Mortgage lenders in Delaware County
12,101 mortgages were made in Delaware County, Pennsylvania, in 2025, by 499 lenders. The median rate their borrowers got was 6.625% on a median loan of $215,000. Of 16,399 decisions, 3,724 were denials — 22.7%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Citizens Bank, National Association | 733 | 7.400% | $205,000 | 33.3% |
| Rocket Mortgage, LLC | 697 | 6.625% | $215,000 | 20.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 680 | 6.625% | $310,000 | 3.7% |
| FRANKLIN MINT | 577 | 4.990% | $85,000 | 27.2% |
| Wilmington Savings Fund Society, FSB | 412 | 7.000% | $255,000 | 19.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 387 | 6.375% | $285,000 | 18.3% |
| GUARANTEED RATE, INC. | 363 | 6.500% | $365,000 | 2.6% |
| CITADEL FEDERAL CREDIT UNION | 337 | 3.990% | $105,000 | 29.1% |
| Prosperity Home Mortgage, LLC | 334 | 6.625% | $295,000 | 9.2% |
| POLICE & FIRE | 324 | 6.240% | $80,000 | 43.3% |
| PNC Bank, National Association | 291 | 7.790% | $145,000 | 28.2% |
| Sun East Federal Credit Union | 268 | 4.990% | $105,000 | 28.2% |
| MOVEMENT MORTGAGE, LLC | 263 | 6.562% | $285,000 | 3.6% |
| TD Bank, National Association | 250 | 7.540% | $130,000 | 31.8% |
| PENNYMAC LOAN SERVICES, LLC | 217 | 6.375% | $255,000 | 18.5% |
| TRUMARK FINANCIAL CREDIT UNION | 211 | 6.740% | $135,000 | 30.3% |
| Broker Solutions, Inc. | 164 | 6.875% | $285,000 | 13.6% |
| CMG MORTGAGE, INC. | 146 | 6.625% | $265,000 | 4.7% |
| BHCU | 134 | 6.500% | $115,000 | 0.7% |
| Kiavi Funding, Inc. | 130 | 9.625% | $185,000 | 4.3% |
| Bank of America, National Association | 126 | 5.990% | $185,000 | 41.5% |
| JPMorgan Chase Bank, National Association | 120 | 6.500% | $305,000 | 16.4% |
| Navy Federal Credit Union | 117 | 7.750% | $175,000 | 37.6% |
| KEYSTONE FUNDING, INC. | 107 | 6.500% | $345,000 | 2.4% |
| Loandepot.Com, LLC | 105 | 6.625% | $225,000 | 30.2% |
| PHILADELPHIA FEDERAL CREDIT UNION | 105 | 6.990% | $115,000 | 34.4% |
| Wells Fargo Bank, National Association | 95 | 6.125% | $245,000 | 28.9% |
| AMERICAN HERITAGE FCU | 93 | 6.490% | $105,000 | 43.3% |
| MERIDIAN BANK | 93 | 6.875% | $285,000 | 4.1% |
| NEWREZ LLC | 86 | 6.625% | $195,000 | 45.1% |
| FREEDOM MORTGAGE CORPORATION | 86 | 6.375% | $240,000 | 23.6% |
| NATIONSTAR MORTGAGE LLC | 84 | 8.875% | $85,000 | 17.9% |
| GUILD MORTGAGE COMPANY | 75 | 6.500% | $315,000 | 2.6% |
| Mortgage Research Center, LLC | 73 | 6.500% | $315,000 | 33.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 73 | 6.375% | $385,000 | 3.9% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | 68 | 7.070% | $85,000 | 26.0% |
| Ardent Federal Credit Union | 66 | Not published | $105,000 | 16.1% |
| Manufacturers and Traders Trust Company | 65 | 5.990% | $155,000 | 36.9% |
| SPRING EQ, LLC | 62 | 9.238% | $95,000 | 54.9% |
| FIGURE LENDING LLC | 62 | 9.500% | $65,000 | 27.9% |
| Fulton Bank, National Association | 61 | 6.490% | $285,000 | 17.3% |
| PRINCETON MORTGAGE CORPORATION | 59 | 6.750% | $295,000 | 8.8% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 57 | 6.625% | $325,000 | 6.6% |
| Mid Penn Bank | 57 | 6.625% | $260,000 | 7.9% |
| Filo Mortgage, L.L.C. | 51 | 6.625% | $305,000 | 8.3% |
| NATIONS DIRECT MORTGAGE, LLC | 47 | 6.625% | $355,000 | 6.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 45 | 7.000% | $155,000 | 13.2% |
| GUARANTEED RATE AFFINITY, LLC | 45 | 6.575% | $305,000 | 4.2% |
| Philadelphia Mortgage Advisors, Inc. | 45 | 6.500% | $365,000 | 2.2% |
