Home purchase lenders in St. Louis city
3,248 home purchase mortgages were made in St. Louis city, Missouri, in 2025, by 290 lenders. The median rate their borrowers got was 6.625% on a median loan of $215,000. Of 3,688 decisions, 328 were denials — 8.9%, most often for collateral.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY | 332 | 6.563% | $205,000 | 3.3% |
| The Central Trust Bank | 164 | 6.625% | $250,000 | 4.1% |
| Stifel Bank and Trust | 144 | 6.375% | $235,000 | 1.4% |
| Broker Solutions, Inc. | 143 | 6.750% | $225,000 | 4.0% |
| DAS Acquisition Company, LLC | 143 | 6.750% | $205,000 | 3.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 122 | 6.968% | $195,000 | 7.5% |
| Rocket Mortgage, LLC | 101 | 6.750% | $205,000 | 12.0% |
| FLAT BRANCH MORTGAGE, INC. | 88 | 6.625% | $225,000 | 2.2% |
| GUARANTEED RATE AFFINITY, LLC | 82 | 6.500% | $225,000 | 3.5% |
| DELMAR FINANCIAL COMPANY | 81 | 6.750% | $245,000 | 1.0% |
| GERSHMAN INVESTMENT CORP. | 75 | 6.625% | $185,000 | 6.2% |
| Kiavi Funding, Inc. | 68 | 10.990% | $175,000 | 11.5% |
| TOGETHER CREDIT UNION | 66 | 6.375% | $245,000 | 15.2% |
| FCB Banks | 59 | 7.150% | $165,000 | 4.8% |
| U.S. Bank National Association | 53 | 6.625% | $225,000 | 15.4% |
| Carrollton Bank | 51 | 6.250% | $145,000 | 10.3% |
| Mortgage Research Center, LLC | 48 | 6.500% | $245,000 | 24.6% |
| First State Bank of St. Charles, Missouri | 48 | 6.625% | $220,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 47 | 6.625% | $255,000 | 13.0% |
| ENDEAVOR CAPITAL, LLC. | 44 | 6.875% | $200,000 | 2.2% |
| FIRST COMMUNITY | 39 | 6.950% | $195,000 | 25.0% |
| Bank of America, National Association | 38 | 6.125% | $205,000 | 24.0% |
| 254900CTT87ZKAUTIJ37 | 36 | 7.750% | $200,000 | 19.6% |
| LEADERONE FINANCIAL CORPORATION | 32 | 6.250% | $160,000 | 3.0% |
| Fairway Independent Mortgage Corporation | 32 | 6.625% | $175,000 | 3.0% |
| Midwest BankCentre | 29 | 6.624% | $205,000 | 3.3% |
| First Bank | 28 | 6.500% | $265,000 | 0.0% |
| GENEVA FINANCIAL, LLC | 28 | 6.750% | $220,000 | 0.0% |
| Commerce Bank | 26 | 6.625% | $190,000 | 30.8% |
| Truist Bank | 26 | 6.750% | $305,000 | 3.7% |
| PENNYMAC LOAN SERVICES, LLC | 25 | 6.875% | $255,000 | 7.1% |
| Nations Lending Corporation | 23 | 6.625% | $205,000 | 3.9% |
| ZILLOW HOME LOANS, LLC | 22 | 6.688% | $225,000 | 4.4% |
| EVERETT FINANCIAL, INC. | 21 | 6.375% | $185,000 | 12.5% |
| Paramount Bank | 21 | 6.375% | $285,000 | 0.0% |
| Enterprise Bank & Trust | 20 | Not published | $210,000 | 16.0% |
| USAA Federal Savings Bank | 19 | 6.125% | $285,000 | 20.8% |
| Regions Bank | 18 | 6.875% | $245,000 | 29.6% |
| BPL MORTGAGE TRUST, LLC | 16 | 7.500% | $85,000 | 8.7% |
| CMG MORTGAGE, INC. | 16 | 6.438% | $220,000 | 5.6% |
| T2 FINANCIAL LLC | 16 | 6.625% | $195,000 | 5.3% |
| ARSENAL CREDIT UNION | 16 | 4.750% | $250,000 | 0.0% |
| American Bank of Freedom | 16 | 8.000% | $250,000 | 0.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 15 | 6.750% | $245,000 | 0.0% |
| Bell Bank | 15 | 6.875% | $245,000 | 0.0% |
| Arvest Bank | 15 | 6.500% | $365,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 14 | 6.688% | $240,000 | 6.7% |
| ENVOY MORTGAGE, LTD | 14 | 6.625% | $270,000 | 0.0% |
| Lindell Bank & Trust Company | 14 | Not published | $190,000 | 0.0% |
| Navy Federal Credit Union | 13 | 6.250% | $205,000 | 31.6% |
| FAMILY FINANCE MORTGAGE, LLC | 13 | 6.625% | $175,000 | 0.0% |
| Montgomery Bank | 13 | 7.500% | $165,000 | 0.0% |
| Wells Fargo Bank, National Association | 12 | 6.063% | $195,000 | 29.4% |
| SOFI BANK, NATIONAL ASSOCIATION | 12 | 6.875% | $295,000 | 7.7% |
| NEWREZ LLC | 12 | 6.375% | $200,000 | 20.0% |
| NBKC BANK | 12 | 6.495% | $295,000 | 0.0% |
| Heritage Community Bank | 12 | Not published | $140,000 | 0.0% |
| Prosperity Home Mortgage, LLC | 11 | 6.125% | $145,000 | 15.4% |
| SCOTT CREDIT UNION | 11 | 6.250% | $195,000 | 8.3% |
| Bank of Springfield | 10 | 7.075% | $245,000 | 28.6% |
| GUARANTEED RATE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| JLB CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CNB Bank And Trust, N.A. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 7.7% |
| AMWEST FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| LOWER, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| First Mid Bank & Trust, National Association | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Sullivan Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CNB St Louis Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 7 | Under 10 loans | Under 10 loans | 69.6% |
| PNC Bank, National Association | 7 | Under 10 loans | Under 10 loans | 30.0% |
| NEIGHBORS Credit Union | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Bank of Washington | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Triad Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Loandepot.Com, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| VANTAGE Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Hillsboro, National Association | 6 | Under 10 loans | Under 10 loans | 25.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Waterloo | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Great Southern Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| PLAZA HOME MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 44.4% |
