Mortgage lenders in Doña Ana County
4,013 mortgages were made in Doña Ana County, New Mexico, in 2025, by 288 lenders. The median rate their borrowers got was 6.500% on a median loan of $225,000. Of 5,841 decisions, 1,517 were denials — 26.0%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 343 | 6.500% | $195,000 | 19.2% |
| Citizens Bank of Las Cruces | 312 | 6.500% | $255,000 | 3.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 276 | 5.825% | $295,000 | 13.1% |
| GUILD MORTGAGE COMPANY | 267 | 6.250% | $135,000 | 6.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 167 | 6.250% | $155,000 | 3.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 156 | 6.125% | $315,000 | 1.8% |
| 21st Mortgage Corporation | 96 | 9.810% | $105,000 | 70.9% |
| Waterstone Mortgage Corporation | 88 | 6.625% | $105,000 | 7.3% |
| Commerce Home Mortgage, Inc. | 81 | 6.750% | $255,000 | 11.0% |
| FirstLight Federal Credit Union | 76 | 6.875% | $115,000 | 37.1% |
| Mortgage Research Center, LLC | 75 | 6.125% | $305,000 | 27.2% |
| NUSENDA | 64 | 7.563% | $105,000 | 19.8% |
| Loandepot.Com, LLC | 61 | 6.990% | $175,000 | 28.7% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 60 | 6.490% | $225,000 | 27.4% |
| CMG MORTGAGE, INC. | 58 | 6.625% | $260,000 | 8.7% |
| JPMorgan Chase Bank, National Association | 56 | 6.375% | $235,000 | 10.9% |
| Broker Solutions, Inc. | 54 | 6.625% | $215,000 | 19.4% |
| Navy Federal Credit Union | 53 | 6.750% | $205,000 | 31.2% |
| SUN AMERICAN MORTGAGE COMPANY | 53 | 5.625% | $255,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 51 | 6.250% | $295,000 | 15.1% |
| PENNYMAC LOAN SERVICES, LLC | 50 | 6.125% | $245,000 | 26.0% |
| THE LOAN STORE, INC. | 45 | 6.625% | $205,000 | 7.3% |
| GECU | 43 | 6.500% | $85,000 | 23.2% |
| Rocky Mountain Mortgage Company | 43 | 5.250% | $365,000 | 8.5% |
| U.S. Bank National Association | 41 | 7.700% | $105,000 | 59.8% |
| NATIONSTAR MORTGAGE LLC | 40 | 8.120% | $90,000 | 24.1% |
| KIND LENDING, LLC | 38 | 6.188% | $290,000 | 24.0% |
| First American Bank | 38 | 6.688% | $240,000 | 15.2% |
| NEWREZ LLC | 36 | 6.750% | $275,000 | 29.4% |
| DIRECTIONS EQUITY, LLC | 35 | 6.375% | $345,000 | 0.0% |
| Bank of America, National Association | 34 | 6.433% | $170,000 | 53.8% |
| First New Mexico Bank, Las Cruces | 33 | Not published | $175,000 | 45.3% |
| WHITE SANDS | 32 | 6.750% | $60,000 | 13.5% |
| Wells Fargo Bank, National Association | 31 | 6.625% | $215,000 | 34.0% |
| Click n' Close, Inc. | 30 | 6.688% | $220,000 | 20.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 30 | 6.438% | $225,000 | 3.2% |
| RIGHT START MORTGAGE, INC. | 29 | 6.750% | $205,000 | 0.0% |
| BMO Bank National Association | 26 | 9.305% | $105,000 | 51.8% |
| Gateway First Bank | 26 | 6.438% | $200,000 | 25.7% |
| FIGURE LENDING LLC | 25 | 8.200% | $45,000 | 17.3% |
| Coastal Community Bank | 23 | 10.490% | $45,000 | 3.5% |
| USAA Federal Savings Bank | 23 | 6.125% | $275,000 | 36.1% |
| UNION HOME MORTGAGE CORP. | 23 | 6.250% | $315,000 | 14.3% |
| AmeriSave Mortgage Corporation | 22 | 8.500% | $60,000 | 72.8% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 22 | 6.250% | $215,000 | 18.5% |
| SPRING EQ, LLC | 21 | 9.225% | $75,000 | 59.3% |
| Sierra Pacific Mortgage Company, Inc. | 21 | 6.375% | $265,000 | 16.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 20 | 9.500% | $125,000 | 83.7% |
| GUARANTEED RATE, INC. | 18 | 6.488% | $230,000 | 5.3% |
| JMAC LENDING, INC. | 18 | 6.125% | $275,000 | 5.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | 17 | 5.750% | $315,000 | 30.3% |
| PLANET HOME LENDING, LLC | 17 | 6.125% | $275,000 | 9.5% |
| PNC Bank, National Association | 16 | 6.933% | $120,000 | 46.7% |
| MOVEMENT MORTGAGE, LLC | 15 | 6.250% | $295,000 | 0.0% |
| Plains Commerce Bank | 15 | 6.500% | $275,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 14 | 6.250% | $270,000 | 34.3% |
| Discover Bank | 11 | 8.490% | $55,000 | 67.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 11 | 5.875% | $135,000 | 58.1% |
| Equity Prime Mortgage LLC | 11 | 6.125% | $285,000 | 21.4% |
| CORNERSTONE CAPITAL BANK, SSB | 11 | 7.500% | $225,000 | 15.4% |
| LOANPEOPLE, LLC | 11 | 6.375% | $255,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 11 | 6.250% | $225,000 | 8.3% |
| SOFI BANK, NATIONAL ASSOCIATION | 10 | 7.750% | $100,000 | 16.7% |
| GoodLeap, LLC | 10 | 6.125% | $230,000 | 38.9% |
| PENTAGON FEDERAL CREDIT UNION | 10 | 7.563% | $155,000 | 35.3% |
| Raiz Federal Credit Union | 10 | Not published | $200,000 | 28.6% |
| GENEVA FINANCIAL, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank Texas | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Fairway Independent Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 55.6% |
| 254900M2C4Q6DATP2889 | 8 | Under 10 loans | Under 10 loans | 33.3% |
| BOKF, National Association | 8 | Under 10 loans | Under 10 loans | 33.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| SOUTHWEST STAGE FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| CADENCE LENDING GROUP, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 7 | Under 10 loans | Under 10 loans | 12.5% |
| TOWNE MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Lendage, LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 33.3% |
| CLEARPATH LENDING | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Magnolia Bank, Incorporated | 6 | Under 10 loans | Under 10 loans | 25.0% |
