CedarStone Bank
CedarStone Bank received 50 applications in 2025 and made 45 mortgages, in 11 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $315,000. Of 46 decisions, 1 were denials — 2.2%.
| Legal Entity Identifier | 5493004IEEY3EWUVQH38 |
|---|---|
| Applications received | 50 |
| Mortgages made | 45 |
| Denied | 1 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 4 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 31 | Not published | $385,000 | 0.0% |
| Refinancing | 11 | Not published | $225,000 | 8.3% |
| Other purposes | 3 | Under 10 loans | Under 10 loans | 0.0% |
Where CedarStone Bank lends most
The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Wilson County, TN | 21 | Not published | 4.6% |
| Davidson County, TN | 10 | Not published | 0.0% |
| Sumner County, TN | 3 | Under 10 loans | 0.0% |
| DeKalb County, TN | 2 | Under 10 loans | 0.0% |
| Hamilton County, TN | 2 | Under 10 loans | 0.0% |
| Smith County, TN | 2 | Under 10 loans | 0.0% |
| Baldwin County, AL | 1 | Under 10 loans | 0.0% |
| Knox County, TN | 1 | Under 10 loans | 0.0% |
| Putnam County, TN | 1 | Under 10 loans | 0.0% |
| Robertson County, TN | 1 | Under 10 loans | 0.0% |
| Trousdale County, TN | 1 | Under 10 loans | 0.0% |
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When CedarStone Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.