Home purchase lenders in Wilson County
2,956 home purchase mortgages were made in Wilson County, Tennessee, in 2025, by 314 lenders. The median rate their borrowers got was 6.375% on a median loan of $385,000. Of 3,375 decisions, 304 were denials — 9.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| DHI MORTGAGE COMPANY, LTD. | 236 | 5.500% | $295,000 | 12.9% |
| INSPIRE HOME LOANS INC. | 122 | 5.375% | $435,000 | 5.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 117 | 6.490% | $405,000 | 4.8% |
| FirstBank | 116 | 6.500% | $365,000 | 9.1% |
| WILSON BANK AND TRUST | 110 | 6.650% | $340,000 | 0.8% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 109 | 6.490% | $515,000 | 9.8% |
| CMG MORTGAGE, INC. | 108 | 6.500% | $375,000 | 0.8% |
| Loandepot.Com, LLC | 81 | 4.990% | $395,000 | 11.6% |
| LENNAR MORTGAGE, LLC | 74 | 4.875% | $445,000 | 8.6% |
| Pinnacle Bank | 69 | 6.375% | $325,000 | 2.7% |
| U.S. Bank National Association | 63 | 6.250% | $525,000 | 16.0% |
| Rocket Mortgage, LLC | 63 | 6.375% | $405,000 | 9.7% |
| NVR Mortgage Finance, Inc. | 60 | 5.990% | $245,000 | 21.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 59 | 6.625% | $375,000 | 1.7% |
| Primis Mortgage Company | 46 | 6.500% | $345,000 | 6.0% |
| V.I.P. MORTGAGE, INC. | 44 | 6.433% | $470,000 | 8.3% |
| TRAILBLAZER MORTGAGE L.L.C. | 44 | 4.990% | $445,000 | 0.0% |
| SWBC MORTGAGE CORPORATION | 44 | 6.500% | $410,000 | 2.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 43 | 6.750% | $425,000 | 6.5% |
| Southern Bank of Tennessee | 39 | Not published | $355,000 | 2.4% |
| GUARANTEED RATE, INC. | 33 | 6.375% | $385,000 | 5.7% |
| Ameris Bank | 33 | 6.490% | $355,000 | 2.9% |
| MOVEMENT MORTGAGE, LLC | 31 | 6.562% | $325,000 | 5.3% |
| JPMorgan Chase Bank, National Association | 31 | 6.375% | $405,000 | 3.1% |
| Legacy Home Loans, LLC | 30 | 6.495% | $445,000 | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 29 | 6.375% | $395,000 | 6.5% |
| FIRST COMMUNITY MORTGAGE, INC. | 29 | 6.625% | $345,000 | 3.2% |
| Fairway Independent Mortgage Corporation | 28 | 6.250% | $425,000 | 0.0% |
| HOMEAMERICAN MORTGAGE CORPORATION | 25 | 3.999% | $635,000 | 13.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 25 | 6.375% | $375,000 | 3.9% |
| CHURCHILL MORTGAGE CORPORATION | 24 | 6.625% | $380,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 24 | 6.375% | $400,000 | 14.3% |
| Mortgage Research Center, LLC | 23 | 6.250% | $405,000 | 14.8% |
| TOLL BROTHERS MORTGAGE COMPANY | 23 | 6.375% | $655,000 | 3.2% |
| MORTGAGE INVESTORS GROUP, INC. | 23 | 6.625% | $425,000 | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 21 | 6.625% | $375,000 | 0.0% |
| M/I FINANCIAL, LLC | 20 | 5.875% | $450,000 | 0.0% |
| Farm Credit Mid-America | 20 | 7.125% | $490,000 | 13.0% |
| INTERLINC MORTGAGE SERVICES, LLC | 18 | 6.625% | $370,000 | 5.3% |
| Regions Bank | 17 | 6.500% | $345,000 | 21.7% |
| UNION HOME MORTGAGE CORP. | 17 | 6.250% | $335,000 | 10.5% |
| Bank of America, National Association | 16 | 5.995% | $355,000 | 20.0% |
| Broker Solutions, Inc. | 16 | 6.625% | $410,000 | 11.1% |
| GUILD MORTGAGE COMPANY | 16 | 6.688% | $430,000 | 0.0% |
| First Horizon Bank | 16 | 6.500% | $570,000 | 5.9% |
| Navy Federal Credit Union | 15 | 5.750% | $445,000 | 0.0% |
| T2 FINANCIAL LLC | 15 | 6.125% | $315,000 | 15.8% |
| Ixonia Bank | 14 | 6.625% | $335,000 | 12.5% |
| CedarStone Bank | 14 | Not published | $370,000 | 0.0% |
| PULTE MORTGAGE LLC | 13 | 5.990% | $455,000 | 13.3% |
| Old National Bank | 13 | 6.125% | $415,000 | 18.8% |
| CANOPY MORTGAGE, LLC | 13 | 6.625% | $495,000 | 7.1% |
| Renasant Bank | 13 | 6.125% | $385,000 | 7.1% |
| Liberty | 13 | 6.750% | $465,000 | 0.0% |
| ASCEND FEDERAL CREDIT UNION | 12 | 5.625% | $470,000 | 7.7% |
| Volunteer State Bank | 12 | Not published | $360,000 | 7.1% |
| First Freedom Bank | 12 | Not published | $330,000 | 0.0% |
| The First National Bank of Middle Tennessee | 11 | 6.500% | $335,000 | 8.3% |
| Truist Bank | 10 | 6.363% | $495,000 | 16.7% |
| Wells Fargo Bank, National Association | 10 | 6.500% | $385,000 | 16.7% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 10 | 6.687% | $310,000 | 0.0% |
| 21st Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 65.4% |
| PRINCETON MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| NEWREZ LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| THE LOAN STORE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BankTennessee | 8 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 51.7% |
