Mortgage lenders in Fresno County
14,101 mortgages were made in Fresno County, California, in 2025, by 458 lenders. The median rate their borrowers got was 6.572% on a median loan of $295,000. Of 20,411 decisions, 5,249 were denials — 25.7%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,863 | 6.375% | $365,000 | 13.1% |
| Rocket Mortgage, LLC | 1,112 | 6.875% | $245,000 | 18.0% |
| ALAMEDA MORTGAGE CORPORATION | 800 | 6.490% | $325,000 | 3.8% |
| KIND LENDING, LLC | 753 | 6.375% | $355,000 | 19.5% |
| EDUCATIONAL EMPLOYEES CREDIT UNION | 616 | 6.500% | $105,000 | 50.2% |
| LENNAR MORTGAGE, LLC | 490 | 5.750% | $425,000 | 10.7% |
| GOLDEN EMPIRE MORTGAGE, INC. | 386 | 6.250% | $335,000 | 7.2% |
| PENNYMAC LOAN SERVICES, LLC | 382 | 6.499% | $325,000 | 19.5% |
| THE GOLDEN 1 | 317 | 7.875% | $105,000 | 47.1% |
| THE LOAN STORE, INC. | 282 | 6.625% | $335,000 | 8.9% |
| NOBLE | 275 | 8.250% | $75,000 | 46.6% |
| Bank of America, National Association | 207 | 6.375% | $125,000 | 55.6% |
| NATIONSTAR MORTGAGE LLC | 187 | 7.375% | $145,000 | 25.7% |
| FREEDOM MORTGAGE CORPORATION | 181 | 6.250% | $365,000 | 14.1% |
| JPMorgan Chase Bank, National Association | 175 | 6.500% | $305,000 | 9.1% |
| FIGURE LENDING LLC | 174 | 9.350% | $65,000 | 22.9% |
| U.S. Bank National Association | 169 | 8.050% | $105,000 | 52.3% |
| Loandepot.Com, LLC | 162 | 7.500% | $185,000 | 33.2% |
| SPRING EQ, LLC | 159 | 9.125% | $75,000 | 62.8% |
| Kiavi Funding, Inc. | 154 | 10.250% | $265,000 | 8.7% |
| NEWREZ LLC | 131 | 7.250% | $175,000 | 45.3% |
| Sierra Pacific Mortgage Company, Inc. | 126 | 6.500% | $375,000 | 11.0% |
| KBHS HOME LOANS, LLC | 121 | 6.075% | $445,000 | 15.7% |
| Paramount Residential Mortgage Group, Inc. | 121 | 6.500% | $315,000 | 3.2% |
| Tri Counties Bank | 121 | 6.125% | $140,000 | 16.9% |
| OCMBC, INC. | 118 | 6.625% | $315,000 | 10.6% |
| Mortgage Research Center, LLC | 108 | 6.250% | $385,000 | 34.9% |
| GUILD MORTGAGE COMPANY | 104 | 6.500% | $290,000 | 5.7% |
| PACIFIC SERVICE CREDIT UNION | 101 | 7.990% | $75,000 | 26.2% |
| CMG MORTGAGE, INC. | 99 | 6.375% | $415,000 | 9.8% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 99 | 9.660% | $195,000 | 20.8% |
| Broker Solutions, Inc. | 91 | 6.750% | $295,000 | 15.5% |
| Navy Federal Credit Union | 88 | 8.625% | $140,000 | 42.2% |
| Coastal Community Bank | 84 | 10.490% | $55,000 | 4.9% |
| INSPIRE HOME LOANS INC. | 78 | 5.500% | $425,000 | 23.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 78 | 6.625% | $345,000 | 9.3% |
| DHI MORTGAGE COMPANY, LTD. | 78 | 5.500% | $420,000 | 6.0% |
| Wells Fargo Bank, National Association | 73 | 6.250% | $230,000 | 33.6% |
| GoodLeap, LLC | 69 | 6.750% | $135,000 | 18.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 66 | 6.850% | $400,000 | 13.0% |
| JMAC LENDING, INC. | 66 | 6.625% | $350,000 | 2.9% |
| AmeriSave Mortgage Corporation | 65 | 8.625% | $75,000 | 69.2% |
| BMO Bank National Association | 62 | 8.680% | $155,000 | 57.9% |
| GUARANTEED RATE, INC. | 62 | 6.625% | $340,000 | 8.8% |
| Lendage, LLC | 62 | 10.563% | $55,000 | 7.9% |
| Commerce Home Mortgage, Inc. | 61 | 7.000% | $325,000 | 3.1% |
| CLM MORTGAGE, INC. | 59 | 6.125% | $515,000 | 1.3% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 58 | 6.495% | $290,000 | 1.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 54 | 6.500% | $405,000 | 12.9% |
| PLANET HOME LENDING, LLC | 54 | 6.313% | $325,000 | 11.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 53 | 6.624% | $395,000 | 1.8% |
| LAKEVIEW LOAN SERVICING, LLC | 52 | 6.250% | $325,000 | 67.4% |
