Mortgage lenders in Hudson County
7,032 mortgages were made in Hudson County, New Jersey, in 2025, by 447 lenders. The median rate their borrowers got was 6.625% on a median loan of $495,000. Of 10,119 decisions, 2,622 were denials — 25.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| CROSSCOUNTRY MORTGAGE, INC. | 641 | 6.625% | $525,000 | 7.9% |
| Loandepot.Com, LLC | 632 | 6.375% | $585,000 | 7.6% |
| Rocket Mortgage, LLC | 338 | 6.500% | $375,000 | 25.7% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 335 | 6.500% | $495,000 | 24.0% |
| JPMorgan Chase Bank, National Association | 281 | 6.240% | $485,000 | 16.3% |
| TD Bank, National Association | 257 | 6.500% | $475,000 | 39.6% |
| Citizens Bank, National Association | 207 | 7.150% | $275,000 | 46.0% |
| Bank of America, National Association | 157 | 5.990% | $255,000 | 52.8% |
| GUARANTEED RATE, INC. | 130 | 6.750% | $505,000 | 18.3% |
| PNC Bank, National Association | 116 | 0.250% | $155,000 | 41.8% |
| Valley National Bank | 114 | 6.000% | $425,000 | 24.2% |
| Manufacturers and Traders Trust Company | 98 | 5.875% | $475,000 | 38.6% |
| CMG MORTGAGE, INC. | 88 | 6.875% | $535,000 | 22.8% |
| Citibank, National Association | 83 | 6.000% | $735,000 | 22.0% |
| Kearny Bank | 83 | 5.875% | $555,000 | 4.6% |
| PENNYMAC LOAN SERVICES, LLC | 78 | 6.625% | $495,000 | 26.6% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 68 | 9.675% | $240,000 | 22.5% |
| NEWREZ LLC | 66 | 6.875% | $415,000 | 56.2% |
| Wells Fargo Bank, National Association | 65 | 5.750% | $615,000 | 20.7% |
| NJ LENDERS CORP. | 60 | 6.625% | $510,000 | 3.2% |
| Loan Funder LLC | 59 | 10.250% | $645,000 | 13.2% |
| Provident Bank | 58 | 6.750% | $405,000 | 42.3% |
| Paramount Residential Mortgage Group, Inc. | 58 | 6.625% | $570,000 | 4.9% |
| THE LOAN STORE, INC. | 57 | 7.375% | $505,000 | 17.7% |
| CHAMPIONS FUNDING, LLC | 57 | 7.750% | $565,000 | 16.2% |
| U.S. Bank National Association | 55 | 6.490% | $505,000 | 41.1% |
| Logan Finance Corporation | 54 | 6.874% | $625,000 | 15.4% |
| FIGURE LENDING LLC | 49 | 9.175% | $105,000 | 22.2% |
| Unity Bank | 47 | 7.000% | $355,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 46 | 8.500% | $255,000 | 55.1% |
| BOND STREET MORTGAGE, LLC | 46 | 6.750% | $590,000 | 11.5% |
| Broker Solutions, Inc. | 44 | 6.688% | $555,000 | 26.6% |
| KIND LENDING, LLC | 42 | 6.990% | $660,000 | 32.8% |
| FIRST COLONY MORTGAGE CORPORATION | 42 | 7.250% | $480,000 | 6.2% |
| SOFI BANK, NATIONAL ASSOCIATION | 41 | 6.940% | $435,000 | 20.8% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 41 | 6.624% | $535,000 | 4.7% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 39 | 6.750% | $395,000 | 13.3% |
| Emporium TPO LLC | 39 | 7.375% | $575,000 | 7.6% |
| MOVEMENT MORTGAGE, LLC | 38 | 6.594% | $555,000 | 20.0% |
| GUARANTEED RATE AFFINITY, LLC | 37 | 6.750% | $525,000 | 11.6% |
| ABL RPC Residential Credit Acquisition LLC | 37 | 10.000% | $1,185,000 | 7.3% |
| SPRING EQ, LLC | 35 | 9.650% | $135,000 | 71.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 35 | 6.875% | $525,000 | 4.8% |
| A&D Mortgage LLC | 34 | 7.375% | $470,000 | 20.5% |
| Columbia Bank | 34 | 5.990% | $655,000 | 19.2% |
| Luminate Bank | 33 | 6.490% | $465,000 | 5.6% |
| United Nations Federal Credit Union | 33 | 5.625% | $525,000 | 19.5% |
| JET DIRECT FUNDING CORP | 32 | 6.875% | $515,000 | 8.6% |
| Webster Bank, National Association | 31 | 6.000% | $975,000 | 13.9% |
| PINNACLE MORTGAGE, INC. | 31 | 6.500% | $555,000 | 0.0% |
| Commerce Home Mortgage, Inc. | 30 | 7.375% | $580,000 | 21.1% |
| Kiavi Funding, Inc. | 30 | 9.500% | $635,000 | 6.3% |
| NATIONSTAR MORTGAGE LLC | 28 | 7.375% | $245,000 | 31.1% |
| AmeriSave Mortgage Corporation | 27 | 8.625% | $95,000 | 69.9% |
| Visions Federal Credit Union | 27 | 6.250% | $255,000 | 31.8% |
| OceanFirst Bank, National Association | 26 | 5.875% | $550,000 | 3.1% |
| Coastal Community Bank | 25 | 9.990% | $55,000 | 2.2% |
| Navy Federal Credit Union | 25 | 7.750% | $225,000 | 65.8% |
| FREEDOM MORTGAGE CORPORATION | 25 | 5.875% | $445,000 | 31.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 25 | 6.624% | $515,000 | 13.3% |
| Morgan Stanley Private Bank, National Association | 25 | 5.850% | $795,000 | 0.0% |
