Mortgage Lender Index

FIRST FED BANK

FIRST FED BANK received 272 applications in 2025 and made 177 mortgages, in 81 counties across 22 states. The median rate its borrowers got was Not published on a median loan of $275,000. Of 205 decisions, 27 were denials — 13.2%, most often for debt-to-income ratio.

Legal Entity Identifier549300XW2H531FLD3I90
Applications received272
Mortgages made177
Denied27
Approved, not taken up1
Withdrawn or incomplete67
Loans bought from other lenders92
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: First Fed Bank, 14 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase79 Not published$405,000 10.1%
Refinancing43 Not published$275,000 12.2%
Cash-out refinancing7 Under 10 loansUnder 10 loans 12.5%
Other purposes48 Not published$70,000 18.6%

Where FIRST FED BANK lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Clallam County, WA 87Not published13.0%
Whatcom County, WA 22Not published21.4%
Jefferson County, WA 14Not published12.5%
King County, WA 13Not published7.1%
Kitsap County, WA 13Not published13.3%
Benton County, WA 4Under 10 loans0.0%
Pierce County, WA 4Under 10 loans28.6%
Skagit County, WA 4Under 10 loans0.0%
Snohomish County, WA 3Under 10 loans0.0%
Yakima County, WA 3Under 10 loans25.0%
Grays Harbor County, WA 2Under 10 loans0.0%
Lewis County, WA 2Under 10 loans0.0%
Mason County, WA 2Under 10 loans0.0%
San Juan County, WA 2Under 10 loans0.0%
Island County, WA 1Under 10 loans0.0%
Okanogan County, WA 1Under 10 loans0.0%
Baldwin County, AL 0Under 10 loansNot published
Maricopa County, AZ 0Under 10 loansNot published
Pima County, AZ 0Under 10 loansNot published
Pinal County, AZ 0Under 10 loansNot published
Yavapai County, AZ 0Under 10 loansNot published
Grant County, AR 0Under 10 loansNot published
Alameda County, CA 0Under 10 loansNot published
El Dorado County, CA 0Under 10 loansNot published
Kern County, CA 0Under 10 loansNot published
Los Angeles County, CA 0Under 10 loansNot published
Madera County, CA 0Under 10 loansNot published
Orange County, CA 0Under 10 loansNot published
Riverside County, CA 0Under 10 loansNot published
Sacramento County, CA 0Under 10 loansNot published
San Bernardino County, CA 0Under 10 loansNot published
San Diego County, CA 0Under 10 loansNot published
San Joaquin County, CA 0Under 10 loansNot published
San Luis Obispo County, CA 0Under 10 loansNot published
Sonoma County, CA 0Under 10 loansNot published
Stanislaus County, CA 0Under 10 loansNot published
Tuolumne County, CA 0Under 10 loansNot published
Ventura County, CA 0Under 10 loansNot published
Larimer County, CO 0Under 10 loansNot published
Mesa County, CO 0Under 10 loansNot published
Montrose County, CO 0Under 10 loansNot published
Weld County, CO 0Under 10 loansNot published
Southeastern Connecticut Planning Region, CT 0Under 10 loansNot published
Kent County, DE 0Under 10 loansNot published
Lake County, FL 0Under 10 loansNot published
Lee County, FL 0Under 10 loansNot published
Polk County, FL 0Under 10 loansNot published
Gordon County, GA 0Under 10 loansNot published
Canyon County, ID 0Under 10 loansNot published
Madison County, IN 0Under 10 loansNot published

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When FIRST FED BANK’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.