| UNION HOME MORTGAGE CORP. | 42 | 6.625% | $440,000 | 4.4% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 42 | 9.500% | $225,000 | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 40 | 6.500% | $255,000 | 30.0% |
| CONSTRUCTIVE LOANS, LLC | 39 | 7.250% | $175,000 | 0.0% |
| Coastal Community Bank | 38 | 9.490% | $65,000 | 0.0% |
| S&T Bank | 38 | 3.990% | $230,000 | 34.5% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 38 | 9.865% | $115,000 | 0.0% |
| State Financial Network, LLC | 35 | 6.125% | $265,000 | 7.7% |
| Truist Bank | 34 | 6.425% | $255,000 | 40.3% |
| PULTE MORTGAGE LLC | 34 | 6.625% | $525,000 | 2.9% |
| Iron Workers Savings Bank | 34 | Not published | $195,000 | 5.3% |
| AmeriSave Mortgage Corporation | 33 | 8.500% | $125,000 | 75.5% |
| 9845007CY0EC0F59W414 | 33 | 7.125% | $185,000 | 5.7% |
| Firstrust Savings Bank | 31 | 6.375% | $205,000 | 39.6% |
| THE LOAN STORE, INC. | 31 | 6.875% | $245,000 | 18.2% |
| Lendage, LLC | 31 | 11.125% | $65,000 | 13.5% |
| MortgageCountry, LLC | 30 | 6.188% | $445,000 | 3.2% |
| BETTER MORTGAGE CORPORATION | 29 | 7.125% | $275,000 | 46.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 29 | 6.625% | $205,000 | 23.1% |
| Third Federal Savings and Loan Association of Cleveland | 29 | 6.990% | $205,000 | 26.2% |
| ZILLOW HOME LOANS, LLC | 29 | 6.625% | $265,000 | 3.2% |
| AMERICAN FINANCIAL NETWORK, INC. | 28 | 7.813% | $155,000 | 9.7% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 28 | 6.500% | $250,000 | 0.0% |
| GoodLeap, LLC | 27 | 6.250% | $165,000 | 31.1% |
| Loan Funder LLC | 27 | 10.490% | $235,000 | 6.9% |
| NFM, INC. | 27 | 6.875% | $265,000 | 0.0% |
| First National Bank of Pennsylvania | 27 | 5.990% | $785,000 | 15.6% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 27 | 6.375% | $255,000 | 3.6% |
| PLAZA HOME MORTGAGE, INC. | 26 | 6.875% | $220,000 | 24.3% |
| BPL MORTGAGE TRUST, LLC | 26 | 7.500% | $150,000 | 0.0% |
| AMWEST FUNDING CORP. | 26 | 7.000% | $220,000 | 3.7% |
| SUCCESS MORTGAGE PARTNERS, INC. | 25 | 6.625% | $285,000 | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 24 | 6.750% | $245,000 | 9.7% |
| Acre Mortgage & Financial, Inc. | 24 | 6.625% | $235,000 | 0.0% |
| Mortgage America, Inc. | 24 | 6.313% | $360,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 23 | 6.990% | $205,000 | 66.3% |
| U.S. Bank National Association | 23 | 7.650% | $195,000 | 37.8% |
| OCMBC, INC. | 23 | 7.499% | $185,000 | 3.3% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 23 | 6.500% | $235,000 | 4.2% |
| CHAMPIONS FUNDING, LLC | 23 | 7.875% | $195,000 | 20.7% |
| Upper Darby Belltelco Federal Credit Union | 23 | Not published | $45,000 | 0.0% |
| Discover Bank | 22 | 8.430% | $55,000 | 79.1% |
| FREEDOM | 22 | 6.250% | $70,000 | 43.6% |
| ENVOY MORTGAGE, LTD | 22 | 6.625% | $235,000 | 8.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 21 | 6.499% | $235,000 | 50.7% |
| Equity Prime Mortgage LLC | 20 | 6.500% | $290,000 | 20.0% |
| Hometown Equity Mortgage, LLC | 20 | 7.000% | $180,000 | 38.2% |
| The Huntington National Bank | 20 | 7.308% | $265,000 | 8.3% |
| 1st Colonial Community Bank | 20 | 7.250% | $265,000 | 4.8% |
| First Citizens Community Bank | 20 | 6.250% | $265,000 | 13.0% |
| Advisors Mortgage Group, L.L.C. | 20 | 6.625% | $265,000 | 4.8% |
| Sharon Bank | 20 | Not published | $150,000 | 0.0% |
| KIND LENDING, LLC | 19 | 6.500% | $325,000 | 35.5% |
| TOWER Federal Credit Union | 18 | 7.000% | $140,000 | 30.8% |
| 254900CTT87ZKAUTIJ37 | 18 | 8.500% | $180,000 | 14.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 18 | 7.990% | $155,000 | 5.0% |
