Mortgage Lender Index

Tri-Cities Community Federal Credit Union

Tri-Cities Community Federal Credit Union received 143 applications in 2025 and made 70 mortgages, in 7 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $50,000. Of 82 decisions, 12 were denials — 14.6%.

Legal Entity Identifier254900Q3NKMPZB4K2E34
Applications received143
Mortgages made70
Denied12
Approved, not taken up0
Withdrawn or incomplete61
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase13 Not published$175,000 43.5%
Refinancing2 Under 10 loansUnder 10 loans 0.0%
Cash-out refinancing52 Not published$35,000 3.7%
Other purposes3 Under 10 loansUnder 10 loans 0.0%

Where Tri-Cities Community Federal Credit Union lends most

The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Benton County, WA 49Not published15.5%
Franklin County, WA 20Not published9.1%
Walla Walla County, WA 1Under 10 loans0.0%
Umatilla County, OR 0Under 10 loansNot published
Grant County, WA 0Under 10 loans100.0%
Kittitas County, WA 0Under 10 loansNot published
Whitman County, WA 0Under 10 loansNot published

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When Tri-Cities Community Federal Credit Union’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.