| SHELTER LENDING SERVICES, L.L.C. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| FREEDOM MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 7 | Under 10 loans | Under 10 loans | 22.2% |
| SOFI BANK, NATIONAL ASSOCIATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Legends Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ACOPIA, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Cadence Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 6 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 44.4% |
| USAA Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 54.6% |
| Texana Bank, National Association | 5 | Under 10 loans | Under 10 loans | 22.2% |
| Northpointe Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| ISERVE RESIDENTIAL LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CITIZENS BANK | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank of Lafayette | 5 | Under 10 loans | Under 10 loans | 0.0% |
| US COMMUNITY | 4 | Under 10 loans | Under 10 loans | 42.9% |
| United Community Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| OCMBC, INC. | 4 | Under 10 loans | Under 10 loans | 14.3% |
| LOWER, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Paramount Residential Mortgage Group, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Bank of Tennessee | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Financial Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Studio Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| COMPASS MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| 5493005QMX3SJKDTQZ62 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRSTTRUST HOME LOANS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 3 | Under 10 loans | Under 10 loans | 25.0% |
| BAY EQUITY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| RESICENTRAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Luminate Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ServisFirst Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 212 LOANS, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER LENDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| REDSTONE Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Republic Bank & Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Simmons Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BANKSOUTH MORTGAGE COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Alcova Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DELTA COMMUNITY CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PNC Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Trustmark National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PACIFIC LENDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| One Bank of Tennessee | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FRANKLIN LOAN CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Lineage Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DELMAR FINANCIAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Wolfe Financial, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EASTMAN CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SmartBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Tower Community Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TriStar Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STATE EMPLOYEES' | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Southeast Financial | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED HOME LOANS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| first vision bank of tennessee | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Synovus Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
| First Farmers and Merchants Bank | 1 | Under 10 loans | Under 10 loans | 66.7% |
| FIRST EQUITY MORTGAGE INCORPORATED | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 1 | Under 10 loans | Under 10 loans | 66.7% |
| MORTGAGEONE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROSS MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KWIK MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005FUF02T1IFCA22 | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Bank of Frankewing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITYAMERICA CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CASTLE & COOKE MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Baxter Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 114 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.