA 1Under 10 loans0.0%

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When Hometown Bank of Pennsylvania’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.