Mortgage lenders in Providence County
14,086 mortgages were made in Providence County, Rhode Island, in 2025, by 381 lenders. The median rate their borrowers got was 6.750% on a median loan of $285,000. Of 19,599 decisions, 4,964 were denials — 25.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Citizens Bank, National Association | 1,867 | 7.650% | $165,000 | 35.4% |
| NAVIGANT CREDIT UNION | 1,353 | 6.500% | $155,000 | 20.5% |
| COASTAL1 Credit Union | 874 | 6.750% | $135,000 | 27.9% |
| MOVEMENT MORTGAGE, LLC | 567 | 6.562% | $385,000 | 5.0% |
| Rocket Mortgage, LLC | 530 | 6.750% | $255,000 | 21.8% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 497 | 6.500% | $345,000 | 13.4% |
| The Washington Trust Company, of Westerly | 464 | 5.990% | $255,000 | 29.3% |
| CMG MORTGAGE, INC. | 353 | 6.625% | $345,000 | 13.2% |
| GUILD MORTGAGE COMPANY | 348 | 6.500% | $350,000 | 4.2% |
| NFM, INC. | 344 | 6.750% | $435,000 | 1.7% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 334 | 6.495% | $375,000 | 23.0% |
| Loandepot.Com, LLC | 262 | 6.750% | $305,000 | 27.7% |
| Bank of America, National Association | 227 | 6.250% | $135,000 | 59.8% |
| BAYCOAST MORTGAGE COMPANY, LLC | 198 | 6.500% | $435,000 | 5.2% |
| PROVINCE MORTGAGE ASSOCIATES, INC. | 191 | 6.750% | $425,000 | 8.5% |
| Rhode Island Credit Union | 181 | 6.990% | $75,000 | 42.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 175 | 6.625% | $405,000 | 6.9% |
| BankNewport | 173 | 6.500% | $305,000 | 29.6% |
| NEWREZ LLC | 157 | 6.625% | $335,000 | 34.6% |
| Fall River Five Cents Savings Bank | 148 | 6.625% | $355,000 | 11.9% |
| Centreville Bank | 146 | 6.490% | $295,000 | 17.1% |
| GUARANTEED RATE, INC. | 139 | 6.500% | $385,000 | 9.4% |
| SEMPER HOME LOANS, INC | 135 | 6.500% | $405,000 | 4.3% |
| Northpointe Bank | 134 | 6.563% | $395,000 | 7.6% |
| FREEDOM MORTGAGE CORPORATION | 128 | 6.250% | $355,000 | 15.6% |
| PENNYMAC LOAN SERVICES, LLC | 127 | 6.499% | $315,000 | 25.4% |
| NATIONSTAR MORTGAGE LLC | 113 | 6.990% | $205,000 | 18.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 105 | 6.875% | $375,000 | 12.8% |
| GREENWOOD CREDIT UNION | 102 | 6.938% | $115,000 | 34.3% |
| Paramount Residential Mortgage Group, Inc. | 99 | 6.500% | $395,000 | 2.0% |
| Broker Solutions, Inc. | 96 | 6.625% | $365,000 | 16.1% |
| Bank Rhode Island | 92 | 7.250% | $225,000 | 31.3% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 90 | 9.990% | $465,000 | 0.0% |
| U.S. Bank National Association | 88 | 6.625% | $440,000 | 22.6% |
| Home Loan Investment Bank, F.S.B. | 87 | 6.625% | $315,000 | 12.0% |
| GUARANTEED RATE AFFINITY, LLC | 86 | 6.400% | $350,000 | 12.1% |
| Mortgage Research Center, LLC | 84 | 6.250% | $425,000 | 36.8% |
| MORTGAGE EQUITY PARTNERS LLC | 81 | 6.625% | $445,000 | 2.4% |
| TOTAL MORTGAGE SERVICES, LLC | 79 | 6.500% | $385,000 | 3.6% |
| Leader Bank, National Association | 79 | 6.375% | $395,000 | 3.5% |
| Navy Federal Credit Union | 76 | 7.250% | $215,000 | 33.6% |
| TD Bank, National Association | 72 | 8.140% | $105,000 | 47.1% |
| JPMorgan Chase Bank, National Association | 61 | 6.490% | $305,000 | 11.1% |
| Brookline Bank | 60 | 6.750% | $205,000 | 20.8% |
| Fairway Independent Mortgage Corporation | 59 | 6.750% | $385,000 | 10.6% |
| Bristol County Savings Bank | 54 | 6.750% | $395,000 | 16.7% |
| SPRING EQ, LLC | 53 | 9.400% | $85,000 | 68.9% |
| AmeriSave Mortgage Corporation | 53 | 8.625% | $95,000 | 69.2% |
