Mortgage lenders in Lauderdale County
2,433 mortgages were made in Lauderdale County, Alabama, in 2025, by 232 lenders. The median rate their borrowers got was 6.499% on a median loan of $165,000. Of 3,140 decisions, 565 were denials — 18.0%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Bank Independent | 370 | 6.375% | $125,000 | 11.5% |
| Listerhill Credit Union | 214 | 5.750% | $115,000 | 1.4% |
| Rocket Mortgage, LLC | 149 | 6.750% | $145,000 | 19.1% |
| Trustmark National Bank | 137 | 6.375% | $185,000 | 8.0% |
| Regions Bank | 125 | 4.990% | $95,000 | 33.5% |
| Assurance Financial Group, L.L.C. | 93 | 6.490% | $185,000 | 9.7% |
| TOWNE MORTGAGE COMPANY | 69 | 5.990% | $205,000 | 2.6% |
| First Metro Bank | 64 | Not published | $105,000 | 4.4% |
| United Community Bank | 55 | 6.500% | $105,000 | 19.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 50 | 6.125% | $235,000 | 25.0% |
| First Southern Bank | 47 | Not published | $125,000 | 6.0% |
| TVA COMMUNITY CREDIT UNION | 46 | 6.225% | $155,000 | 11.5% |
| First Federal Bank, A FSB | 41 | 6.125% | $205,000 | 4.7% |
| PENNYMAC LOAN SERVICES, LLC | 35 | 6.500% | $165,000 | 9.3% |
| River Bank & Trust | 35 | 6.800% | $175,000 | 0.0% |
| Mortgage Research Center, LLC | 34 | 6.250% | $245,000 | 27.1% |
| Renasant Bank | 34 | 6.438% | $235,000 | 15.0% |
| CB&S Bank, Inc. | 33 | 7.000% | $85,000 | 23.3% |
| Wolfe Financial, Inc | 28 | 6.057% | $180,000 | 0.0% |
| Broker Solutions, Inc. | 25 | 7.125% | $175,000 | 10.7% |
| REDSTONE Federal Credit Union | 25 | 8.125% | $105,000 | 16.1% |
| PLANET HOME LENDING, LLC | 22 | 6.063% | $235,000 | 21.4% |
| Navy Federal Credit Union | 20 | 6.938% | $235,000 | 31.0% |
| SOUTHWEST FUNDING, LP | 20 | 6.750% | $185,000 | 23.1% |
| FirstBank | 20 | 6.500% | $285,000 | 11.1% |
| FIRST COMMUNITY MORTGAGE, INC. | 19 | 6.490% | $255,000 | 12.0% |
| Loandepot.Com, LLC | 18 | 7.438% | $95,000 | 45.5% |
| NEWREZ LLC | 18 | 6.125% | $215,000 | 32.1% |
| Truist Bank | 18 | 8.120% | $60,000 | 18.2% |
| PHH Mortgage Corporation | 18 | 6.433% | $200,000 | 0.0% |
| GUILD MORTGAGE COMPANY | 18 | 6.375% | $215,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 16 | 6.250% | $225,000 | 0.0% |
| AmeriSave Mortgage Corporation | 15 | 7.000% | $115,000 | 59.5% |
| PNC Bank, National Association | 15 | 7.760% | $85,000 | 20.0% |
| FIGURE LENDING LLC | 15 | 8.700% | $45,000 | 13.0% |
| ALABAMA CENTRAL | 15 | 6.500% | $135,000 | 34.8% |
| Fairway Independent Mortgage Corporation | 15 | 6.250% | $215,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 14 | 6.490% | $115,000 | 11.8% |
| SPRING EQ, LLC | 13 | 9.800% | $65,000 | 58.1% |
| PeoplesTrust Bank | 13 | Not published | $255,000 | 7.1% |
| 21st Mortgage Corporation | 12 | 10.375% | $90,000 | 70.0% |
| JPMorgan Chase Bank, National Association | 12 | 6.313% | $240,000 | 25.0% |
| MOVEMENT MORTGAGE, LLC | 12 | 6.438% | $230,000 | 7.7% |
| EvaBank | 10 | Not published | $55,000 | 16.7% |
| First National Bank of Pulaski | 10 | Not published | $95,000 | 16.7% |
| MORTGAGE INVESTORS GROUP, INC. | 10 | 6.438% | $270,000 | 8.3% |
| Coastal Community Bank | 9 | Under 10 loans | Under 10 loans | 4.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Consumer First Mortgage, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 8 | Under 10 loans | Under 10 loans | 73.3% |
| TRIAD FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 41.3% |
| UNION HOME MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | 7 | Under 10 loans | Under 10 loans | 8.3% |
| NEW DAY FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 36.4% |
| STOCKTON MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| U.S. Bank National Association | 6 | Under 10 loans | Under 10 loans | 25.0% |
| The Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Synovus Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 5 | Under 10 loans | Under 10 loans | 30.0% |
| CANOPY MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Cadence Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Bank of Frankewing | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 4 | Under 10 loans | Under 10 loans | 50.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 37.5% |
| GUARANTEED RATE, INC. | 4 | Under 10 loans | Under 10 loans | 25.0% |
| GoodLeap, LLC | 4 | Under 10 loans | Under 10 loans | 44.4% |
| MILEND, INC. | 4 | Under 10 loans | Under 10 loans | 42.9% |
| PLAZA HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 50.0% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| THE MORTGAGE LINK, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LoanUnited.com, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CSL Financial, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AVADIAN | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CIS Financial Services, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Tomo Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Equity Prime Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Lendage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| First Farmers and Merchants Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| BPL MORTGAGE TRUST, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SmartBank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHEVRON Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 2 | Under 10 loans | Under 10 loans | 81.8% |
