Mortgage lenders in Morgan County
2,461 mortgages were made in Morgan County, Indiana, in 2025, by 251 lenders. The median rate their borrowers got was 6.625% on a median loan of $215,000. Of 3,231 decisions, 656 were denials — 20.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| GVC MORTGAGE, INC. | 134 | 6.750% | $235,000 | 0.0% |
| Rocket Mortgage, LLC | 130 | 6.750% | $165,000 | 20.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 121 | 5.999% | $255,000 | 12.5% |
| BMO Bank National Association | 96 | 8.880% | $105,000 | 28.6% |
| Fairway Independent Mortgage Corporation | 91 | 6.750% | $225,000 | 11.3% |
| Home Bank SB | 83 | Not published | $245,000 | 12.5% |
| INDIANA MEMBERS CREDIT UNION | 73 | 6.500% | $105,000 | 8.3% |
| Loandepot.Com, LLC | 61 | 6.990% | $185,000 | 10.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 60 | 5.490% | $245,000 | 1.6% |
| RUOFF MORTGAGE COMPANY, INC. | 59 | 6.750% | $245,000 | 3.0% |
| DHI MORTGAGE COMPANY, LTD. | 54 | 4.990% | $315,000 | 32.5% |
| Fifth Third Bank, National Association | 52 | 7.870% | $105,000 | 29.9% |
| Broker Solutions, Inc. | 51 | 6.990% | $245,000 | 5.4% |
| NVR Mortgage Finance, Inc. | 49 | 5.990% | $305,000 | 37.2% |
| NEWREZ LLC | 47 | 6.500% | $245,000 | 30.9% |
| Mortgage Research Center, LLC | 47 | 6.500% | $295,000 | 14.3% |
| First Merchants Bank | 46 | 7.125% | $145,000 | 31.3% |
| FREEDOM MORTGAGE CORPORATION | 40 | 6.250% | $275,000 | 23.7% |
| UNION HOME MORTGAGE CORP. | 39 | 6.875% | $245,000 | 7.0% |
| Citizens Bank | 38 | Not published | $105,000 | 19.2% |
| JPMorgan Chase Bank, National Association | 37 | 6.750% | $225,000 | 11.4% |
| Taylor Morrison Home Funding, Inc. | 36 | 4.990% | $345,000 | 23.4% |
| Union Savings Bank | 34 | 6.750% | $280,000 | 2.9% |
| Regions Bank | 33 | 7.125% | $65,000 | 33.3% |
| PNC Bank, National Association | 33 | 8.030% | $75,000 | 28.6% |
| FORUM | 33 | 6.625% | $205,000 | 15.0% |
| PENNYMAC LOAN SERVICES, LLC | 32 | 5.990% | $275,000 | 15.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 32 | 6.625% | $235,000 | 15.8% |
| Elements Financial Federal Credit Union | 29 | 6.500% | $205,000 | 25.0% |
| The Huntington National Bank | 25 | 7.990% | $155,000 | 41.3% |
| NATIONSTAR MORTGAGE LLC | 21 | 6.990% | $145,000 | 8.3% |
| Navy Federal Credit Union | 20 | 6.188% | $220,000 | 25.9% |
| Old National Bank | 20 | 6.563% | $200,000 | 16.7% |
| MJW FINANCIAL LLC | 19 | 6.500% | $305,000 | 5.0% |
| GUILD MORTGAGE COMPANY | 19 | 6.875% | $275,000 | 0.0% |
| Horizon Bank | 18 | 6.000% | $85,000 | 28.0% |
| INDIANA UNIVERSITY CREDIT UNION | 17 | 7.000% | $95,000 | 26.1% |
| AmeriSave Mortgage Corporation | 14 | 8.813% | $85,000 | 58.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 13 | 6.125% | $165,000 | 55.9% |
| FIGURE LENDING LLC | 12 | 10.175% | $35,000 | 7.7% |
| The North Salem State Bank | 12 | Not published | $170,000 | 0.0% |
| First Financial Bank | 11 | 5.990% | $255,000 | 35.3% |
| Farm Credit Mid-America | 11 | 7.500% | $335,000 | 0.0% |
| GoodLeap, LLC | 10 | 8.825% | $95,000 | 30.0% |
| EVERWISE CREDIT UNION | 10 | 7.750% | $50,000 | 31.3% |
| THE LOAN STORE, INC. | 10 | 6.375% | $220,000 | 20.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 10 | 6.188% | $295,000 | 0.0% |
| Wolfe Financial, Inc | 10 | 7.058% | $220,000 | 0.0% |
| The Peoples State Bank | 10 | Not published | $220,000 | 0.0% |
| SPRING EQ, LLC | 9 | Under 10 loans | Under 10 loans | 52.6% |
| KeyBank National Association | 9 | Under 10 loans | Under 10 loans | 42.9% |
| Coastal Community Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 9 | Under 10 loans | Under 10 loans | 28.6% |
| Lendage, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Jackson County Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| U.S. Bank National Association | 8 | Under 10 loans | Under 10 loans | 63.6% |
| VILLAGE CAPITAL & INVESTMENT LLC | 8 | Under 10 loans | Under 10 loans | 23.5% |
| Bank of America, National Association | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Centra Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Kiavi Funding, Inc. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 8 | Under 10 loans | Under 10 loans | 33.3% |
| CMG MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 82.2% |
| GUARANTEED RATE, INC. | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Park Lane Finance Solutions, LLC | 7 | Under 10 loans | Under 10 loans | 23.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 22.2% |
| Liberty | 6 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| The Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| FINANCIAL CENTER FIRST CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Ixonia Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| First National Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Option Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| First Financial Bank, National Association | 5 | Under 10 loans | Under 10 loans | 25.0% |
