Home purchase lenders in Sarpy County
3,349 home purchase mortgages were made in Sarpy County, Nebraska, in 2025, by 220 lenders. The median rate their borrowers got was 6.375% on a median loan of $305,000. Of 3,603 decisions, 191 were denials — 5.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Mortgage Research Center, LLC | 233 | 6.250% | $325,000 | 0.9% |
| DHI MORTGAGE COMPANY, LTD. | 215 | 5.500% | $345,000 | 14.5% |
| CHARTER WEST BANK | 205 | 6.375% | $295,000 | 2.8% |
| VERIDIAN CREDIT UNION | 147 | 6.125% | $315,000 | 4.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 147 | 6.624% | $325,000 | 2.6% |
| Pinnacle Bank | 120 | 6.625% | $285,000 | 1.6% |
| First National Bank of Omaha | 106 | 6.500% | $275,000 | 10.1% |
| Core Bank | 106 | 6.125% | $275,000 | 2.8% |
| CMG MORTGAGE, INC. | 105 | 6.500% | $335,000 | 5.7% |
| GUARANTEED RATE, INC. | 104 | 6.375% | $315,000 | 1.0% |
| CHURCHILL MORTGAGE CORPORATION | 102 | 6.375% | $300,000 | 0.9% |
| Fairway Independent Mortgage Corporation | 98 | 6.125% | $285,000 | 4.9% |
| Access Bank | 98 | 6.375% | $295,000 | 0.0% |
| WEST GATE BANK | 84 | 6.438% | $290,000 | 3.3% |
| GUILD MORTGAGE COMPANY | 72 | 6.500% | $285,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 70 | 6.490% | $285,000 | 0.0% |
| U.S. Bank National Association | 59 | 6.375% | $275,000 | 10.3% |
| Plains Commerce Bank | 53 | 6.375% | $295,000 | 5.4% |
| FLAT BRANCH MORTGAGE, INC. | 52 | 6.625% | $305,000 | 1.8% |
| CENTRIS | 50 | 6.500% | $245,000 | 3.7% |
| Rocket Mortgage, LLC | 50 | 6.688% | $260,000 | 13.8% |
| Navy Federal Credit Union | 49 | 6.000% | $325,000 | 3.9% |
| Union Bank and Trust Company | 42 | 6.500% | $285,000 | 2.3% |
| REGENT FINANCIAL GROUP, INC. | 41 | 6.375% | $295,000 | 0.0% |
| Arbor Bank | 39 | Not published | $295,000 | 0.0% |
| Lincoln FSB of Nebraska | 35 | 6.250% | $285,000 | 0.0% |
| American National Bank | 34 | 6.490% | $260,000 | 10.5% |
| PENNYMAC LOAN SERVICES, LLC | 33 | 6.125% | $275,000 | 5.7% |
| MORIA DEVELOPMENT, INC. | 31 | 6.490% | $275,000 | 0.0% |
| First Bank | 31 | 6.500% | $305,000 | 3.1% |
| Northwest Bank | 31 | 6.625% | $325,000 | 0.0% |
| Prosperity Home Mortgage, LLC | 23 | 6.875% | $285,000 | 0.0% |
| GERSHMAN INVESTMENT CORP. | 23 | 6.375% | $265,000 | 0.0% |
| Frontier Bank | 23 | 7.000% | $285,000 | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 22 | 6.625% | $300,000 | 7.1% |
| Cobalt Credit Union | 22 | 6.625% | $260,000 | 11.5% |
| Dundee Bank | 21 | 6.625% | $365,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 19 | 5.875% | $365,000 | 5.0% |
| UNION HOME MORTGAGE CORP. | 18 | 6.438% | $355,000 | 5.3% |
| Premier Bank | 17 | Not published | $345,000 | 0.0% |
| GREENSTATE Credit Union | 17 | 6.375% | $285,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 16 | 6.125% | $335,000 | 20.0% |
| Wells Fargo Bank, National Association | 15 | 6.125% | $255,000 | 21.1% |
| USAA Federal Savings Bank | 14 | 6.438% | $315,000 | 41.7% |
| Citizens Bank, National Association | 14 | 6.375% | $300,000 | 0.0% |
| Five Points Bank | 13 | Not published | $315,000 | 7.1% |
| ZILLOW HOME LOANS, LLC | 13 | 6.625% | $285,000 | 0.0% |
| FOUR POINTS | 13 | Not published | $205,000 | 0.0% |
| Gateway First Bank | 11 | 6.625% | $335,000 | 0.0% |
| 21st Mortgage Corporation | 10 | 8.875% | $205,000 | 65.5% |
| PENTAGON FEDERAL CREDIT UNION | 10 | 6.125% | $260,000 | 23.1% |
| FREEDOM MORTGAGE CORPORATION | 10 | 3.375% | $305,000 | 0.0% |
| V.I.P. MORTGAGE, INC. | 10 | 6.625% | $340,000 | 0.0% |
| Westside State Bank | 10 | Not published | $350,000 | 0.0% |
| Dayspring Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 9.1% |
| EVERETT FINANCIAL, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| METRO CU | 9 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Central National Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NEWREZ LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Equitable Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| DELMAR FINANCIAL COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CORNHUSKER BANK | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of America, National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Broker Solutions, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Colorado Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Security National Bank of Omaha | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest Heritage Bank, FSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| COMMERCIAL STATE BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESERVICES LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| City Bank & Trust Co. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Central Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LIBERTY FIRST CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Chickasaw Community Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LOWER, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Cornerstone First Mortgage, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Interstate Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Westroads Bank, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Security First Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BankFirst | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| F&M Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers and Merchants Bank of Ashland | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RVR BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bankers Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 37.5% |
| Exchange Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Flanagan State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| THE FAMILY | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CITIZENS EQUITY FIRST | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Great Southern Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 2549007DD9YRDBF18Z15 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Axos Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRSTBANK OF NEBRASKA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nebraska Bank of Commerce | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Dakota Community Bank & Trust, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Security National Bank of Sioux City, Iowa | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Nebraska Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GREYSTONE SERVICING COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Gulf Coast Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Glenwood State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RIVERSTONE BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First State Bank of St. Charles, Missouri | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PGIM REAL ESTATE AGENCY FINANCING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Grand Bank for Savings, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST NEBRASKA Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| IOWA BANKERS MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BERKELEY POINT CAPITAL LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Granite Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JONES BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Members Mortgage Services, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 549300MNG3C6WSZ0TB17 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Availa Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Blaze Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bison State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Gate City Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Central Trust Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Financial Funding Solutions, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 984500FAD1FB7FEGTE82 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| Tomo Mortgage, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| CREDIT HUMAN FEDERAL CREDIT UNION | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Loandepot.Com, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| GO MORTGAGE, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| Service Federal Credit Union | 0 | Under 10 loans | Under 10 loans | Not published |
| LIGHTHOUSE FEDERAL CREDIT UNION | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Old National Bank | 0 | Under 10 loans | Under 10 loans | Not published |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | 0 | Under 10 loans | Under 10 loans | Not published |
| First State Bank Nebraska | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Farmers Bank & Trust | 0 | Under 10 loans | Under 10 loans | Not published |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 20 lenders each made 0 or fewer mortgages here, and are counted in the totals above.
Get told when this changes
When the next year’s lending figures are out for Sarpy County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.