CAROLINA ONE MORTGAGE, LLC
CAROLINA ONE MORTGAGE, LLC received 884 applications in 2025 and made 610 mortgages, in 33 counties across 2 states. The median rate its borrowers got was 6.500% on a median loan of $305,000. Of 634 decisions, 19 were denials — 3.0%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300JA1J2RX1MKI366 |
|---|---|
| Applications received | 884 |
| Mortgages made | 610 |
| Denied | 19 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 250 |
| Loans bought from other lenders | 1 |
| Median rate spread over the prime offer rate | 0.2105 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 535 | 6.500% | $305,000 | 1.6% |
| Refinancing | 34 | 5.990% | $355,000 | 0.0% |
| Cash-out refinancing | 40 | 7.058% | $190,000 | 20.0% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 0.0% |
Where CAROLINA ONE MORTGAGE, LLC lends most
The 33 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Charleston County, SC | 195 | 6.625% | 1.5% |
| Berkeley County, SC | 157 | 6.375% | 5.9% |
| Dorchester County, SC | 121 | 6.500% | 3.2% |
| Columbia County, GA | 31 | 6.375% | 3.1% |
| Aiken County, SC | 17 | 6.500% | 0.0% |
| Orangeburg County, SC | 14 | 6.370% | 0.0% |
| Richmond County, GA | 11 | 6.990% | 0.0% |
| Richland County, SC | 8 | Under 10 loans | 11.1% |
| Georgetown County, SC | 7 | Under 10 loans | 0.0% |
| Lexington County, SC | 7 | Under 10 loans | 0.0% |
| Colleton County, SC | 6 | Under 10 loans | 0.0% |
| Clarendon County, SC | 5 | Under 10 loans | 0.0% |
| Florence County, SC | 4 | Under 10 loans | 0.0% |
| Horry County, SC | 4 | Under 10 loans | 0.0% |
| Kershaw County, SC | 4 | Under 10 loans | 0.0% |
| Bamberg County, SC | 2 | Under 10 loans | 0.0% |
| Dillon County, SC | 2 | Under 10 loans | 0.0% |
| Greenville County, SC | 2 | Under 10 loans | 0.0% |
| Sumter County, SC | 2 | Under 10 loans | 0.0% |
| Bibb County, GA | 1 | Under 10 loans | 0.0% |
| Tattnall County, GA | 1 | Under 10 loans | 0.0% |
| Beaufort County, SC | 1 | Under 10 loans | 0.0% |
| Calhoun County, SC | 1 | Under 10 loans | 0.0% |
| Darlington County, SC | 1 | Under 10 loans | 0.0% |
| Edgefield County, SC | 1 | Under 10 loans | 0.0% |
| Fairfield County, SC | 1 | Under 10 loans | 0.0% |
| Newberry County, SC | 1 | Under 10 loans | 0.0% |
| Oconee County, SC | 1 | Under 10 loans | 0.0% |
| Pickens County, SC | 1 | Under 10 loans | 0.0% |
| Spartanburg County, SC | 1 | Under 10 loans | 0.0% |
| Anderson County, SC | 0 | Under 10 loans | Not published |
| Barnwell County, SC | 0 | Under 10 loans | Not published |
| Williamsburg County, SC | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.