Home purchase lenders in Anne Arundel County
6,979 home purchase mortgages were made in Anne Arundel County, Maryland, in 2025, by 385 lenders. The median rate their borrowers got was 6.500% on a median loan of $435,000. Of 7,846 decisions, 735 were denials — 9.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| FIRST HOME MORTGAGE CORPORATION | 457 | 6.625% | $435,000 | 1.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 393 | 6.430% | $405,000 | 4.8% |
| NVR Mortgage Finance, Inc. | 309 | 6.125% | $465,000 | 19.3% |
| NFM, INC. | 304 | 6.625% | $425,000 | 0.7% |
| Rocket Mortgage, LLC | 280 | 6.500% | $405,000 | 8.1% |
| Navy Federal Credit Union | 244 | 6.125% | $435,000 | 9.9% |
| Towne Bank | 218 | 6.500% | $390,000 | 4.8% |
| Mortgage Research Center, LLC | 170 | 6.125% | $455,000 | 5.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 134 | 6.625% | $455,000 | 0.7% |
| Prosperity Home Mortgage, LLC | 130 | 6.625% | $425,000 | 3.0% |
| BAY CAPITAL MORTGAGE CORPORATION | 125 | 6.500% | $435,000 | 5.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 123 | 6.625% | $425,000 | 2.4% |
| PULTE MORTGAGE LLC | 108 | 5.933% | $550,000 | 11.5% |
| GUARANTEED RATE AFFINITY, LLC | 106 | 6.613% | $495,000 | 3.6% |
| Fairway Independent Mortgage Corporation | 99 | 6.625% | $415,000 | 2.0% |
| PENNYMAC LOAN SERVICES, LLC | 92 | 6.125% | $450,000 | 8.7% |
| Truist Bank | 83 | 6.350% | $445,000 | 13.1% |
| Rosedale Federal Savings and Loan Association | 83 | Not published | $575,000 | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 82 | 6.625% | $440,000 | 0.0% |
| First National Bank of Pennsylvania | 78 | 6.250% | $485,000 | 6.0% |
| TOWER Federal Credit Union | 77 | 6.375% | $305,000 | 20.8% |
| GUARANTEED RATE, INC. | 76 | 6.375% | $495,000 | 2.6% |
| NEWREZ LLC | 75 | 6.250% | $555,000 | 5.1% |
| DAS Acquisition Company, LLC | 75 | 6.500% | $495,000 | 0.0% |
| Bank of America, National Association | 73 | 6.240% | $395,000 | 18.9% |
| CMG MORTGAGE, INC. | 73 | 6.375% | $445,000 | 0.0% |
| Shore United Bank, N.A. | 67 | 6.250% | $755,000 | 8.2% |
| First Heritage Mortgage, LLC | 66 | 6.485% | $440,000 | 0.0% |
| Atlantic Union Bank | 65 | 6.625% | $395,000 | 1.5% |
| MOVEMENT MORTGAGE, LLC | 64 | 6.625% | $465,000 | 7.7% |
| Vellum Mortgage, Inc. | 59 | 6.625% | $405,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 55 | 6.375% | $505,000 | 8.3% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 54 | 6.125% | $420,000 | 6.8% |
| Manufacturers and Traders Trust Company | 54 | 5.875% | $425,000 | 9.7% |
| FREEDOM MORTGAGE CORPORATION | 54 | 5.995% | $455,000 | 8.5% |
| MERIDIAN BANK | 54 | 6.500% | $470,000 | 3.6% |
| ZILLOW HOME LOANS, LLC | 53 | 6.500% | $415,000 | 5.4% |
| EMBRACE HOME LOANS, INC. | 52 | 6.563% | $445,000 | 0.0% |
| Ameris Bank | 52 | 6.433% | $385,000 | 1.9% |
| GUILD MORTGAGE COMPANY | 50 | 6.500% | $385,000 | 1.8% |
| Loandepot.Com, LLC | 48 | 6.375% | $495,000 | 5.9% |
| LENNAR MORTGAGE, LLC | 47 | 6.500% | $505,000 | 6.0% |
| FIDELITY DIRECT MORTGAGE, LLC | 47 | 6.625% | $405,000 | 0.0% |
| Presidential Bank, FSB | 46 | 6.625% | $435,000 | 0.0% |
| BAY EQUITY LLC | 45 | 6.490% | $445,000 | 4.2% |
| LOWER, LLC | 43 | 6.500% | $395,000 | 6.4% |
| FIRST SAVINGS MORTGAGE CORPORATION | 41 | 6.625% | $685,000 | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 39 | 9.750% | $305,000 | 0.0% |
| Wells Fargo Bank, National Association | 36 | 6.250% | $540,000 | 16.3% |
| MORTGAGE EQUITY PARTNERS LLC | 32 | 6.688% | $370,000 | 0.0% |
| 21st Mortgage Corporation | 31 | 10.340% | $95,000 | 78.2% |
| WesBanco Bank, Inc. | 31 | 6.375% | $655,000 | 5.9% |
| AMERICAN FINANCIAL NETWORK, INC. | 30 | 6.995% | $395,000 | 9.1% |
