Mortgage Lender Index

First Savings Bank

First Savings Bank is a savings bank based in Beresford, South Dakota, with $1.6 billion in assets and $1.3 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 24 branches in 19 counties.

FDIC certificate32629
Charter classSavings bank
EstablishedNot published
Assets$1.6 billion
Deposits$1.3 billion
Offices24
Net income, year to date$20.5 million
Return on assets2.61%
Websitefirstsavingsbanks.com
Mortgage lendingFirst Savings Bank reported 714 mortgages made in 2025.

Branches by county, 2026

CountyBranchesDeposits
El Paso County, TX 3$96.2 million
Marshall County, SD 2$88.3 million
Otero County, NM 2$75.6 million
Day County, SD 2$25.2 million
Clark County, NV 1$183.1 million
Mohave County, AZ 1$126.9 million
Union County, SD 1$107.4 million
Lincoln County, NM 1$105.9 million
Luna County, NM 1$96.4 million
Roberts County, SD 1$92.0 million
Sierra County, NM 1$72.8 million
Doña Ana County, NM 1$41.4 million
Grant County, NM 1$41.2 million
Lincoln County, SD 1$27.8 million
Bon Homme County, SD 1$20.8 million
Brown County, SD 1$18.8 million
Douglas County, NE 1$17.6 million
Moody County, SD 1$17.5 million
Turner County, SD 1$17.0 million

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.