| Somerset Regal Bank | 25 | Not published | $785,000 | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 24 | 7.375% | $640,000 | 6.5% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 24 | 5.990% | $525,000 | 10.7% |
| Hometown Equity Mortgage, LLC | 22 | 7.500% | $540,000 | 52.2% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 22 | 10.553% | $470,000 | 0.0% |
| ICE LENDER HOLDINGS LLC | 21 | 7.375% | $655,000 | 32.3% |
| KWIK MORTGAGE CORPORATION | 21 | 6.375% | $545,000 | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 20 | 6.500% | $495,000 | 16.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 20 | 6.490% | $445,000 | 40.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 20 | 7.188% | $520,000 | 8.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 19 | 6.370% | $715,000 | 15.4% |
| Third Federal Savings and Loan Association of Cleveland | 19 | 6.990% | $165,000 | 48.7% |
| Citadel Servicing Corporation | 19 | 7.125% | $545,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 19 | 6.625% | $635,000 | 5.0% |
| JMAC LENDING, INC. | 18 | 6.563% | $635,000 | 14.3% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 18 | 9.500% | $975,000 | 0.0% |
| ConnectOne Bank | 18 | Not published | $1,815,000 | 0.0% |
| Bethpage Federal Credit Union | 17 | 6.375% | $435,000 | 61.7% |
| ALLIANT CREDIT UNION | 17 | 7.750% | $235,000 | 50.0% |
| Advisors Mortgage Group, L.L.C. | 17 | 6.625% | $405,000 | 5.6% |
| DEEPHAVEN MORTGAGE LLC | 16 | 8.188% | $290,000 | 38.5% |
| NEXERA HOLDING LLC | 16 | 7.375% | $550,000 | 23.8% |
| GREENWAY MORTGAGE FUNDING CORP. | 16 | 6.250% | $750,000 | 30.4% |
| UNION HOME MORTGAGE CORP. | 16 | 6.250% | $515,000 | 15.8% |
| Charles Schwab Bank, SSB | 16 | 5.713% | $790,000 | 0.0% |
| CONSTRUCTIVE LOANS, LLC | 16 | 6.879% | $530,000 | 0.0% |
| ARC HOME LLC | 15 | 7.000% | $575,000 | 10.5% |
| Lendage, LLC | 15 | 10.750% | $115,000 | 23.8% |
| Spencer Savings Bank, SLA | 15 | Not published | $755,000 | 21.1% |
| AMWEST FUNDING CORP. | 14 | 6.313% | $530,000 | 6.7% |
| Schuyler Savings Bank | 14 | 6.250% | $205,000 | 29.2% |
| LAKEVIEW LOAN SERVICING, LLC | 13 | 6.375% | $255,000 | 69.7% |
| PLAZA HOME MORTGAGE, INC. | 13 | 6.875% | $585,000 | 42.3% |
| AFFINITY | 13 | 5.000% | $205,000 | 40.9% |
| HOMEXPRESS MORTGAGE CORP. | 13 | 7.875% | $505,000 | 45.8% |
| Discover Bank | 12 | 8.940% | $115,000 | 78.2% |
| NBKC BANK | 12 | 6.375% | $515,000 | 40.0% |
| MLD MORTGAGE INC. | 12 | 6.625% | $445,000 | 5.9% |
| Flagstar Bank, N.A. | 11 | 6.875% | $555,000 | 53.8% |
| UNITED MORTGAGE CORP. | 11 | 6.990% | $515,000 | 9.1% |
| Equity Prime Mortgage LLC | 11 | 6.625% | $645,000 | 26.7% |
| ALLIED MORTGAGE GROUP, INC. | 11 | 6.875% | $425,000 | 7.7% |
| Fairway Independent Mortgage Corporation | 11 | 6.625% | $605,000 | 15.4% |
| EMBRACE HOME LOANS, INC. | 11 | 6.990% | $505,000 | 7.7% |
| Freedom Bank | 11 | Not published | $575,000 | 6.7% |
| PENTAGON FEDERAL CREDIT UNION | 10 | 8.063% | $185,000 | 76.2% |
| Mortgage Research Center, LLC | 10 | 5.933% | $620,000 | 53.8% |
| Municipal Credit Union | 10 | 5.625% | $715,000 | 14.3% |
| QUORUM FEDERAL CREDIT UNION | 10 | 8.813% | $245,000 | 54.2% |
| CONTOUR MORTGAGE CORPORATION | 10 | 6.750% | $460,000 | 0.0% |
| Cornerstone First Mortgage, Inc | 10 | 7.250% | $550,000 | 16.7% |
| NFM, INC. | 10 | 7.058% | $420,000 | 16.7% |
| AMERITRUST MORTGAGE CORPORATION | 10 | 8.750% | $535,000 | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 10 | 6.313% | $360,000 | 23.1% |
| UBS Bank USA | 10 | 5.813% | $695,000 | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | 9 | Under 10 loans | Under 10 loans | 25.0% |
| BPL MORTGAGE TRUST, LLC | 9 | Under 10 loans | Under 10 loans | 5.9% |
| USALLIANCE FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| ROYAL PACIFIC FUNDING CORP. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT MORTGAGE BANKERS INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| PHH Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 10.0% |
| LOWER, LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| General Mortgage Capital Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 8 | Under 10 loans | Under 10 loans | 18.2% |
