iQ Credit Union
iQ Credit Union received 1,803 applications in 2025 and made 1,184 mortgages, in 41 counties across 2 states. The median rate its borrowers got was 7.250% on a median loan of $115,000. Of 1,584 decisions, 347 were denials — 21.9%, most often for debt-to-income ratio. 2 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900N49YI2HHKDPS92 |
|---|---|
| Applications received | 1,803 |
| Mortgages made | 1,184 |
| Denied | 347 |
| Approved, not taken up | 53 |
| Withdrawn or incomplete | 219 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.06 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 137 | 6.875% | $305,000 | 9.8% |
| Refinancing | 30 | 6.125% | $375,000 | 5.3% |
| Cash-out refinancing | 60 | 7.063% | $205,000 | 0.0% |
| Other purposes | 957 | 7.250% | $105,000 | 25.0% |
Where iQ Credit Union lends most
The 41 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Clark County, WA | 942 | 7.250% | 20.8% |
| Cowlitz County, WA | 51 | 7.250% | 22.2% |
| Multnomah County, OR | 41 | 7.250% | 26.8% |
| Skamania County, WA | 39 | 7.250% | 18.8% |
| Clackamas County, OR | 25 | 7.250% | 13.3% |
| Klickitat County, WA | 9 | Under 10 loans | 25.0% |
| Lewis County, WA | 8 | Under 10 loans | 50.0% |
| Pierce County, WA | 8 | Under 10 loans | 27.3% |
| Marion County, OR | 6 | Under 10 loans | 25.0% |
| Washington County, OR | 5 | Under 10 loans | 22.2% |
| Pacific County, WA | 5 | Under 10 loans | 37.5% |
| Clatsop County, OR | 4 | Under 10 loans | 0.0% |
| Thurston County, WA | 4 | Under 10 loans | 0.0% |
| Columbia County, OR | 3 | Under 10 loans | 50.0% |
| Yamhill County, OR | 3 | Under 10 loans | 0.0% |
| King County, WA | 3 | Under 10 loans | 40.0% |
| Spokane County, WA | 3 | Under 10 loans | 25.0% |
| Whitman County, WA | 3 | Under 10 loans | 25.0% |
| Hood River County, OR | 2 | Under 10 loans | 33.3% |
| Lane County, OR | 2 | Under 10 loans | 60.0% |
| Benton County, WA | 2 | Under 10 loans | 33.3% |
| Clallam County, WA | 2 | Under 10 loans | 0.0% |
| Grays Harbor County, WA | 2 | Under 10 loans | 0.0% |
| Crook County, OR | 1 | Under 10 loans | 0.0% |
| Douglas County, OR | 1 | Under 10 loans | 0.0% |
| Linn County, OR | 1 | Under 10 loans | 0.0% |
| Polk County, OR | 1 | Under 10 loans | 33.3% |
| Wallowa County, OR | 1 | Under 10 loans | 0.0% |
| Wasco County, OR | 1 | Under 10 loans | 0.0% |
| Franklin County, WA | 1 | Under 10 loans | 0.0% |
| Grant County, WA | 1 | Under 10 loans | 0.0% |
| Kitsap County, WA | 1 | Under 10 loans | 50.0% |
| Snohomish County, WA | 1 | Under 10 loans | 66.7% |
| Stevens County, WA | 1 | Under 10 loans | 0.0% |
| Whatcom County, WA | 1 | Under 10 loans | 0.0% |
| Coos County, OR | 0 | Under 10 loans | 100.0% |
| Deschutes County, OR | 0 | Under 10 loans | 66.7% |
| Lincoln County, OR | 0 | Under 10 loans | 50.0% |
| Umatilla County, OR | 0 | Under 10 loans | 100.0% |
| Ferry County, WA | 0 | Under 10 loans | 100.0% |
| Jefferson County, WA | 0 | Under 10 loans | 100.0% |
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When iQ Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.