| NQM FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First State Community Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| West Community Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Busey Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| A&D Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ACCESS CAPITAL FUNDING, L.L.C. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Midland States Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 4 | Under 10 loans | Under 10 loans | 37.5% |
| Cadence Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Option Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CIBC Bank USA | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FIRSTTRUST HOME LOANS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANCE CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 16.7% |
| Boeing Employees Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Merchants Bank of Indiana | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Associated Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Paramount Residential Mortgage Group, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITYAMERICA CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UMB Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Bank of Missouri | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples National Bank , N.A. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CANOPY MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BLOOMSDALE BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| United Community Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers and Merchants Bank of St. Clair | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERANT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| United Bank of Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FRONTIER FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 2 | Under 10 loans | Under 10 loans | 77.8% |
| OCMBC, INC. | 2 | Under 10 loans | Under 10 loans | 20.0% |
| Equity Prime Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| U S WIDE FINANCIAL LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| BAY EQUITY LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CHAMPIONS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Simmons Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Southern Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Town & Country Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Buena Vista National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HomeBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Community First National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DUPACO COMMUNITY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONSTRUCTIVE LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Cornerstone First Mortgage, Inc | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Hometown Equity Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 80.0% |
| ALLIANT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Discover Bank | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Logan Finance Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
| PENTAGON FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| KIND LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| State Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AML FUNDING LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FIRST COLONY MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Dieterich Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest Mortgage Associates Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HNB National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GREENSTATE Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Firefighters First Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 9845005BP6974AE5D838 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ameris Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Bankers Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Flanagan State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Maries County Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Bank of Old Monroe | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Mortgage Bank, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Community State Bank of Missouri | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Orion Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HERITAGE FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 90 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Get told when this changes
When the next year’s lending figures are out for St. Louis city, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.