Mortgage lenders in Benton County
5,498 mortgages were made in Benton County, Washington, in 2025, by 316 lenders. The median rate their borrowers got was 6.625% on a median loan of $315,000. Of 6,987 decisions, 1,200 were denials — 17.2%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| GESA | 565 | 7.500% | $165,000 | 13.7% |
| CMG MORTGAGE, INC. | 495 | 6.375% | $385,000 | 1.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 471 | 6.124% | $395,000 | 10.4% |
| Rocket Mortgage, LLC | 350 | 6.625% | $265,000 | 15.2% |
| 1st Security Bank of Washington | 246 | 6.188% | $375,000 | 6.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 225 | 6.250% | $345,000 | 1.6% |
| NUMERICA CREDIT UNION | 176 | 7.750% | $105,000 | 41.6% |
| Umpqua Bank | 169 | 6.500% | $325,000 | 12.8% |
| HAPO COMMUNITY CREDIT UNION | 149 | 7.250% | $175,000 | 15.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 134 | 6.750% | $370,000 | 3.5% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 103 | 6.125% | $345,000 | 3.7% |
| Yakima Federal Savings and Loan Association | 88 | 6.688% | $350,000 | 11.9% |
| PENNYMAC LOAN SERVICES, LLC | 79 | 6.750% | $265,000 | 8.9% |
| SUMMIT FUNDING, INC. | 79 | 6.625% | $305,000 | 4.8% |
| Loandepot.Com, LLC | 74 | 6.625% | $270,000 | 20.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 72 | 6.563% | $355,000 | 5.3% |
| NATIONSTAR MORTGAGE LLC | 71 | 8.750% | $95,000 | 12.2% |
| SPOKANE TEACHERS | 66 | 8.115% | $105,000 | 37.1% |
| FREEDOM MORTGAGE CORPORATION | 64 | 6.000% | $375,000 | 16.1% |
| GUILD MORTGAGE COMPANY | 64 | 6.500% | $360,000 | 2.9% |
| Banner Bank | 58 | 6.813% | $275,000 | 41.2% |
| Broker Solutions, Inc. | 58 | 6.495% | $325,000 | 16.7% |
| CHURCHILL MORTGAGE CORPORATION | 57 | 6.625% | $335,000 | 1.5% |
| DHI MORTGAGE COMPANY, LTD. | 55 | 5.750% | $355,000 | 3.5% |
| U.S. Bank National Association | 54 | 7.313% | $250,000 | 40.9% |
| Tri-Cities Community Federal Credit Union | 49 | Not published | $55,000 | 15.5% |
| NEWREZ LLC | 48 | 6.375% | $310,000 | 22.6% |
| Community First Bank | 48 | Not published | $310,000 | 5.9% |
| Cornerstone First Mortgage, Inc | 43 | 6.500% | $325,000 | 0.0% |
| Bank of America, National Association | 41 | 5.990% | $155,000 | 48.8% |
| Navy Federal Credit Union | 40 | 7.700% | $225,000 | 16.7% |
| JPMorgan Chase Bank, National Association | 40 | 6.500% | $305,000 | 11.1% |
| NATIONS DIRECT MORTGAGE, LLC | 36 | 6.250% | $460,000 | 0.0% |
| Mortgage Research Center, LLC | 33 | 6.125% | $475,000 | 34.0% |
| SPRING EQ, LLC | 33 | 8.900% | $85,000 | 50.7% |
| FIGURE LENDING LLC | 28 | 10.600% | $60,000 | 20.7% |
| TRIAD FINANCIAL SERVICES, INC. | 27 | 9.100% | $105,000 | 32.9% |
| GUARANTEED RATE, INC. | 27 | 6.500% | $375,000 | 6.5% |
| THE LOAN STORE, INC. | 22 | 6.563% | $365,000 | 17.2% |
| Washington Trust Bank | 22 | 6.938% | $255,000 | 8.3% |
| ENVOY MORTGAGE, LTD | 22 | 6.625% | $345,000 | 0.0% |
| 21st Mortgage Corporation | 20 | 10.990% | $95,000 | 66.7% |
| LAKEVIEW LOAN SERVICING, LLC | 19 | 6.250% | $405,000 | 58.3% |
| AmeriSave Mortgage Corporation | 19 | 8.000% | $135,000 | 63.6% |
| Boeing Employees Credit Union | 19 | 6.000% | $235,000 | 29.6% |
| Flagstar Bank, N.A. | 19 | 6.375% | $305,000 | 17.4% |
| Glacier Bank | 18 | 6.250% | $300,000 | 25.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 17 | 6.250% | $225,000 | 33.3% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 17 | 6.500% | $365,000 | 0.0% |
| LIMA ONE CAPITAL, LLC | 17 | 9.700% | $885,000 | 0.0% |
| Wells Fargo Bank, National Association | 16 | 6.500% | $235,000 | 15.0% |
| CORNERSTONE CAPITAL BANK, SSB | 16 | 6.250% | $325,000 | 5.9% |
| IDAHO CENTRAL CREDIT UNION | 15 | 6.500% | $175,000 | 36.1% |
| Coastal Community Bank | 14 | 10.615% | $95,000 | 2.9% |
| Synergy One Lending, Inc. | 14 | 6.495% | $445,000 | 6.7% |
| Sierra Pacific Mortgage Company, Inc. | 14 | 6.813% | $315,000 | 17.7% |
| BMO Bank National Association | 14 | 8.165% | $155,000 | 22.2% |
| CANOPY MORTGAGE, LLC | 14 | 5.933% | $285,000 | 0.0% |
| Fairway Independent Mortgage Corporation | 13 | 6.625% | $315,000 | 6.7% |
| KIND LENDING, LLC | 13 | 6.125% | $425,000 | 12.5% |
| SOFI BANK, NATIONAL ASSOCIATION | 11 | 7.990% | $95,000 | 21.4% |
| AMERICAN FINANCING CORPORATION | 11 | 6.990% | $225,000 | 42.9% |
| USAA Federal Savings Bank | 11 | 6.375% | $465,000 | 21.4% |
| MORTGAGEONE, INC. | 11 | 6.625% | $385,000 | 0.0% |
| LPMC, LLC | 11 | 6.500% | $305,000 | 0.0% |
| MOVEMENT MORTGAGE, LLC | 11 | 6.750% | $305,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 10 | 7.438% | $355,000 | 38.9% |
| WASHINGTON STATE EMPLOYEES CREDIT UNION | 10 | 7.230% | $65,000 | 47.4% |
| UNION HOME MORTGAGE CORP. | 10 | 6.000% | $400,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 9 | Under 10 loans | Under 10 loans | 70.6% |
| Discover Bank | 8 | Under 10 loans | Under 10 loans | 68.0% |
| PLANET HOME LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 35.7% |
| KeyBank National Association | 8 | Under 10 loans | Under 10 loans | 42.9% |
| Lendage, LLC | 8 | Under 10 loans | Under 10 loans | 33.3% |
| LAND HOME FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 33.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 8 | Under 10 loans | Under 10 loans | 27.3% |