| HARBORONE MORTGAGE, LLC | 51 | 6.625% | $365,000 | 7.1% |
| BayCoast Bank | 51 | 7.250% | $135,000 | 14.1% |
| OCMBC, INC. | 49 | 7.499% | $405,000 | 9.8% |
| ARC HOME LLC | 49 | 7.875% | $415,000 | 14.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 48 | 6.495% | $260,000 | 37.5% |
| FIRST HOME MORTGAGE CORPORATION | 48 | 6.688% | $395,000 | 24.2% |
| FIGURE LENDING LLC | 45 | 10.600% | $85,000 | 38.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 44 | 7.125% | $330,000 | 55.1% |
| SOFI BANK, NATIONAL ASSOCIATION | 39 | 8.040% | $145,000 | 25.9% |
| WESTERLY COMMUNITY | 39 | 6.990% | $105,000 | 31.6% |
| The People's Credit Union | 39 | 6.500% | $305,000 | 18.4% |
| NATIONS DIRECT MORTGAGE, LLC | 38 | 6.808% | $385,000 | 29.6% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 38 | 10.128% | $120,000 | 13.6% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | 37 | 6.624% | $405,000 | 0.0% |
| Webster Bank, National Association | 35 | 6.890% | $125,000 | 32.8% |
| Rockland Trust Company | 35 | 6.740% | $375,000 | 46.2% |
| LAKEVIEW LOAN SERVICING, LLC | 34 | 6.370% | $295,000 | 51.6% |
| HarborOne Bank | 34 | 6.740% | $160,000 | 53.8% |
| EMBRACE HOME LOANS, INC. | 34 | 6.490% | $415,000 | 14.3% |
| DIGITAL | 30 | 7.625% | $125,000 | 35.4% |
| Milford Federal Bank | 29 | Not published | $145,000 | 25.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 29 | 6.625% | $405,000 | 11.8% |
| Sierra Pacific Mortgage Company, Inc. | 28 | 6.625% | $380,000 | 20.0% |
| RADIUS FINANCIAL GROUP INC. | 28 | 6.125% | $355,000 | 3.5% |
| JMAC LENDING, INC. | 27 | 6.625% | $475,000 | 10.0% |
| Waterstone Mortgage Corporation | 26 | 6.625% | $370,000 | 18.8% |
| BETTER MORTGAGE CORPORATION | 23 | 9.500% | $185,000 | 56.4% |
| HOMEXPRESS MORTGAGE CORP. | 23 | 7.750% | $445,000 | 34.3% |
| NORTHPOINT MORTGAGE, INC. | 23 | 6.500% | $395,000 | 4.2% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 22 | 10.115% | $375,000 | 0.0% |
| BPL MORTGAGE TRUST, LLC | 22 | 7.487% | $455,000 | 0.0% |
| Wells Fargo Bank, National Association | 21 | 6.375% | $335,000 | 30.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 21 | 6.750% | $375,000 | 11.1% |
| Colorado Federal Savings Bank | 20 | 6.375% | $395,000 | 4.8% |
| Eastern Bank | 19 | 6.750% | $285,000 | 45.7% |
| ENVOY MORTGAGE, LTD | 19 | 6.625% | $365,000 | 0.0% |
| PNC Bank, National Association | 18 | 6.990% | $70,000 | 52.6% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 18 | 5.995% | $400,000 | 14.8% |
| LENDSURE MORTGAGE CORP. | 18 | 7.688% | $390,000 | 9.5% |
| AMERICAN FINANCIAL RESOURCES, INC. | 18 | 6.250% | $510,000 | 5.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | 17 | 5.990% | $405,000 | 21.9% |
| Loan Funder LLC | 17 | 8.200% | $385,000 | 19.1% |
| NBKC BANK | 17 | 6.375% | $415,000 | 15.0% |
| CHAMPIONS FUNDING, LLC | 17 | 7.750% | $365,000 | 19.1% |
| BLACKSTONE RIVER CREDIT UNION | 17 | 6.900% | $55,000 | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 16 | 6.250% | $210,000 | 11.1% |
| NEW FED MORTGAGE, CORP. | 16 | 6.625% | $395,000 | 0.0% |
| USAA Federal Savings Bank | 15 | 6.000% | $355,000 | 31.8% |
| AMERICAN HERITAGE LENDING, LLC | 14 | 7.688% | $315,000 | 0.0% |
| EMM LOANS LLC | 14 | 6.313% | $410,000 | 6.7% |
| Discover Bank | 13 | 9.350% | $55,000 | 88.3% |
| QUORUM FEDERAL CREDIT UNION | 13 | 8.750% | $95,000 | 41.7% |
| Manufacturers and Traders Trust Company | 13 | 6.375% | $415,000 | 22.2% |