| VERITAS FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of the Southwest | 6 | Under 10 loans | Under 10 loans | 25.0% |
| ZILLOW HOME LOANS, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 254900K39SBWA2QOUF69 | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 5 | Under 10 loans | Under 10 loans | 70.6% |
| The Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 37.5% |
| First Financial Credit Union | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LoanUnited.com, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 14.3% |
| AMERICAN HERITAGE LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 73.7% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 14.3% |
| OCMBC, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Kirtland Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICA FIRST Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | 3 | Under 10 loans | Under 10 loans | 72.7% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 41.7% |
| Texana Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SANDIA AREA | 3 | Under 10 loans | Under 10 loans | 57.1% |
| EVERETT FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| WILLOW BEND MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 20.0% |
| TIB National Association | 3 | Under 10 loans | Under 10 loans | 50.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| SUCCESS LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Pioneer Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 66.7% |
| CANOPY MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COAST ONE MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Cornerstone First Mortgage, Inc | 2 | Under 10 loans | Under 10 loans | 33.3% |
| FRANKLIN LOAN CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mountain America Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 50.0% |
| MEMBER FIRST MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| The Huntington National Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| First-Citizens Bank & Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Service Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CAKE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Goldwater Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Zions Bancorporation, N.A. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BUILDERS CHOICE MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 984500FAD1FB7FEGTE82 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| WASHINGTON FEDERAL BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 81.8% |
| Del Norte Credit Union | 1 | Under 10 loans | Under 10 loans | 75.0% |
| City Bank | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Synergy One Lending, Inc. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| AMERICAN INTERNET MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| BELEM SERVICING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 984500RF83EA742B5589 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| State Employees Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| SOUTHWEST FUNDING, LP | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Loan Simple, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Washington Trust Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Baxter Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Barrington Bank & Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Great Southern Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Central National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MidFirst Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Copper State Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Capital Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STANFORD Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Old National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ally Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sunward Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First United Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHARTER WEST BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 88 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Doña Ana County
40 FDIC-insured branches from 17 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Citizens Bank of Las Cruces | 6 | $918.5 million |
| Wells Fargo Bank, National Association | 5 | $781.4 million |
| First American Bank | 3 | $168.0 million |
| Pioneer Bank | 3 | $153.6 million |
| First New Mexico Bank, Las Cruces | 3 | $146.1 million |
| BMO Bank National Association | 3 | $110.8 million |
| First National Bank Texas | 3 | $13.3 million |
| U.S. Bank National Association | 2 | $147.7 million |
| PNC Bank, National Association | 2 | $127.0 million |
| Sunflower Bank, National Association | 2 | $99.8 million |
| Bank of the Southwest | 2 | $29.4 million |
| Bank of America, National Association | 1 | $275.9 million |
| Southwest Heritage Bank | 1 | $96.4 million |
| WaFd Bank | 1 | $65.7 million |
| WestStar Bank | 1 | $64.9 million |
| First Savings Bank | 1 | $41.4 million |
| Century Bank | 1 | $30.2 million |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- PNC Bank, National Association, 225 E Idaho Ave, Ste 36, Las Cruces
Get told when this changes
When the next year’s lending figures are out for Doña Ana County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.