| Morgan Stanley Private Bank, National Association | 18 | 5.750% | $805,000 | 5.0% |
| Fairway Independent Mortgage Corporation | 18 | 6.625% | $275,000 | 5.3% |
| MORTGAGE EQUITY PARTNERS LLC | 18 | 6.313% | $335,000 | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 17 | 7.875% | $155,000 | 39.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 17 | 6.750% | $235,000 | 5.6% |
| NATION ONE MORTGAGE CORPORATION | 17 | 6.500% | $245,000 | 0.0% |
| MORTGAGE ACCESS CORP. | 17 | 6.490% | $315,000 | 5.6% |
| PHH Mortgage Corporation | 16 | 6.250% | $225,000 | 23.8% |
| GO MORTGAGE, LLC | 16 | 6.563% | $220,000 | 0.0% |
| OceanFirst Bank, National Association | 16 | 6.313% | $400,000 | 5.0% |
| EMM LOANS LLC | 16 | 6.375% | $270,000 | 0.0% |
| Quaint Oak Mortgage, LLC | 16 | 6.500% | $220,000 | 11.1% |
| Parke Bank | 16 | 6.750% | $305,000 | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 15 | 9.600% | $145,000 | 34.8% |
| MEMBERS 1ST | 15 | 1.990% | $155,000 | 33.3% |
| Paramount Residential Mortgage Group, Inc. | 15 | 6.625% | $315,000 | 11.8% |
| Univest Bank and Trust Co. | 15 | 6.625% | $255,000 | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 15 | 6.750% | $205,000 | 6.3% |
| FIRST COLONY MORTGAGE CORPORATION | 14 | 6.563% | $410,000 | 0.0% |
| County Savings Bank | 14 | 6.000% | $95,000 | 6.7% |
| Citibank, National Association | 13 | 6.125% | $825,000 | 27.8% |
| AMERICAN HERITAGE LENDING, LLC | 13 | 7.500% | $125,000 | 7.1% |
| 9845001ADACA7A75EE02 | 13 | 12.000% | $195,000 | 0.0% |
| UIF CORPORATION | 13 | 6.500% | $145,000 | 13.3% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 13 | 6.125% | $335,000 | 0.0% |
| ESSA Bank & Trust | 13 | 6.150% | $175,000 | 13.3% |
| Metro City Bank | 13 | 6.250% | $255,000 | 0.0% |
| LENDINGONE, LLC | 12 | 7.830% | $130,000 | 61.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | 12 | 6.120% | $255,000 | 36.4% |
| The Federal Savings Bank | 12 | 6.625% | $270,000 | 25.0% |
| DOMINION FINANCIAL SERVICES, LLC | 12 | 7.625% | $170,000 | 0.0% |
| FIRST HERITAGE FINANCIAL, LLC | 12 | 6.187% | $225,000 | 7.7% |
| LONGBRIDGE FINANCIAL, LLC | 12 | 6.063% | $240,000 | 0.0% |
| First Resource Bank | 12 | Not published | $480,000 | 0.0% |
| 254900M2C4Q6DATP2889 | 11 | 5.990% | $235,000 | 38.9% |
| ALLIANT CREDIT UNION | 11 | 7.750% | $175,000 | 42.9% |
| AMERIHOME MORTGAGE COMPANY, LLC | 11 | 6.625% | $335,000 | 15.4% |
| ICE LENDER HOLDINGS LLC | 11 | 7.250% | $415,000 | 8.3% |
| A&D Mortgage LLC | 11 | 6.875% | $225,000 | 21.4% |
| GUIDANCE RESIDENTIAL, LLC | 11 | 6.375% | $315,000 | 0.0% |
| NVR Mortgage Finance, Inc. | 11 | 5.990% | $405,000 | 21.4% |
| FIRST COMMUNITY MORTGAGE, INC. | 11 | 6.750% | $305,000 | 7.1% |
| USAA Federal Savings Bank | 10 | 6.250% | $330,000 | 23.1% |
| SUN Federal Credit Union | 10 | 7.625% | $65,000 | 28.6% |
| LENDING CAPITAL GROUP Inc | 10 | 6.688% | $255,000 | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | 10 | 6.313% | $295,000 | 0.0% |
| AmeriServ Financial Bank | 10 | Not published | $95,000 | 16.7% |
| FINANCE OF AMERICA REVERSE LLC | 10 | 6.313% | $170,000 | 9.1% |
| CITIZENS & NORTHERN BANK | 10 | 6.975% | $290,000 | 0.0% |
| DEVELOPER'S MORTGAGE COMPANY | 10 | 7.125% | $245,000 | 9.1% |
| NEW DAY FINANCIAL, LLC | 9 | Under 10 loans | Under 10 loans | 60.7% |
| Harleysville Bank | 9 | Under 10 loans | Under 10 loans | 13.3% |
| United Savings Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| T2 FINANCIAL LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 63.6% |