| USAA Federal Savings Bank | 29 | 6.125% | $495,000 | 43.1% |
| U.S. Bank National Association | 29 | 6.250% | $465,000 | 12.1% |
| Atlantic Coast Mortgage, LLC | 29 | 6.625% | $445,000 | 3.2% |
| SOUTHERN TRUST MORTGAGE, LLC | 28 | 6.625% | $400,000 | 0.0% |
| KIND LENDING, LLC | 27 | 6.625% | $425,000 | 12.9% |
| OriginPoint, LLC | 27 | 6.125% | $475,000 | 3.6% |
| City Lending Inc. | 26 | 6.688% | $360,000 | 23.5% |
| THE LOAN STORE, INC. | 26 | 6.558% | $420,000 | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 25 | 6.625% | $405,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 24 | 6.250% | $390,000 | 7.7% |
| EMM LOANS LLC | 24 | 6.500% | $385,000 | 7.7% |
| Fulton Bank, National Association | 24 | 6.625% | $575,000 | 0.0% |
| OCMBC, INC. | 23 | 7.499% | $355,000 | 21.9% |
| Broker Solutions, Inc. | 23 | 6.875% | $365,000 | 0.0% |
| ENVOY MORTGAGE, LTD | 23 | 6.500% | $425,000 | 4.2% |
| Waterstone Mortgage Corporation | 22 | 6.563% | $430,000 | 0.0% |
| Morgan Stanley Private Bank, National Association | 21 | 5.825% | $765,000 | 0.0% |
| SWBC MORTGAGE CORPORATION | 20 | 6.625% | $510,000 | 4.6% |
| TRIAD FINANCIAL SERVICES, INC. | 19 | 9.080% | $125,000 | 61.8% |
| BETTER MORTGAGE CORPORATION | 19 | 6.625% | $465,000 | 17.4% |
| Kiavi Funding, Inc. | 19 | 11.450% | $295,000 | 25.9% |
| Luminate Bank | 19 | 6.625% | $385,000 | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 18 | 6.375% | $415,000 | 40.6% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 17 | 6.750% | $375,000 | 10.5% |
| First Federal Bank | 16 | 5.750% | $475,000 | 5.9% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 15 | 6.375% | $565,000 | 11.1% |
| KEYSTONE FUNDING, INC. | 15 | 6.250% | $465,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 15 | 6.000% | $565,000 | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 15 | 6.375% | $535,000 | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 15 | 6.375% | $435,000 | 0.0% |
| EMET LENDING GROUP, INC. | 15 | 6.875% | $345,000 | 0.0% |
| PNC Bank, National Association | 14 | 6.688% | $620,000 | 28.6% |
| Charles Schwab Bank, SSB | 14 | 5.375% | $755,000 | 0.0% |
| Citibank, National Association | 13 | 6.000% | $1,215,000 | 6.7% |
| SELECT LENDING SERVICES LLC | 13 | 6.750% | $405,000 | 11.8% |
| A&D Mortgage LLC | 13 | 6.250% | $395,000 | 13.3% |
| THE MORTGAGE LINK, INC. | 13 | 6.750% | $365,000 | 13.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 13 | 6.250% | $505,000 | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 13 | 6.625% | $415,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 13 | 6.375% | $435,000 | 0.0% |
| First National Bank of America | 12 | 8.875% | $365,000 | 25.0% |
| Northpointe Bank | 12 | 6.495% | $380,000 | 7.7% |
| Paramount Residential Mortgage Group, Inc. | 12 | 6.688% | $405,000 | 0.0% |
| The Dart Bank | 12 | 6.250% | $430,000 | 0.0% |
| The Federal Savings Bank | 12 | 6.563% | $455,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 11 | 6.500% | $385,000 | 31.3% |
| TD Bank, National Association | 11 | 6.625% | $405,000 | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 11 | 6.875% | $505,000 | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 10 | 6.750% | $375,000 | 0.0% |
| AMWEST FUNDING CORP. | 10 | 6.750% | $360,000 | 9.1% |
| EQUITY RESOURCES, INC. | 10 | 6.625% | $405,000 | 9.1% |
| SUN WEST MORTGAGE COMPANY, INC. | 10 | 6.183% | $500,000 | 8.3% |
| UNIVERSAL MORTGAGE & FINANCE, INC. | 10 | 6.438% | $385,000 | 0.0% |
| Homesale Mortgage, LLC | 10 | 6.813% | $385,000 | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | 10 | 6.125% | $330,000 | 0.0% |
| Plains Commerce Bank | 9 | Under 10 loans | Under 10 loans | 25.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 9 | Under 10 loans | Under 10 loans | 10.0% |
