FIRST UNITED CORPORATION
FIRST UNITED CORPORATION received 259 applications in 2025 and made 178 mortgages, in 36 counties across 7 states. The median rate its borrowers got was Not published on a median loan of $220,000. Of 238 decisions, 31 were denials — 13.0%.
| Legal Entity Identifier | 549300G54QPXQLB4KN58 |
|---|---|
| Applications received | 259 |
| Mortgages made | 178 |
| Denied | 31 |
| Approved, not taken up | 29 |
| Withdrawn or incomplete | 21 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 150 | Not published | $255,000 | 12.6% |
| Refinancing | 9 | Under 10 loans | Under 10 loans | 7.7% |
| Cash-out refinancing | 17 | Not published | $125,000 | 17.4% |
| Other purposes | 2 | Under 10 loans | Under 10 loans | 33.3% |
Where FIRST UNITED CORPORATION lends most
The 36 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Allegany County, MD | 53 | Not published | 6.4% |
| Garrett County, MD | 42 | Not published | 16.4% |
| Monongalia County, WV | 22 | Not published | 7.4% |
| Mineral County, WV | 8 | Under 10 loans | 8.3% |
| Marion County, WV | 7 | Under 10 loans | 0.0% |
| Preston County, WV | 6 | Under 10 loans | 25.0% |
| Washington County, MD | 5 | Under 10 loans | 22.2% |
| Franklin County, PA | 4 | Under 10 loans | 0.0% |
| Berkeley County, WV | 4 | Under 10 loans | 33.3% |
| Grant County, WV | 4 | Under 10 loans | 0.0% |
| Frederick County, MD | 3 | Under 10 loans | 25.0% |
| Harrison County, WV | 3 | Under 10 loans | 20.0% |
| Fairfax County, VA | 2 | Under 10 loans | 0.0% |
| Ohio County, WV | 2 | Under 10 loans | 0.0% |
| Covington County, AL | 1 | Under 10 loans | 0.0% |
| Baltimore County, MD | 1 | Under 10 loans | 0.0% |
| Howard County, MD | 1 | Under 10 loans | 0.0% |
| Montgomery County, MD | 1 | Under 10 loans | 50.0% |
| Worcester County, MD | 1 | Under 10 loans | 0.0% |
| Carteret County, NC | 1 | Under 10 loans | 0.0% |
| Adams County, PA | 1 | Under 10 loans | 0.0% |
| Fayette County, PA | 1 | Under 10 loans | 0.0% |
| Somerset County, PA | 1 | Under 10 loans | 0.0% |
| Barbour County, WV | 1 | Under 10 loans | 0.0% |
| Hampshire County, WV | 1 | Under 10 loans | 0.0% |
| Kanawha County, WV | 1 | Under 10 loans | 0.0% |
| Upshur County, WV | 1 | Under 10 loans | 0.0% |
| Eagle County, CO | 0 | Under 10 loans | 100.0% |
| Cambria County, PA | 0 | Under 10 loans | 100.0% |
| Cumberland County, PA | 0 | Under 10 loans | 100.0% |
| York County, PA | 0 | Under 10 loans | 100.0% |
| Loudoun County, VA | 0 | Under 10 loans | 0.0% |
| Morgan County, WV | 0 | Under 10 loans | Not published |
| Randolph County, WV | 0 | Under 10 loans | 0.0% |
| Summers County, WV | 0 | Under 10 loans | 0.0% |
| Taylor County, WV | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.