Home purchase lenders in Hudson County
4,023 home purchase mortgages were made in Hudson County, New Jersey, in 2025, by 341 lenders. The median rate their borrowers got was 6.500% on a median loan of $565,000. Of 4,882 decisions, 698 were denials — 14.3%, most often for collateral.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| CROSSCOUNTRY MORTGAGE, INC. | 506 | 6.613% | $530,000 | 5.6% |
| Loandepot.Com, LLC | 443 | 6.500% | $585,000 | 4.5% |
| JPMorgan Chase Bank, National Association | 225 | 6.125% | $515,000 | 14.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 178 | 6.500% | $590,000 | 15.9% |
| Rocket Mortgage, LLC | 139 | 6.500% | $485,000 | 21.9% |
| TD Bank, National Association | 97 | 5.940% | $785,000 | 29.2% |
| GUARANTEED RATE, INC. | 94 | 6.625% | $560,000 | 11.1% |
| CMG MORTGAGE, INC. | 77 | 6.875% | $565,000 | 12.5% |
| Citibank, National Association | 72 | 6.000% | $745,000 | 14.9% |
| Kearny Bank | 71 | 5.875% | $555,000 | 4.1% |
| Citizens Bank, National Association | 69 | 6.375% | $675,000 | 34.6% |
| Valley National Bank | 66 | 5.750% | $540,000 | 13.8% |
| Bank of America, National Association | 59 | 5.750% | $715,000 | 39.4% |
| NJ LENDERS CORP. | 52 | 6.625% | $530,000 | 3.6% |
| Manufacturers and Traders Trust Company | 47 | 5.750% | $545,000 | 17.5% |
| Wells Fargo Bank, National Association | 46 | 5.750% | $760,000 | 13.2% |
| Paramount Residential Mortgage Group, Inc. | 45 | 6.500% | $585,000 | 4.3% |
| Loan Funder LLC | 44 | 10.500% | $640,000 | 4.4% |
| Unity Bank | 40 | 7.000% | $345,000 | 0.0% |
| Broker Solutions, Inc. | 37 | 6.625% | $525,000 | 7.5% |
| MOVEMENT MORTGAGE, LLC | 33 | 6.500% | $565,000 | 13.2% |
| PENNYMAC LOAN SERVICES, LLC | 32 | 6.750% | $530,000 | 22.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 32 | 6.624% | $540,000 | 0.0% |
| BOND STREET MORTGAGE, LLC | 32 | 6.500% | $590,000 | 13.5% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 31 | 6.750% | $455,000 | 13.9% |
| JET DIRECT FUNDING CORP | 31 | 6.875% | $525,000 | 8.8% |
| THE LOAN STORE, INC. | 30 | 7.313% | $525,000 | 22.0% |
| U.S. Bank National Association | 29 | 6.375% | $515,000 | 29.3% |
| GUARANTEED RATE AFFINITY, LLC | 29 | 6.625% | $525,000 | 3.3% |
| NEWREZ LLC | 29 | 6.625% | $585,000 | 25.6% |
| Luminate Bank | 27 | 6.490% | $455,000 | 6.7% |
| Emporium TPO LLC | 27 | 7.375% | $575,000 | 4.9% |
| PINNACLE MORTGAGE, INC. | 27 | 6.500% | $585,000 | 0.0% |
| Kiavi Funding, Inc. | 26 | 9.625% | $635,000 | 0.0% |
| Logan Finance Corporation | 25 | 6.874% | $645,000 | 13.3% |
| KIND LENDING, LLC | 25 | 6.875% | $655,000 | 31.6% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 25 | 6.875% | $535,000 | 3.6% |
| United Nations Federal Credit Union | 25 | 5.625% | $565,000 | 13.8% |
| Webster Bank, National Association | 22 | 5.938% | $970,000 | 18.5% |
| Provident Bank | 22 | 6.250% | $710,000 | 8.3% |
| Columbia Bank | 22 | 5.000% | $550,000 | 4.4% |
| Commerce Home Mortgage, Inc. | 21 | 7.375% | $605,000 | 12.5% |
| CHAMPIONS FUNDING, LLC | 21 | 7.875% | $525,000 | 19.2% |
| Morgan Stanley Private Bank, National Association | 21 | 5.950% | $1,005,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 18 | 6.563% | $645,000 | 5.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 18 | 7.250% | $635,000 | 40.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 18 | 6.625% | $520,000 | 13.6% |
| A&D Mortgage LLC | 17 | 7.375% | $515,000 | 21.7% |
| Somerset Regal Bank | 16 | Not published | $335,000 | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 15 | 6.500% | $515,000 | 16.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 15 | 6.370% | $715,000 | 11.1% |
| JMAC LENDING, INC. | 15 | 6.500% | $675,000 | 11.8% |
| Advisors Mortgage Group, L.L.C. | 15 | 6.625% | $445,000 | 6.3% |
| FIRST COLONY MORTGAGE CORPORATION | 14 | 6.750% | $510,000 | 10.3% |
| GREENWAY MORTGAGE FUNDING CORP. | 14 | 6.250% | $750,000 | 33.3% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 14 | 6.163% | $675,000 | 6.7% |
| UNION HOME MORTGAGE CORP. | 13 | 6.375% | $535,000 | 13.3% |
| AMERICAN HERITAGE LENDING, LLC | 13 | 7.250% | $565,000 | 6.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 13 | 6.625% | $715,000 | 7.1% |
| Charles Schwab Bank, SSB | 13 | 5.800% | $765,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 12 | 6.375% | $415,000 | 40.9% |
| OceanFirst Bank, National Association | 12 | 6.563% | $620,000 | 0.0% |
| Visions Federal Credit Union | 11 | 6.000% | $665,000 | 7.1% |
| KWIK MORTGAGE CORPORATION | 10 | 6.688% | $505,000 | 0.0% |
| PNC Bank, National Association | 9 | Under 10 loans | Under 10 loans | 50.0% |
| ARC HOME LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Citadel Servicing Corporation | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| AMERICAN FINANCIAL NETWORK, INC. | 9 | Under 10 loans | Under 10 loans | 9.1% |
| MLD MORTGAGE INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 35.7% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| ICE LENDER HOLDINGS LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Navy Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 25.0% |
| Mortgage Research Center, LLC | 8 | Under 10 loans | Under 10 loans | 30.8% |
| NEXERA HOLDING LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Equity Prime Mortgage LLC | 8 | Under 10 loans | Under 10 loans | 33.3% |
