TIB National Association
TIB National Association received 335 applications in 2025 and made 226 mortgages, in 187 counties across 28 states. The median rate its borrowers got was 6.500% on a median loan of $235,000. Of 325 decisions, 96 were denials — 29.5%, most often for other.
| Legal Entity Identifier | 549300KW705BBINDIZ26 |
|---|---|
| Applications received | 335 |
| Mortgages made | 226 |
| Denied | 96 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 10 |
| Loans bought from other lenders | 128 |
| Median rate spread over the prime offer rate | 0.28 points |
| FDIC-insured bank | Yes: TIB National Association, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 166 | 6.500% | $235,000 | 29.4% |
| Refinancing | 27 | 6.500% | $295,000 | 28.2% |
| Cash-out refinancing | 33 | 6.625% | $205,000 | 31.4% |
| Other purposes | 0 | Under 10 loans | Under 10 loans | Not published |
Where TIB National Association lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Drew County, AR | 13 | 6.250% | 7.1% |
| Luna County, NM | 12 | 6.438% | 36.8% |
| Smith County, TX | 10 | 6.500% | 9.1% |
| Brown County, TX | 9 | Under 10 loans | 25.0% |
| Lafayette Parish, LA | 7 | Under 10 loans | 22.2% |
| Burnet County, TX | 6 | Under 10 loans | 14.3% |
| Vermilion Parish, LA | 5 | Under 10 loans | 16.7% |
| Hartley County, TX | 5 | Under 10 loans | 28.6% |
| Moore County, TX | 5 | Under 10 loans | 16.7% |
| Wood County, TX | 5 | Under 10 loans | 25.0% |
| Bradley County, AR | 4 | Under 10 loans | 0.0% |
| Grant Parish, LA | 4 | Under 10 loans | 0.0% |
| Natchitoches Parish, LA | 4 | Under 10 loans | 0.0% |
| Rapides Parish, LA | 4 | Under 10 loans | 20.0% |
| Hughes County, OK | 4 | Under 10 loans | 63.6% |
| Ochiltree County, TX | 4 | Under 10 loans | 33.3% |
| Lafourche Parish, LA | 3 | Under 10 loans | 0.0% |
| Doña Ana County, NM | 3 | Under 10 loans | 50.0% |
| Cleveland County, OK | 3 | Under 10 loans | 25.0% |
| Oklahoma County, OK | 3 | Under 10 loans | 57.1% |
| Texas County, OK | 3 | Under 10 loans | 0.0% |
| Dallam County, TX | 3 | Under 10 loans | 50.0% |
| Denton County, TX | 3 | Under 10 loans | 0.0% |
| Hansford County, TX | 3 | Under 10 loans | 25.0% |
| Hidalgo County, TX | 3 | Under 10 loans | 33.3% |
| Hunt County, TX | 3 | Under 10 loans | 25.0% |
| Lubbock County, TX | 3 | Under 10 loans | 0.0% |
| Randall County, TX | 3 | Under 10 loans | 25.0% |
| Van Zandt County, TX | 3 | Under 10 loans | 50.0% |
| Snohomish County, WA | 3 | Under 10 loans | 25.0% |
| Ouachita Parish, LA | 2 | Under 10 loans | 0.0% |
| St. James Parish, LA | 2 | Under 10 loans | 0.0% |
| Terrebonne Parish, LA | 2 | Under 10 loans | 33.3% |
| Seminole County, OK | 2 | Under 10 loans | 33.3% |
| Brazos County, TX | 2 | Under 10 loans | 0.0% |
| Harris County, TX | 2 | Under 10 loans | 0.0% |
| Henderson County, TX | 2 | Under 10 loans | 33.3% |
| Lampasas County, TX | 2 | Under 10 loans | 0.0% |
| Lipscomb County, TX | 2 | Under 10 loans | 33.3% |
| Tarrant County, TX | 2 | Under 10 loans | 0.0% |
| Cochise County, AZ | 1 | Under 10 loans | 0.0% |
| Ashley County, AR | 1 | Under 10 loans | 0.0% |
| Benton County, AR | 1 | Under 10 loans | 0.0% |
| Chicot County, AR | 1 | Under 10 loans | 0.0% |
| Clark County, AR | 1 | Under 10 loans | 0.0% |
| Faulkner County, AR | 1 | Under 10 loans | 0.0% |
| Hot Spring County, AR | 1 | Under 10 loans | 0.0% |
| Lincoln County, AR | 1 | Under 10 loans | 0.0% |
| Little River County, AR | 1 | Under 10 loans | 0.0% |
| Lonoke County, AR | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.