| PLAZA HOME MORTGAGE, INC. | 52 | 6.438% | $325,000 | 38.4% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 50 | 6.495% | $340,000 | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 49 | 6.375% | $365,000 | 12.7% |
| NEXERA HOLDING LLC | 49 | 7.250% | $275,000 | 13.6% |
| HOMEXPRESS MORTGAGE CORP. | 48 | 7.375% | $265,000 | 33.3% |
| AMWEST FUNDING CORP. | 46 | 6.875% | $315,000 | 11.5% |
| CARRINGTON MORTGAGE SERVICES, LLC | 42 | 6.625% | $170,000 | 58.5% |
| Equity Prime Mortgage LLC | 40 | 6.500% | $375,000 | 15.7% |
| BAY-VALLEY MORTGAGE GROUP | 39 | 6.375% | $275,000 | 4.9% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 39 | 4.990% | $485,000 | 11.4% |
| Citibank, National Association | 38 | 7.400% | $170,000 | 38.5% |
| UNION HOME MORTGAGE CORP. | 38 | 6.063% | $345,000 | 15.7% |
| SOFI BANK, NATIONAL ASSOCIATION | 37 | 8.250% | $105,000 | 27.5% |
| 549300PQ03NIDTKFIO56 | 37 | Not published | $55,000 | 27.8% |
| PNC Bank, National Association | 33 | 7.740% | $170,000 | 41.0% |
| CHAMPIONS FUNDING, LLC | 33 | 7.500% | $265,000 | 21.4% |
| AMERICAN FINANCIAL NETWORK, INC. | 33 | 6.375% | $345,000 | 20.9% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 31 | 6.500% | $285,000 | 38.2% |
| Valon Mortgage, Inc. | 31 | 8.550% | $45,000 | 10.8% |
| RESICENTRAL, LLC | 30 | 6.250% | $360,000 | 6.3% |
| FIRST COMMUNITY MORTGAGE, INC. | 30 | 6.625% | $400,000 | 13.5% |
| BETTER MORTGAGE CORPORATION | 29 | 8.500% | $115,000 | 44.8% |
| 254900M2C4Q6DATP2889 | 29 | 6.250% | $305,000 | 27.5% |
| Zions Bancorporation, N.A. | 29 | 6.250% | $285,000 | 39.4% |
| ALLIANT CREDIT UNION | 29 | 8.500% | $165,000 | 17.1% |
| ALTITUDE FINANCIAL CORPORATION | 29 | 6.250% | $425,000 | 3.3% |
| Fairway Independent Mortgage Corporation | 29 | 6.250% | $335,000 | 3.1% |
| DEEPHAVEN MORTGAGE LLC | 28 | 7.438% | $155,000 | 31.7% |
| Self-Help Federal Credit Union | 26 | 8.250% | $295,000 | 6.5% |
| Discover Bank | 23 | 8.740% | $85,000 | 80.5% |
| MORTGAGEONE, INC. | 23 | 6.375% | $365,000 | 8.0% |
| FlexPoint, Inc. | 23 | 6.875% | $305,000 | 3.3% |
| A&D Mortgage LLC | 23 | 6.625% | $335,000 | 20.7% |
| FINANCE OF AMERICA REVERSE LLC | 23 | 6.125% | $165,000 | 16.7% |
| Hometown Equity Mortgage, LLC | 23 | 7.250% | $195,000 | 32.4% |
| AAA CAPITAL INVESTMENT, INC. | 23 | 6.750% | $345,000 | 6.9% |
| TRIAD FINANCIAL SERVICES, INC. | 21 | 8.680% | $105,000 | 15.6% |
| Third Federal Savings and Loan Association of Cleveland | 21 | 6.990% | $105,000 | 54.4% |
| QUORUM FEDERAL CREDIT UNION | 21 | 9.250% | $105,000 | 33.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 21 | 6.500% | $345,000 | 12.0% |
| 21st Mortgage Corporation | 20 | 10.445% | $115,000 | 69.7% |
| NEW DAY FINANCIAL, LLC | 19 | 6.990% | $375,000 | 51.2% |
| MID VALLEY SERVICES, INC. | 19 | 7.625% | $265,000 | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 17 | 7.749% | $205,000 | 10.5% |
| PHH Mortgage Corporation | 16 | 6.438% | $295,000 | 27.3% |
| NATIONS DIRECT MORTGAGE, LLC | 16 | 6.058% | $315,000 | 5.9% |
| MISSION LOANS, LLC | 15 | 8.250% | $185,000 | 0.0% |
| USAA Federal Savings Bank | 15 | 6.000% | $375,000 | 25.0% |
| ARC HOME LLC | 15 | 7.375% | $365,000 | 5.9% |
| NexBank | 15 | 6.375% | $325,000 | 0.0% |
| AMERICAN FINANCING CORPORATION | 14 | 6.250% | $160,000 | 62.7% |
| VILLAGE CAPITAL & INVESTMENT LLC | 14 | 5.850% | $355,000 | 39.2% |
| Citadel Servicing Corporation | 14 | 7.938% | $360,000 | 7.1% |
| STG MORTGAGE INC | 14 | 6.313% | $375,000 | 17.7% |
| SCHOOLSFIRST | 14 | 6.813% | $95,000 | 17.7% |
| NMSI, INC. | 14 | 6.875% | $370,000 | 0.0% |
| Loan Funder LLC | 13 | 8.130% | $245,000 | 7.1% |
