Home purchase lenders in Providence County
6,084 home purchase mortgages were made in Providence County, Rhode Island, in 2025, by 285 lenders. The median rate their borrowers got was 6.500% on a median loan of $385,000. Of 6,904 decisions, 659 were denials — 9.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| MOVEMENT MORTGAGE, LLC | 467 | 6.562% | $385,000 | 3.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 436 | 6.375% | $345,000 | 9.7% |
| NAVIGANT CREDIT UNION | 346 | 6.500% | $385,000 | 1.7% |
| The Washington Trust Company, of Westerly | 308 | 5.500% | $320,000 | 8.8% |
| NFM, INC. | 278 | 6.625% | $465,000 | 2.1% |
| GUILD MORTGAGE COMPANY | 269 | 6.625% | $355,000 | 3.1% |
| CMG MORTGAGE, INC. | 259 | 6.625% | $355,000 | 11.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 172 | 6.612% | $405,000 | 17.2% |
| PROVINCE MORTGAGE ASSOCIATES, INC. | 163 | 6.750% | $445,000 | 6.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 160 | 6.625% | $405,000 | 7.0% |
| BAYCOAST MORTGAGE COMPANY, LLC | 139 | 6.500% | $435,000 | 3.5% |
| Citizens Bank, National Association | 127 | 6.875% | $255,000 | 29.6% |
| GUARANTEED RATE, INC. | 112 | 6.500% | $385,000 | 5.1% |
| SEMPER HOME LOANS, INC | 107 | 6.625% | $415,000 | 5.3% |
| Northpointe Bank | 102 | 6.625% | $410,000 | 5.6% |
| Rocket Mortgage, LLC | 97 | 6.500% | $385,000 | 14.8% |
| Loandepot.Com, LLC | 94 | 6.750% | $395,000 | 12.0% |
| Fall River Five Cents Savings Bank | 90 | 6.500% | $405,000 | 5.3% |
| BankNewport | 88 | 6.500% | $380,000 | 14.7% |
| COASTAL1 Credit Union | 87 | 6.250% | $365,000 | 5.4% |
| Paramount Residential Mortgage Group, Inc. | 85 | 6.625% | $385,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 79 | 6.375% | $355,000 | 12.2% |
| Mortgage Research Center, LLC | 70 | 6.250% | $425,000 | 11.1% |
| Centreville Bank | 68 | 6.433% | $385,000 | 14.6% |
| NEWREZ LLC | 68 | 6.625% | $395,000 | 8.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 65 | 6.875% | $385,000 | 2.9% |
| U.S. Bank National Association | 62 | 6.625% | $490,000 | 6.1% |
| Leader Bank, National Association | 62 | 6.490% | $395,000 | 4.4% |
| Broker Solutions, Inc. | 61 | 6.625% | $385,000 | 3.1% |
| MORTGAGE EQUITY PARTNERS LLC | 60 | 6.750% | $425,000 | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 58 | 10.250% | $435,000 | 0.0% |
| Home Loan Investment Bank, F.S.B. | 57 | 6.490% | $375,000 | 3.3% |
| Bank of America, National Association | 54 | 5.995% | $380,000 | 43.4% |
| Fairway Independent Mortgage Corporation | 51 | 6.750% | $395,000 | 5.6% |
| TOTAL MORTGAGE SERVICES, LLC | 47 | 6.500% | $385,000 | 3.9% |
| HARBORONE MORTGAGE, LLC | 42 | 6.625% | $375,000 | 6.7% |
| FIRST HOME MORTGAGE CORPORATION | 35 | 6.625% | $465,000 | 25.0% |
| JPMorgan Chase Bank, National Association | 32 | 6.433% | $400,000 | 15.4% |
| Navy Federal Credit Union | 31 | 6.125% | $405,000 | 8.6% |
| Bristol County Savings Bank | 30 | 6.375% | $375,000 | 8.8% |
| PENNYMAC LOAN SERVICES, LLC | 28 | 6.675% | $400,000 | 22.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 26 | 6.625% | $385,000 | 7.1% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | 25 | 6.625% | $405,000 | 0.0% |
| RADIUS FINANCIAL GROUP INC. | 25 | 6.250% | $325,000 | 3.9% |
| Waterstone Mortgage Corporation | 24 | 6.625% | $370,000 | 20.0% |
| Sierra Pacific Mortgage Company, Inc. | 24 | 6.625% | $385,000 | 22.6% |
| The People's Credit Union | 24 | 6.375% | $420,000 | 3.9% |
| EMBRACE HOME LOANS, INC. | 24 | 6.495% | $425,000 | 3.7% |
| Rockland Trust Company | 23 | 6.500% | $375,000 | 23.3% |
| OCMBC, INC. | 22 | 7.375% | $490,000 | 11.5% |
| JMAC LENDING, INC. | 20 | 6.313% | $500,000 | 9.1% |
| NATIONS DIRECT MORTGAGE, LLC | 19 | 6.750% | $405,000 | 20.8% |
| TD Bank, National Association | 17 | 6.625% | $375,000 | 28.0% |
| ARC HOME LLC | 17 | 7.625% | $485,000 | 22.7% |
| GREENWOOD CREDIT UNION | 17 | 6.875% | $155,000 | 8.3% |
| Bank Rhode Island | 17 | 6.625% | $445,000 | 29.2% |
| NORTHPOINT MORTGAGE, INC. | 17 | 6.875% | $415,000 | 5.6% |
| Colorado Federal Savings Bank | 16 | 6.375% | $400,000 | 5.9% |
| NEW FED MORTGAGE, CORP. | 15 | 6.625% | $385,000 | 0.0% |
| Milford Federal Bank | 14 | Not published | $390,000 | 6.7% |
| Brookline Bank | 14 | 6.245% | $630,000 | 17.7% |
| FIRST COMMUNITY MORTGAGE, INC. | 14 | 6.870% | $425,000 | 12.5% |
| AMERICAN FINANCIAL RESOURCES, INC. | 14 | 6.250% | $525,000 | 6.7% |
| ENVOY MORTGAGE, LTD | 14 | 6.625% | $360,000 | 0.0% |
| Wells Fargo Bank, National Association | 13 | 6.375% | $335,000 | 27.8% |
| EMM LOANS LLC | 13 | 6.250% | $415,000 | 0.0% |
| USAA Federal Savings Bank | 12 | 6.000% | $390,000 | 33.3% |
| SUMMIT FUNDING, INC. | 11 | 6.750% | $385,000 | 45.0% |
| SALEM FIVE MORTGAGE COMPANY, LLC | 11 | 6.625% | $415,000 | 0.0% |
| Berkshire Bank | 11 | 6.625% | $315,000 | 8.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 6.500% | $540,000 | 28.6% |
| Manufacturers and Traders Trust Company | 10 | 6.438% | $435,000 | 8.3% |
| Webster Bank, National Association | 9 | Under 10 loans | Under 10 loans | 38.9% |