| LOWER, LLC | 8 | Under 10 loans | Under 10 loans | 47.1% |
| NBKC BANK | 8 | Under 10 loans | Under 10 loans | 33.3% |
| Flagstar Bank, N.A. | 8 | Under 10 loans | Under 10 loans | 27.3% |
| TOP FLITE FINANCIAL, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Cornerstone First Mortgage, Inc | 8 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| GEORGIA'S OWN | 8 | Under 10 loans | Under 10 loans | 11.1% |
| DAS Acquisition Company, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Citadel Servicing Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 20.0% |
| American Airlines Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 27.3% |
| MLD MORTGAGE INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SmartFi Home Loans, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| RAPID MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SELF RELIANCE NY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MERCK SHARP & DOHME FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Penn Community Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 60.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 6 | Under 10 loans | Under 10 loans | 16.7% |
| NEXERA HOLDING LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Tompkins Community Bank | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Atlantic Coast Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Valon Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 36.4% |
| QUORUM FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 30.8% |
| CONTOUR MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Diamond Credit Union | 5 | Under 10 loans | Under 10 loans | 50.0% |
| EQUITY RESOURCES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 299 lenders each made 5 or fewer mortgages here, and are counted in the totals above.
Bank branches in Delaware County
118 FDIC-insured branches from 24 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Citizens Bank, National Association | 14 | $2.3 billion |
| TD Bank, National Association | 12 | $3.1 billion |
| Wilmington Savings Fund Society, FSB | 12 | $2.1 billion |
| Wells Fargo Bank, National Association | 12 | $2.1 billion |
| Santander Bank, N.A. | 10 | $1.1 billion |
| Bank of America, National Association | 9 | $946.5 million |
| PNC Bank, National Association | 8 | $1.4 billion |
| JPMorgan Chase Bank, National Association | 6 | $309.3 million |
| Manufacturers and Traders Trust Company | 5 | $372.5 million |
| Sharon Bank | 4 | $134.6 million |
| Iron Workers Savings Bank | 3 | $191.9 million |
| Fulton Bank, National Association | 3 | $145.5 million |
| United Savings Bank | 3 | $113.1 million |
| Truist Bank | 3 | $96.2 million |
| County Savings Bank | 3 | $82.2 million |
| Meridian Bank | 2 | $1.1 billion |
| CNB Bank | 2 | $64.7 million |
| The Haverford Trust Company | 1 | $128.7 million |
| First Resource Bank | 1 | $117.8 million |
| Tompkins Community Bank | 1 | $106.0 million |
| First Bank | 1 | $51.6 million |
| S&T Bank | 1 | $29.6 million |
| Mid Penn Bank | 1 | $27.2 million |
| Wilmington Trust, National Association | 1 | $0 |
Closed since the 2025 survey
3 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- ESSA Bank & Trust, 48 W Marshall Rd, Lansdowne
- ESSA Bank & Trust, 8045 W Chester Pike, Upper Darby
- TD Bank, National Association, 131 E Macdade Blvd, Folsom
Get told when this changes
When the next year’s lending figures are out for Delaware County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.