| CONTOUR MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 8 | Under 10 loans | Under 10 loans | 10.0% |
| ConnectOne Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 43.8% |
| UNITED MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 13.3% |
| Flagstar Bank, N.A. | 7 | Under 10 loans | Under 10 loans | 46.7% |
| Bethpage Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Hometown Equity Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 50.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT MORTGAGE BANKERS INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| BPL MORTGAGE TRUST, LLC | 7 | Under 10 loans | Under 10 loans | 10.0% |
| CONSTRUCTIVE LOANS, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 45.5% |
| NBKC BANK | 6 | Under 10 loans | Under 10 loans | 14.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Fairway Independent Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 25.0% |
| The Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Freedom Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 6 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Northpointe Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| 1ST PRIORITY MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 12.5% |
| MY MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Cathay Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 50.0% |
| Municipal Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Cornerstone First Mortgage, Inc | 5 | Under 10 loans | Under 10 loans | 28.6% |
| AMWEST FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AFFINITY | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Plains Commerce Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NORWICH COMMERCIAL GROUP, INC. | 5 | Under 10 loans | Under 10 loans | 25.0% |
| Metro City Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| UBS Bank USA | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| US MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Manasquan Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Spencer Savings Bank, SLA | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 16.7% |
| Schuyler Savings Bank | 4 | Under 10 loans | Under 10 loans | 28.6% |
| MLB RESIDENTIAL LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005FUF02T1IFCA22 | 4 | Under 10 loans | Under 10 loans | 33.3% |
| EAST COAST CAPITAL CORP. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FM Home Loans, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ROYAL PACIFIC FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| STG MORTGAGE INC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 3 | Under 10 loans | Under 10 loans | 33.3% |
| NATIONAL COOPERATIVE BANK, N.A. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CLIFFCO, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| CARNEGIE MORTGAGE PARTNERS, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | Under 10 loans | Under 10 loans | 20.0% |
| BAYPORT FUNDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NATIONS DIRECT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NATION ONE MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Old National Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| MILLENIUM HOME MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Fulton Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| 254900IRE136HFEI2562 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Blue Foundry Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARBOR REALTY TRUST, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EMIGRANT FUNDING CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Princeton Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Brighton Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOLL BROTHERS MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 75.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 71.4% |
| DIGITAL | 2 | Under 10 loans | Under 10 loans | 75.0% |
| Prosperity Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| RELIANT HOME FUNDING, INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Amalgamated Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| GENEVA FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| WALL STREET MORTGAGE BANKERS, LTD. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Bank of Hope | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LAKEVIEW LOAN SERVICING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| POLISH & SLAVIC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bison State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Fifth Third Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Royal Business Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Wilmington Savings Fund Society, FSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUILD MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ascendia Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SELF RELIANCE NY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Service Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| New York University Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CITIZENS & NORTHERN BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INTERSTATE HOME LOAN CENTER, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hanover Community Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Magyar Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 141 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.