| Dean Co-operative Bank | 13 | Not published | $325,000 | 25.0% |
| A&D Mortgage LLC | 13 | 6.990% | $305,000 | 0.0% |
| Berkshire Bank | 13 | 6.625% | $315,000 | 13.3% |
| bankESB | 13 | 6.375% | $385,000 | 13.3% |
| PHH Mortgage Corporation | 12 | 6.125% | $295,000 | 13.3% |
| PENTAGON FEDERAL CREDIT UNION | 12 | 7.563% | $240,000 | 50.0% |
| Valon Mortgage, Inc. | 12 | 10.225% | $50,000 | 15.8% |
| SALEM FIVE MORTGAGE COMPANY, LLC | 12 | 6.563% | $405,000 | 0.0% |
| UniBank for Savings | 12 | 6.125% | $240,000 | 13.3% |
| Hometown Equity Mortgage, LLC | 11 | 6.875% | $375,000 | 60.0% |
| SUMMIT FUNDING, INC. | 11 | 6.750% | $385,000 | 45.0% |
| The Federal Savings Bank | 10 | 6.563% | $415,000 | 23.1% |
| AMERICAN FINANCIAL NETWORK, INC. | 10 | 6.875% | $390,000 | 37.5% |
| AMERIHOME MORTGAGE COMPANY, LLC | 10 | 6.188% | $320,000 | 15.4% |
| T2 FINANCIAL LLC | 10 | 6.813% | $365,000 | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 10 | 6.875% | $390,000 | 28.6% |
| AMWEST FUNDING CORP. | 10 | 6.813% | $330,000 | 0.0% |
| WAVE FEDERAL CREDIT UNION | 10 | 7.700% | $50,000 | 9.1% |
| UNION HOME MORTGAGE CORP. | 10 | 6.375% | $345,000 | 9.1% |
| EVERETT FINANCIAL, INC. | 9 | Under 10 loans | Under 10 loans | 25.0% |
| Commerce Home Mortgage, Inc. | 9 | Under 10 loans | Under 10 loans | 25.0% |
| Hanscom Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Bluestone Bank | 9 | Under 10 loans | Under 10 loans | 25.0% |
| RELIANCE FIRST CAPITAL, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| TOWNE MORTGAGE COMPANY | 9 | Under 10 loans | Under 10 loans | 9.1% |
| WEBSTER FIRST Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 8 | Under 10 loans | Under 10 loans | 33.3% |
| Prosperity Home Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| LONGBRIDGE FINANCIAL, LLC | 8 | Under 10 loans | Under 10 loans | 10.0% |
| Morgan Stanley Private Bank, National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ROCKLAND Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 35.3% |
| Logan Finance Corporation | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Somerset Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 22.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| KIND LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| OCEAN STATE CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Equity Prime Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| DEEPHAVEN MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| SHARON & CRESCENT UNITED Credit Union | 6 | Under 10 loans | Under 10 loans | 22.2% |
| The Bank of Canton | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| PLANET HOME LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| NETWORK FUNDING, L.P. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Country Bank for Savings | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| StonehamBank, A Co-operative Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Direct Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 58.3% |
| PLAZA HOME MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Ixonia Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ALLIED MORTGAGE GROUP, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 5 | Under 10 loans | Under 10 loans | 11.1% |
| Primis Mortgage Company | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| TAUNTON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERANT MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CCG Fund 1, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 4 | Under 10 loans | Under 10 loans | 60.0% |
