Home purchase lenders in Kaufman County
4,669 home purchase mortgages were made in Kaufman County, Texas, in 2025, by 355 lenders. The median rate their borrowers got was 5.990% on a median loan of $285,000. Of 6,075 decisions, 1,214 were denials — 20.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| LENNAR MORTGAGE, LLC | 572 | 4.500% | $215,000 | 29.0% |
| DHI MORTGAGE COMPANY, LTD. | 554 | 3.990% | $265,000 | 17.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 229 | 6.465% | $295,000 | 11.1% |
| VELOCIO MORTGAGE L.L.C. | 143 | 4.990% | $345,000 | 5.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 121 | 6.575% | $395,000 | 3.9% |
| Rocket Mortgage, LLC | 113 | 6.375% | $295,000 | 18.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 92 | 5.433% | $365,000 | 6.6% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 91 | 6.500% | $275,000 | 16.5% |
| SFMC, LP | 89 | 5.990% | $365,000 | 1.9% |
| Loandepot.Com, LLC | 80 | 5.750% | $295,000 | 33.1% |
| PULTE MORTGAGE LLC | 71 | 4.990% | $295,000 | 29.0% |
| CMG MORTGAGE, INC. | 70 | 6.125% | $290,000 | 6.3% |
| EVERETT FINANCIAL, INC. | 67 | 6.875% | $275,000 | 4.3% |
| Taylor Morrison Home Funding, Inc. | 65 | 5.000% | $295,000 | 21.7% |
| Paramount Residential Mortgage Group, Inc. | 64 | 6.500% | $320,000 | 1.5% |
| Fairway Independent Mortgage Corporation | 64 | 6.688% | $285,000 | 4.5% |
| UNION HOME MORTGAGE CORP. | 56 | 4.990% | $320,000 | 8.2% |
| Mortgage Research Center, LLC | 55 | 6.250% | $345,000 | 13.9% |
| GUILD MORTGAGE COMPANY | 54 | 5.990% | $255,000 | 15.2% |
| CLM MORTGAGE, INC. | 53 | 5.250% | $395,000 | 0.0% |
| LOWER, LLC | 52 | 5.875% | $385,000 | 1.9% |
| 21st Mortgage Corporation | 51 | 9.930% | $125,000 | 72.9% |
| REPUBLIC STATE MORTGAGE CO. | 45 | 5.375% | $325,000 | 0.0% |
| The American National Bank of Texas | 43 | 6.375% | $305,000 | 6.5% |
| 2549004YKXDDHUWUOH37 | 43 | 4.990% | $335,000 | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 40 | 5.250% | $355,000 | 4.8% |
| Broker Solutions, Inc. | 39 | 6.625% | $255,000 | 9.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 36 | 6.433% | $330,000 | 7.7% |
| THE LOAN STORE, INC. | 35 | 7.125% | $245,000 | 2.5% |
| INSPIRE HOME LOANS INC. | 35 | 4.875% | $395,000 | 14.0% |
| Navy Federal Credit Union | 33 | 6.125% | $345,000 | 8.3% |
| KIND LENDING, LLC | 33 | 6.500% | $285,000 | 32.7% |
| JPMorgan Chase Bank, National Association | 31 | 6.375% | $275,000 | 11.1% |
| CRESTMARK MORTGAGE COMPANY, LTD. | 30 | 5.990% | $425,000 | 9.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 30 | 6.625% | $330,000 | 2.9% |
| TexasBank | 28 | 7.438% | $275,000 | 3.5% |
| BROOKHOLLOW MORTGAGE SERVICES, LTD. | 27 | 5.750% | $285,000 | 3.6% |
| PENNYMAC LOAN SERVICES, LLC | 26 | 6.313% | $295,000 | 25.7% |
| INTERLINC MORTGAGE SERVICES, LLC | 26 | 5.250% | $385,000 | 7.1% |
| DEEPHAVEN MORTGAGE LLC | 26 | 6.990% | $210,000 | 16.1% |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | 26 | 6.625% | $290,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 25 | 6.625% | $315,000 | 28.6% |
| FREEDOM MORTGAGE CORPORATION | 25 | 5.750% | $345,000 | 13.8% |
| Bank of America, National Association | 25 | 5.875% | $255,000 | 19.4% |
| JET HOMELOANS, LP | 24 | 4.990% | $315,000 | 0.0% |
| KBHS HOME LOANS, LLC | 24 | 6.250% | $290,000 | 17.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 23 | 7.750% | $335,000 | 11.1% |
| GUARANTEED RATE, INC. | 21 | 6.600% | $315,000 | 12.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 21 | 6.750% | $265,000 | 15.2% |
| PANORAMA MORTGAGE GROUP, LLC | 20 | 3.125% | $110,000 | 0.0% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 20 | 5.750% | $395,000 | 13.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 19 | 5.000% | $225,000 | 0.0% |
| A&D Mortgage LLC | 19 | 6.750% | $205,000 | 0.0% |
| OCMBC, INC. | 18 | 7.000% | $290,000 | 12.5% |
| Equity Prime Mortgage LLC | 17 | 6.250% | $265,000 | 29.2% |
| ZILLOW HOME LOANS, LLC | 17 | 6.250% | $295,000 | 15.0% |
| FBC MORTGAGE, LLC | 17 | 5.750% | $335,000 | 10.5% |
| THE MORTGAGE LINK, INC. | 17 | 6.625% | $305,000 | 0.0% |
| NEWREZ LLC | 17 | 6.490% | $305,000 | 10.0% |
| RIGHT START MORTGAGE, INC. | 16 | 6.625% | $290,000 | 11.1% |
| Prosperity Bank | 16 | 7.000% | $250,000 | 15.8% |
| Click n' Close, Inc. | 15 | 7.500% | $245,000 | 27.3% |
| U.S. Bank National Association | 15 | 6.125% | $385,000 | 11.8% |
| PLAZA HOME MORTGAGE, INC. | 15 | 6.125% | $245,000 | 34.8% |
| WILLOW BEND MORTGAGE COMPANY, LLC | 15 | 6.375% | $365,000 | 6.3% |
| SUMMIT FUNDING, INC. | 15 | 5.990% | $285,000 | 0.0% |
| First Bank | 14 | 6.438% | $350,000 | 12.5% |
| SECURITYNATIONAL MORTGAGE COMPANY | 14 | 6.625% | $295,000 | 6.7% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 13 | 9.750% | $115,000 | 73.8% |
| V.I.P. MORTGAGE, INC. | 12 | 6.370% | $380,000 | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 11 | 7.875% | $265,000 | 42.1% |
| Gateway First Bank | 11 | 6.750% | $285,000 | 38.9% |
| SUN WEST MORTGAGE COMPANY, INC. | 11 | 6.000% | $295,000 | 25.0% |
| MATTAMY HOME FUNDING, LLC | 11 | 5.750% | $295,000 | 8.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 11 | 6.874% | $265,000 | 0.0% |
| MORTGAGE FINANCIAL SERVICES, LLC | 10 | 6.307% | $275,000 | 0.0% |
| SOUTHWEST FUNDING, LP | 10 | 7.063% | $275,000 | 8.3% |
| SWBC MORTGAGE CORPORATION | 10 | 6.750% | $280,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 9 | Under 10 loans | Under 10 loans | 57.1% |