| Northpointe Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Quontic Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MY MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Cathay Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 36.4% |
| Truist Bank | 7 | Under 10 loans | Under 10 loans | 52.9% |
| EAST COAST CAPITAL CORP. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| SUN WEST MORTGAGE COMPANY, INC. | 7 | Under 10 loans | Under 10 loans | 20.0% |
| Lusitania Savings Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Northfield Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| ARBOR REALTY TRUST, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 45.5% |
| OCMBC, INC. | 6 | Under 10 loans | Under 10 loans | 43.8% |
| CLIFFCO, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FM Home Loans, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Metro City Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| UIF CORPORATION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| 1ST PRIORITY MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 12.5% |
| CARRINGTON MORTGAGE SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 50.0% |
| NETWORK CAPITAL FUNDING CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| VILLAGE CAPITAL & INVESTMENT LLC | 5 | Under 10 loans | Under 10 loans | 10.0% |
| First Federal Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Fulton Bank, National Association | 5 | Under 10 loans | Under 10 loans | 50.0% |
| Bank of Hope | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Plains Commerce Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Brighton Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank | 5 | Under 10 loans | Under 10 loans | 25.0% |
| Valon Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| NQM FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005FUF02T1IFCA22 | 5 | Under 10 loans | Under 10 loans | 28.6% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| FINANCIAL RESOURCES FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Manasquan Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| US MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Peapack-Gladstone Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Customers Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| POLISH & SLAVIC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 50.0% |
| ARK MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 4 | Under 10 loans | Under 10 loans | 16.7% |
| NATIONAL COOPERATIVE BANK, N.A. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 4 | Under 10 loans | Under 10 loans | 16.7% |
| Wilmington Savings Fund Society, FSB | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Blue Foundry Bank | 4 | Under 10 loans | Under 10 loans | 16.7% |
| LONGBRIDGE FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| KEYSTONE FUNDING, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Genesis Capital, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Princeton Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| DIGITAL | 3 | Under 10 loans | Under 10 loans | 72.7% |
| BAY EQUITY LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| INTELLILOAN, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 66.7% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 3 | Under 10 loans | Under 10 loans | 33.3% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 33.3% |
| XCEL FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 55.6% |
| Nations Lending Corporation | 3 | Under 10 loans | Under 10 loans | 50.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARNEGIE MORTGAGE PARTNERS, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GENWAY HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Fifth Third Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 247 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Hudson County
126 FDIC-insured branches from 29 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
4 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Provident Bank, 569 Broadway, Bayonne
- Santander Bank, N.A., 214 Washington St, Hoboken
- Santander Bank, N.A., 9 Path Plz, Jersey City
- Valley National Bank, 1020 Summit Ave, Union City
Get told when this changes
When the next year’s lending figures are out for Hudson County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.