| Greenbox Loans, Inc. | 13 | 8.375% | $305,000 | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 13 | 6.750% | $255,000 | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 13 | 7.125% | $335,000 | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 13 | 6.875% | $515,000 | 0.0% |
| PACIFIC LENDING LLC | 13 | 6.625% | $455,000 | 0.0% |
| EVERETT FINANCIAL, INC. | 12 | 6.688% | $300,000 | 0.0% |
| Fremont Bank | 12 | 9.000% | $210,000 | 25.0% |
| Logan Finance Corporation | 12 | 7.999% | $530,000 | 14.3% |
| LONGBRIDGE FINANCIAL, LLC | 12 | 6.500% | $205,000 | 14.3% |
| Cornerstone First Mortgage, Inc | 12 | 6.688% | $360,000 | 0.0% |
| UNITED LOCAL CREDIT UNION | 12 | 4.875% | $310,000 | 7.7% |
| VALLEY STRONG CREDIT UNION | 11 | 8.700% | $75,000 | 21.7% |
| ROYAL PACIFIC FUNDING CORP. | 11 | 6.750% | $315,000 | 0.0% |
| Tomo Mortgage, LLC | 11 | 6.490% | $365,000 | 0.0% |
| NEW WAVE LENDING GROUP INC | 11 | 7.000% | $325,000 | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 11 | 6.750% | $315,000 | 8.3% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 11 | 6.990% | $255,000 | 15.4% |
| AMERITRUST MORTGAGE CORPORATION | 11 | 6.990% | $405,000 | 0.0% |
| San Joaquin Power Employees Credit Union | 11 | 5.580% | $245,000 | 0.0% |
| LANTZMAN MANAGEMENT, INC. | 11 | 10.500% | $225,000 | 0.0% |
| GOOGAIN, INC. | 11 | 6.750% | $315,000 | 0.0% |
| LoanUnited.com, LLC | 10 | 5.995% | $345,000 | 16.7% |
| Home Mortgage Alliance Corporation (HMAC) | 10 | 8.625% | $180,000 | 33.3% |
| AHL FUNDING | 10 | 7.438% | $310,000 | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 10 | 6.000% | $260,000 | 0.0% |
| Flagstar Bank, N.A. | 9 | Under 10 loans | Under 10 loans | 47.6% |
| LUXURY MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 15.4% |
| WESCOM CENTRAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 35.7% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| ZILLOW HOME LOANS, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AgWest Farm Credit, FLCA | 9 | Under 10 loans | Under 10 loans | 8.3% |
| LENDSURE MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 8.3% |
| General Mortgage Capital Corporation | 9 | Under 10 loans | Under 10 loans | 0.0% |
| STAR ONE Credit Union | 9 | Under 10 loans | Under 10 loans | 33.3% |
| Citizens Business Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GTE Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 18.2% |
| NQM FUNDING, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| ML Mortgage Corp. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 9 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 47.2% |
| LAND HOME FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 8.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Synergy One Lending, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| VAL-CHRIS INVESTMENTS, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Murphy Bank | 7 | Under 10 loans | Under 10 loans | 20.0% |
| AML FUNDING LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CAKE MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 30.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 11.1% |
| NBKC BANK | 7 | Under 10 loans | Under 10 loans | 12.5% |
| 9845005BP6974AE5D838 | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Fresno First Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Operating Engineers Local Union #3 | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 6 | Under 10 loans | Under 10 loans | 22.2% |
| BAY EQUITY LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| VERITAS FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 6 | Under 10 loans | Under 10 loans | 0.0% |