| Plains Commerce Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Mutual Savings Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| GREENSTATE Credit Union | 4 | Under 10 loans | Under 10 loans | 57.1% |
| AMERICAN FINANCING CORPORATION | 4 | Under 10 loans | Under 10 loans | 40.0% |
| Prosperity Home Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PHH Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 4 | Under 10 loans | Under 10 loans | 20.0% |
| KIND LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| ROYAL UNITED MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| German American Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| MOVEMENT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LENNAR MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| AMWEST FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MILESTONE HOME LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MM LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 3 | Under 10 loans | Under 10 loans | 70.0% |
| NEW DAY FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Equity Prime Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Centier Bank | 3 | Under 10 loans | Under 10 loans | 42.9% |
| SayGO Home Loans, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Farmers Bank & Trust Co. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| TOP FLITE FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CRANE | 3 | Under 10 loans | Under 10 loans | 25.0% |
| 1st Source Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FAIR WAY LENDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The National Bank of Indianapolis | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 2 | Under 10 loans | Under 10 loans | 25.0% |
| LoanUnited.com, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 50.0% |
| ENDEAVOR CAPITAL, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Loan Simple, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Owen County State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE MASTERS OF INDIANA, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Alcova Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers and Mechanics Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank of Indiana | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST EQUITY MORTGAGE INCORPORATED | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STAR Financial Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MILEND, INC. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| BETTER MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 25.0% |
| First Federal Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| 2549004XDCE3LGQW7H72 | 1 | Under 10 loans | Under 10 loans | 50.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GOLDEN EMPIRE MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Hometown Equity Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Baxter Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Northwest Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Acre Mortgage & Financial, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDENCE FUNDING CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900J2RKTTDJSUWD76 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Transportation Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Stock Yards Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Right | 1 | Under 10 loans | Under 10 loans | 0.0% |
| POLARIS HOME FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DATA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PROFED CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JLB CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SENTE MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Stride Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SCHUMACHER MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CIBM Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Signature Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PURDUE | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VERITAS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 51 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Morgan County
21 FDIC-insured branches from 9 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| BMO Bank National Association | 5 | $234.0 million |
| Citizens Bank | 4 | $444.8 million |
| Home Bank SB | 4 | $323.4 million |
| First Merchants Bank | 2 | $226.2 million |
| The Peoples State Bank | 2 | $32.5 million |
| JPMorgan Chase Bank, National Association | 1 | $105.7 million |
| KeyBank National Association | 1 | $70.5 million |
| Regions Bank | 1 | $59.3 million |
| Woodforest National Bank | 1 | $3.2 million |
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When the next year’s lending figures are out for Morgan County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.