| Beeline Loans, Inc. | 4 | Under 10 loans | Under 10 loans | 60.0% |
| Citibank, National Association | 4 | Under 10 loans | Under 10 loans | 55.6% |
| Coastal Community Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBERS MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Charter Oak Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 4 | Under 10 loans | Under 10 loans | 16.7% |
| Cornerstone Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| St. Anne's Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FALL RIVER MUNICIPAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Mechanics Cooperative Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Havard Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Avidia Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Middlesex Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ABL RPC Residential Credit Acquisition LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Service Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| UBS Bank USA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Plains Commerce Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CIBM Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Armed Forces Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 181 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Providence County
128 FDIC-insured branches from 15 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Citizens Bank, National Association | 31 | $12.9 billion |
| Bank of America, National Association | 17 | $8.4 billion |
| Santander Bank, N.A. | 13 | $2.0 billion |
| Beacon Bank and Trust | 13 | $1.8 billion |
| The Washington Trust Company, of Westerly | 13 | $1.2 billion |
| JPMorgan Chase Bank, National Association | 8 | $318.8 million |
| TD Bank, National Association | 6 | $1.0 billion |
| Eastern Bank | 5 | $388.1 million |
| BankNewport | 5 | $325.0 million |
| Centreville Bank | 5 | $166.2 million |
| Webster Bank, National Association | 4 | $279.9 million |
| Bristol County Savings Bank | 4 | $261.0 million |
| BayCoast Bank | 2 | $88.9 million |
| Shoreham Bank | 1 | $107.7 million |
| Milford Federal Bank | 1 | $63.6 million |
Closed since the 2025 survey
20 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Bank Rhode Island, 1 Turks Head Pl, Providence
- Bank Rhode Island, 1047 Park Ave, Cranston
- Bank Rhode Island, 1175 Cumberland Hill Rd, Woonsocket
- Bank Rhode Island, 1340 Oaklawn Avenue, Cranston
- Bank Rhode Island, 137 Pitman St, Providence
- Bank Rhode Island, 1450 Hartford Ave, Johnston
- Bank Rhode Island, 195 Taunton Ave, East Providence
- Bank Rhode Island, 2104 Plainfield Pike, Cranston
- Bank Rhode Island, 383 Atwood Ave, Cranston
- Bank Rhode Island, 445 Putnam Pike, Smithfield
- Bank Rhode Island, 499 Smithfield Ave, Pawtucket
- Bank Rhode Island, 625b George Washington Hwy, Lincoln
- Bank Rhode Island, 77 Highland Ave, East Providence
- HarborOne Bank, 101 Dudley St, Providence
- HarborOne Bank, 1155 Reservoir Ave, Cranston
- HarborOne Bank, 180 Washington St, Providence
- HarborOne Bank, 200 Comstock Pkwy, Cranston
- HarborOne Bank, 2830 Pawtucket Ave, Riverside
- HarborOne Bank, 618 George Washington Hwy, Lincoln
- Santander Bank, N.A., 280 Atwells Ave, Providence
Get told when this changes
When the next year’s lending figures are out for Providence County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.