| USAA Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 30.8% |
| Plains Commerce Bank | 9 | Under 10 loans | Under 10 loans | 30.8% |
| AMERICAN FINANCIAL RESOURCES, INC. | 9 | Under 10 loans | Under 10 loans | 30.8% |
| MOVEMENT MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Centennial Bank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| NexBank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| HIGHLAND HOMELOANS, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| First United Bank and Trust Company | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| American National Bank & Trust | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 7 | Under 10 loans | Under 10 loans | 46.2% |
| TEXAS MORTGAGE LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 30.8% |
| NATIONSTAR MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| AMWEST FUNDING CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| City Bank | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Sierra Pacific Mortgage Company, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| First State Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 6 | Under 10 loans | Under 10 loans | 60.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 6 | Under 10 loans | Under 10 loans | 30.0% |
| Home Mortgage Alliance Corporation (HMAC) | 6 | Under 10 loans | Under 10 loans | 25.0% |
| CHAMPIONS FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| TOWNE MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 31.6% |
| LAKEVIEW LOAN SERVICING, LLC | 5 | Under 10 loans | Under 10 loans | 33.3% |
| Flagstar Bank, N.A. | 5 | Under 10 loans | Under 10 loans | 25.0% |
| Prosperity Home Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank Texas | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HomeBank Texas | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PLATINUM EAGLE MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Frost Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Cornerstone First Mortgage, Inc | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Origin Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | 4 | Under 10 loans | Under 10 loans | 81.0% |
| BETTER MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Cadence Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| American Mortgage Bank, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SouthState Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Texas Regional Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Simmons Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ENCOMPASS LENDING GROUP, LP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED BUILT HOMES, L.L.C. | 3 | Under 10 loans | Under 10 loans | 46.2% |
| Texas Bank and Trust Company | 3 | Under 10 loans | Under 10 loans | 55.6% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Harmony Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST EQUITY MORTGAGE INCORPORATED | 3 | Under 10 loans | Under 10 loans | 40.0% |
| First Option Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 57.1% |
| JMAC LENDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bank OZK | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PILGRIM MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CANOPY MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| STG MORTGAGE INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| CLEAREDGE LENDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Farm Credit Mid-America | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EFINITY FINANCIAL INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AAA CAPITAL INVESTMENT, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 254900K39SBWA2QOUF69 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The City National Bank of Sulphur Springs | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| US MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First United Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Vantage Bank Texas | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EMET LENDING GROUP, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FirstBank | 2 | Under 10 loans | Under 10 loans | 53.3% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| GUARANTEED RATE AFFINITY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Emporium TPO LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LEADERONE FINANCIAL CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Inwood National Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| UIF CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| OriginPoint, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens National Bank of Texas | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NBH Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Florida Capital Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Zions Bancorporation, N.A. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| 2549005FUF02T1IFCA22 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hamilton Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Alliance Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CSL Financial, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL PACIFIC FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIORITY HOME MORTGAGE, L.P. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 155 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Get told when this changes
When the next year’s lending figures are out for Kaufman County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.