| SOFI BANK, NATIONAL ASSOCIATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Bank of America, National Association | 2 | Under 10 loans | Under 10 loans | 66.7% |
| BETTER MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MISSION LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 25.0% |
| First Horizon Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Primis Mortgage Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Heritage Bank & Trust | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Prosperity Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VICTORIAN FINANCE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SouthPoint Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CHURCHILL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Valon Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 33.3% |
| 254900CTT87ZKAUTIJ37 | 1 | Under 10 loans | Under 10 loans | 50.0% |
| THE LOAN STORE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Old National Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| NEXERA HOLDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| University Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 549300XQM4M89ZBZLQ02 | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Ameris Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005Z23HAAZ6QDM98 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AlaTrust Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Legacy Home Loans, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Community Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN STATE UNIVERSITY Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bryant Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BankFirst Financial Services | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ASCEND FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Granite Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GMFS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORIA DEVELOPMENT, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Planters Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Brighton Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First South Farm Credit, ACA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALABAMA CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ServisFirst Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GTE Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SouthState Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Beeline Loans, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 0 | Under 10 loans | Under 10 loans | 66.7% |
| TAMMAC HOLDINGS CORPORATION | 0 | Under 10 loans | Under 10 loans | 50.0% |
| Liberty | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Plains Commerce Bank | 0 | Under 10 loans | Under 10 loans | 100.0% |
| AMERICAN HERITAGE LENDING, LLC | 0 | Under 10 loans | Under 10 loans | 50.0% |
| Family Security Credit Union | 0 | Under 10 loans | Under 10 loans | 100.0% |
| TOP FLITE FINANCIAL, INC. | 0 | Under 10 loans | Under 10 loans | Not published |
| LENDINGONE, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| JMAC LENDING, INC. | 0 | Under 10 loans | Under 10 loans | Not published |
| COMMUNITY MORTGAGE CORPORATION | 0 | Under 10 loans | Under 10 loans | 100.0% |
| City Bank | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Logan Finance Corporation | 0 | Under 10 loans | Under 10 loans | 100.0% |
| RPE Home, Inc | 0 | Under 10 loans | Under 10 loans | 0.0% |
| American Mortgage Bank, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 32 lenders each made 0 or fewer mortgages here, and are counted in the totals above.
Bank branches in Lauderdale County
34 FDIC-insured branches from 16 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Bank Independent | 7 | $640.3 million |
| First Metro Bank | 5 | $249.5 million |
| First Southern Bank | 3 | $513.3 million |
| Regions Bank | 3 | $221.0 million |
| CB&S Bank, Inc. | 3 | $179.7 million |
| The Farmers & Merchants Bank | 2 | $86.5 million |
| PNC Bank, National Association | 2 | $52.1 million |
| Truist Bank | 1 | $164.8 million |
| FirstBank | 1 | $154.7 million |
| United Community Bank | 1 | $126.8 million |
| Wells Fargo Bank, National Association | 1 | $114.7 million |
| River Bank & Trust | 1 | $43.7 million |
| Citizens Bank & Trust | 1 | $40.0 million |
| PeoplesTrust Bank | 1 | $19.0 million |
| Renasant Bank | 1 | $6.6 million |
| JPMorgan Chase Bank, National Association | 1 | $3.2 million |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.