Home purchase lenders in Deschutes County
3,324 home purchase mortgages were made in Deschutes County, Oregon, in 2025, by 273 lenders. The median rate their borrowers got was 6.500% on a median loan of $475,000. Of 3,737 decisions, 306 were denials — 8.2%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| THE LOAN STORE, INC. | 188 | 6.490% | $505,000 | 1.0% |
| GUILD MORTGAGE COMPANY | 183 | 6.624% | $425,000 | 4.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 147 | 6.500% | $505,000 | 6.9% |
| CMG MORTGAGE, INC. | 127 | 6.500% | $465,000 | 1.4% |
| KIND LENDING, LLC | 125 | 6.500% | $455,000 | 21.3% |
| Loandepot.Com, LLC | 125 | 6.625% | $415,000 | 2.3% |
| Rocket Mortgage, LLC | 116 | 6.375% | $495,000 | 9.4% |
| Umpqua Bank | 116 | 6.375% | $305,000 | 7.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 115 | 6.625% | $485,000 | 3.4% |
| GUARANTEED RATE, INC. | 114 | 6.625% | $535,000 | 1.7% |
| ONPOINT COMMUNITY CREDIT UNION | 100 | 6.500% | $410,000 | 10.6% |
| DHI MORTGAGE COMPANY, LTD. | 79 | 4.813% | $515,000 | 16.8% |
| U.S. Bank National Association | 75 | 6.500% | $685,000 | 16.5% |
| PENNYMAC LOAN SERVICES, LLC | 69 | 6.375% | $595,000 | 1.4% |
| Fairway Independent Mortgage Corporation | 64 | 6.490% | $445,000 | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 61 | 6.500% | $485,000 | 0.0% |
| MOVEMENT MORTGAGE, LLC | 59 | 6.750% | $495,000 | 9.0% |
| NEWREZ LLC | 57 | 6.875% | $495,000 | 3.4% |
| SELCO COMMUNITY | 47 | 6.375% | $365,000 | 16.1% |
| Plains Commerce Bank | 43 | 6.625% | $435,000 | 2.3% |
| Broker Solutions, Inc. | 43 | 6.750% | $425,000 | 4.4% |
| Paramount Residential Mortgage Group, Inc. | 41 | 6.375% | $475,000 | 2.4% |
| Sunflower Bank, National Association | 39 | 6.375% | $385,000 | 2.5% |
| LENNAR MORTGAGE, LLC | 39 | 4.990% | $375,000 | 2.5% |
| JPMorgan Chase Bank, National Association | 38 | 6.490% | $650,000 | 11.4% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 34 | 6.563% | $540,000 | 0.0% |
| Commerce Home Mortgage, Inc. | 32 | 7.125% | $540,000 | 0.0% |
| SUMMIT FUNDING, INC. | 30 | 6.990% | $465,000 | 6.1% |
| Bank of America, National Association | 28 | 6.250% | $590,000 | 20.0% |
| Wells Fargo Bank, National Association | 28 | 6.125% | $580,000 | 17.7% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 27 | 6.500% | $395,000 | 3.6% |
| Mortgage Research Center, LLC | 26 | 6.125% | $445,000 | 13.3% |
| FIRST COMMUNITY | 26 | 5.500% | $450,000 | 10.3% |
| BETTER MORTGAGE CORPORATION | 25 | 6.750% | $535,000 | 21.9% |
| TRIAD FINANCIAL SERVICES, INC. | 24 | 8.830% | $100,000 | 32.7% |
| Washington Trust Bank | 22 | 6.375% | $685,000 | 12.0% |
| Sierra Pacific Mortgage Company, Inc. | 22 | 6.438% | $535,000 | 4.4% |
| Charles Schwab Bank, SSB | 20 | 5.588% | $755,000 | 4.8% |
| LPMC, LLC | 19 | 6.750% | $315,000 | 0.0% |
| Morgan Stanley Private Bank, National Association | 19 | 5.900% | $605,000 | 0.0% |
| Navy Federal Credit Union | 17 | 6.125% | $565,000 | 10.5% |
| CHURCHILL MORTGAGE CORPORATION | 17 | 6.750% | $455,000 | 0.0% |
| First Interstate Bank | 15 | 7.750% | $455,000 | 25.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 15 | 6.750% | $405,000 | 6.3% |
| CANOPY MORTGAGE, LLC | 15 | 6.750% | $505,000 | 0.0% |
| A&D Mortgage LLC | 15 | 6.500% | $545,000 | 6.3% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 14 | 6.813% | $485,000 | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 14 | 6.500% | $345,000 | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 13 | 7.250% | $335,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 13 | 6.490% | $405,000 | 0.0% |
| SCENIC OAKS FUNDING, LLC | 11 | 6.500% | $435,000 | 0.0% |
| BMO Bank National Association | 11 | 6.000% | $1,205,000 | 8.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 11 | 5.750% | $425,000 | 8.3% |
| TWINSTAR | 11 | 6.625% | $425,000 | 8.3% |
| DIRECTORS MORTGAGE, INC. | 11 | 6.750% | $445,000 | 0.0% |
| USAA Federal Savings Bank | 10 | 6.375% | $455,000 | 44.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 5.495% | $435,000 | 16.7% |
| MEMBER FIRST MORTGAGE, LLC | 10 | 6.125% | $420,000 | 0.0% |
| OREGON COMMUNITY | 10 | 6.938% | $385,000 | 0.0% |
| MORTGAGE EXPRESS, LLC | 9 | Under 10 loans | Under 10 loans | 7.1% |
| Mid Oregon | 9 | Under 10 loans | Under 10 loans | 18.2% |
| UNION HOME MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 8.3% |
| Banner Bank | 9 | Under 10 loans | Under 10 loans | 9.1% |
| LENDSURE MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 33.3% |
| NBKC BANK | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Oregon State Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PLAZA HOME MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Citadel Servicing Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SAMMAMISH MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| EVERETT FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Boeing Employees Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 75.0% |
| Synergy One Lending, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SELECT LENDING SERVICES LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AgWest Farm Credit, FLCA | 4 | Under 10 loans | Under 10 loans | 50.0% |
| 1st Security Bank of Washington | 4 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ROGUE CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Hometown Equity Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 40.0% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Citibank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Rivermark Community | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GOLDEN EMPIRE MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| HomeStreet Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Zions Bancorporation, N.A. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| WASHINGTON FEDERAL BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GTE Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Leader Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCAP LENDING INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIORITY HOME LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ameris Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Goldman Sachs Bank USA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 5493009QB0KBU5M6NP90 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Greenbox Loans, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CRESTLINE FUNDING CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MARION AND POLK SCHOOLS CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORIA DEVELOPMENT, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| State Department Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AHL FUNDING | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Western Trust Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sunset Science Park Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mountain Pacific Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FRANKLIN LOAN CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BNY Mellon, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WASHINGTON STATE EMPLOYEES CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INFINITY EQUITY GROUP, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MY MOVE MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GESA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| IDAHO CENTRAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COAST 2 COAST FUNDING GROUP, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PFN Lending Group, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Coast Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 73 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Get told when this changes
When the next year’s lending figures are out for Deschutes County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.