| UMB Bank, National Association | 5 | Under 10 loans | Under 10 loans | 53.3% |
| LOWER, LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| GENWAY HOME MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 50.0% |
| OAKTREE FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PANORAMA MORTGAGE GROUP, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| MOVEMENT MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Firefighters First Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 16.7% |
| First-Citizens Bank & Trust Company | 5 | Under 10 loans | Under 10 loans | 28.6% |
| LOGIX FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Pacific Premier Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 64.3% |
| INTELLILOAN, INC. | 4 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LADERA LENDING, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Umpqua Bank | 4 | Under 10 loans | Under 10 loans | 50.0% |
| EMET LENDING GROUP, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Manufacturers and Traders Trust Company | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 4 | Under 10 loans | Under 10 loans | 16.7% |
| TOP FLITE FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | Under 10 loans | Under 10 loans | 28.6% |
| ONY GLO, INC. | 4 | Under 10 loans | Under 10 loans | 50.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 258 lenders each made 4 or fewer mortgages here, and are counted in the totals above.
Bank branches in Fresno County
111 FDIC-insured branches from 22 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Community West Bank | 18 | $2.3 billion |
| Bank of America, National Association | 13 | $3.1 billion |
| Wells Fargo Bank, National Association | 11 | $3.6 billion |
| JPMorgan Chase Bank, National Association | 11 | $2.4 billion |
| Westamerica Bank | 11 | $553.6 million |
| U.S. Bank National Association | 9 | $1.0 billion |
| Citibank, National Association | 8 | $1.2 billion |
| BMO Bank National Association | 7 | $1.0 billion |
| Bank of the Sierra | 6 | $286.3 million |
| Zions Bancorporation, N.A. | 2 | $493.3 million |
| Citizens Business Bank, National Association | 2 | $362.8 million |
| Mechanics Bank | 2 | $159.1 million |
| PNC Bank, National Association | 2 | $139.9 million |
| FFB Bank | 1 | $1.4 billion |
| UMB Bank, National Association | 1 | $735.2 million |
| Murphy Bank | 1 | $261.3 million |
| Banc of California | 1 | $193.0 million |
| Tri Counties Bank | 1 | $109.1 million |
| Balboa Thrift and Loan Association | 1 | $89.4 million |
| State Bank of India (California) | 1 | $55.2 million |
| Beneficial State Bank | 1 | $42.2 million |
| Fifth Third Bank, National Association | 1 | $15.3 million |
Closed since the 2025 survey
12 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- BMO Bank National Association, 2035 Fresno St, Fresno
- Bank of America, National Association, 590 E Shaw Ave, Fresno
- United Security Bank, 1067 O St, Firebaugh
- United Security Bank, 119 South 6th Street, Fowler
- United Security Bank, 13356 S Henderson Rd, Caruthers
- United Security Bank, 145 E Durian Ave, Coalinga
- United Security Bank, 2126 Inyo St, Fresno
- United Security Bank, 2151 W Shaw Ave, Fresno
- United Security Bank, 21574 Manning Avenue, San Joaquin
- United Security Bank, 643 Quince St, Ste B, Mendota
- United Security Bank, 7088 N 1st St, Fresno
- United Security Bank, 855 M St, Ste 130, Fresno
Get told when this changes
When the next year’s lending figures are out for Fresno County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.