Solarity Credit Union
Solarity Credit Union received 530 applications in 2025 and made 273 mortgages, in 23 counties across 5 states. The median rate its borrowers got was 7.750% on a median loan of $125,000. Of 441 decisions, 168 were denials — 38.1%, most often for debt-to-income ratio. 8 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300GGB04TG4AH1377 |
|---|---|
| Applications received | 530 |
| Mortgages made | 273 |
| Denied | 168 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 89 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.51 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 53 | 6.716% | $245,000 | 23.2% |
| Refinancing | 20 | 6.293% | $215,000 | 35.5% |
| Cash-out refinancing | 25 | 6.750% | $235,000 | 21.9% |
| Other purposes | 175 | 7.750% | $75,000 | 43.4% |
Where Solarity Credit Union lends most
The 23 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Yakima County, WA | 236 | 7.750% | 37.4% |
| Chelan County, WA | 6 | Under 10 loans | 25.0% |
| Kittitas County, WA | 5 | Under 10 loans | 50.0% |
| Douglas County, WA | 3 | Under 10 loans | 50.0% |
| Grant County, WA | 3 | Under 10 loans | 40.0% |
| King County, WA | 3 | Under 10 loans | 40.0% |
| Benton County, WA | 2 | Under 10 loans | 33.3% |
| Franklin County, WA | 2 | Under 10 loans | 33.3% |
| Snohomish County, WA | 2 | Under 10 loans | 33.3% |
| St. Louis city, MO | 1 | Under 10 loans | 0.0% |
| Bernalillo County, NM | 1 | Under 10 loans | 0.0% |
| Multnomah County, OR | 1 | Under 10 loans | 50.0% |
| Yamhill County, OR | 1 | Under 10 loans | 0.0% |
| Orange County, TX | 1 | Under 10 loans | 0.0% |
| Tarrant County, TX | 1 | Under 10 loans | 0.0% |
| Island County, WA | 1 | Under 10 loans | 0.0% |
| Kitsap County, WA | 1 | Under 10 loans | 50.0% |
| Pierce County, WA | 1 | Under 10 loans | 50.0% |
| Spokane County, WA | 1 | Under 10 loans | 66.7% |
| Thurston County, WA | 1 | Under 10 loans | 0.0% |
| Klickitat County, WA | 0 | Under 10 loans | Not published |
| Lewis County, WA | 0 | Under 10 loans | 100.0% |
| Whatcom County, WA | 0 | Under 10 loans | 100.0% |
Get told when this changes
When Solarity Credit Union’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.