| PNC Bank, National Association | 8 | Under 10 loans | Under 10 loans | 11.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| SAMMAMISH MORTGAGE COMPANY | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 46.7% |
| VILLAGE CAPITAL & INVESTMENT LLC | 7 | Under 10 loans | Under 10 loans | 21.1% |
| LOWER, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| GoodLeap, LLC | 7 | Under 10 loans | Under 10 loans | 27.3% |
| Third Federal Savings and Loan Association of Cleveland | 7 | Under 10 loans | Under 10 loans | 36.4% |
| Paramount Residential Mortgage Group, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 7 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| SOUTHWEST FUNDING, LP | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| HomeStreet Bank | 6 | Under 10 loans | Under 10 loans | 40.0% |
| MORTGAGE EXPRESS, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 6 | Under 10 loans | Under 10 loans | 12.5% |
| The Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Global Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 16.7% |
| BAY EQUITY LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 50.0% |
| INTELLILOAN, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Self-Help Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LENDSURE MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ZILLOW HOME LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Potlatch No. 1 Financial Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST FED BANK | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ONPOINT COMMUNITY CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 40.0% |
| SmartFi Home Loans, LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Sound Credit Union | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Baker-Boyer National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BERKELEY POINT CAPITAL LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 50.0% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 66.7% |
| NETWORK CAPITAL FUNDING CORPORATION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Seattle Metropolitan Credit Union | 2 | Under 10 loans | Under 10 loans | 25.0% |
| CHEVRON Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| iQ Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LADERA LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Filo Mortgage, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Armed Forces Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Solarity Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CALCON MUTUAL MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Empeople Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDENCE FUNDING CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Rivermark Community | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Willamette Valley Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| University Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECTORS MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 63.6% |
| MISSION LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| QUORUM FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 80.0% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 50.0% |
| A&D Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AgWest Farm Credit, FLCA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
| QUALSTAR CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| HOMEXPRESS MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| SOUTH RIVER MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WHATCOM EDUCATIONAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mountain America Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FIRST COMMUNITY | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMWEST FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| DAS Acquisition Company, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WASHINGTON FEDERAL BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 116 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Benton County
32 FDIC-insured branches from 16 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| U.S. Bank National Association | 4 | $542.4 million |
| Banner Bank | 4 | $337.4 million |
| Yakima Federal Savings and Loan Association | 4 | $331.2 million |
| Bank of America, National Association | 3 | $724.1 million |
| JPMorgan Chase Bank, National Association | 3 | $395.4 million |
| Columbia Bank | 2 | $166.1 million |
| KeyBank National Association | 2 | $109.7 million |
| BMO Bank National Association | 2 | $46.1 million |
| Washington Trust Bank | 1 | $167.0 million |
| Wells Fargo Bank, National Association | 1 | $111.3 million |
| Baker-Boyer National Bank | 1 | $44.4 million |
| Glacier Bank | 1 | $18.5 million |
| First Interstate Bank | 1 | $13.5 million |
| WaFd Bank | 1 | $7.6 million |
| bankcda | 1 | $2.1 million |
| 1st Security Bank of Washington | 1 | $54,000 |
Closed since the 2025 survey
4 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Community First Bank, 1007 Jadwin Ave, Richland
- Community First Bank, 6401 W Clearwater Ave, Kennewick
- Community First Bank, 8131 W Grandridge Blvd, Kennewick
- U.S. Bank National Association, 1305 Fowler St, Richland
Get told when this changes
When the next year’s lending figures are out for Benton County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.