| AMWEST FUNDING CORP. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| BayCoast Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 8 | Under 10 loans | Under 10 loans | 27.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 8 | Under 10 loans | Under 10 loans | 9.1% |
| SOFI BANK, NATIONAL ASSOCIATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | 8 | Under 10 loans | Under 10 loans | 27.3% |
| NBKC BANK | 8 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Rhode Island Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| WEBSTER FIRST Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Hometown Equity Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 61.1% |
| bankESB | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Prosperity Home Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Eastern Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Bluestone Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| UNION HOME MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| UniBank for Savings | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 12.5% |
| AMERICAN FINANCIAL NETWORK, INC. | 6 | Under 10 loans | Under 10 loans | 33.3% |
| T2 FINANCIAL LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| The Bank of Canton | 6 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CHAMPIONS FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NETWORK FUNDING, L.P. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Somerset Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 28.6% |
| FREEDOM MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERANT MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 44.4% |
| HOMEXPRESS MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 50.0% |
| PLAZA HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PENTAGON FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| DAS Acquisition Company, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PNC Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| OCEAN STATE CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| St. Anne's Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ROCKLAND Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 20.0% |
| NEXERA HOLDING LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| BAY EQUITY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FALL RIVER MUNICIPAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Primis Mortgage Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SHARON & CRESCENT UNITED Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Dedham Institution for Savings | 3 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Country Bank for Savings | 3 | Under 10 loans | Under 10 loans | 0.0% |
| WILLIAM RAVEIS MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EQUITY RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CCG Fund 1, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CBRE MULTIFAMILY CAPITAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Texana Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Dean Co-operative Bank | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Logan Finance Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Plains Commerce Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CIBM Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBERS MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE MARKETS CUSO, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Webster Five Cents Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Quontic Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hanscom Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mechanics Cooperative Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DREW MORTGAGE ASSOCIATES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NJ LENDERS CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TREMONT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Avidia Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HARTFORD FUNDING, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Havard Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| WESTERLY COMMUNITY | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LUXURY MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Equity Prime Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Beeline Loans, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CHARLES RIVER BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Assurance Financial Group, L.L.C. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| UNITED MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 33.3% |
| HarborOne Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Barrington Bank & Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Service Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INTERSTATE HOME LOAN CENTER, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AFFINITY | 1 | Under 10 loans | Under 10 loans | 50.0% |
| The Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EAST COAST CAPITAL CORP. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CONTOUR MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 85 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.