| NEW WAVE LENDING GROUP INC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| NBKC BANK | 8 | Under 10 loans | Under 10 loans | 18.2% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 8 | Under 10 loans | Under 10 loans | 20.0% |
| RADIUS FINANCIAL GROUP INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| United Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| DOMINION FINANCIAL SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| C & F Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| EDUCATIONAL SYSTEMS | 7 | Under 10 loans | Under 10 loans | 22.2% |
| NASA Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 12.5% |
| LAKEVIEW LOAN SERVICING, LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 18.2% |
| Capital Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MY MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Woori America Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 6 | Under 10 loans | Under 10 loans | 82.9% |
| ARC HOME LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Commerce Home Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 6 | Under 10 loans | Under 10 loans | 14.3% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CAPITAL CENTER, L.L.C. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| The Huntington National Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| DHI MORTGAGE COMPANY, LTD. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Cazle Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GTE Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Acre Mortgage & Financial, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GEO-CORP, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 60.0% |
| MLD MORTGAGE INC. | 4 | Under 10 loans | Under 10 loans | 14.3% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| MUNICIPAL EMPLOYEES CREDIT UNION OF BALTIMORE, INCORPORATED | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FBC MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Arundel Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| LAFAYETTE FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PLANET HOME LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Alcova Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANT HOME FUNDING, INC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Watermark Capital, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Dollar Bank, Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GoPrime Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| UIF CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| RESICENTRAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| United Nations Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Burke & Herbert Bank & Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ITHINK FINANCIAL Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Orrstown Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| MICHIGAN MUTUAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Beeline Loans, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bank-Fund Staff Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CREDENCE FUNDING CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Clarke | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST FINANCIAL OF MARYLAND FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BayVanguard Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Filo Mortgage, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SPECTRA CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 40.0% |
| Loansteady LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 185 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.