Mortgage lenders in Deschutes County
6,684 mortgages were made in Deschutes County, Oregon, in 2025, by 371 lenders. The median rate their borrowers got was 6.750% on a median loan of $375,000. Of 8,431 decisions, 1,395 were denials — 16.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| ONPOINT COMMUNITY CREDIT UNION | 466 | 7.500% | $135,000 | 20.3% |
| Mid Oregon | 369 | 7.990% | $115,000 | 3.9% |
| Rocket Mortgage, LLC | 349 | 6.625% | $335,000 | 13.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 312 | 6.250% | $475,000 | 12.9% |
| SELCO COMMUNITY | 298 | 7.250% | $105,000 | 30.6% |
| GUILD MORTGAGE COMPANY | 239 | 6.625% | $415,000 | 4.7% |
| THE LOAN STORE, INC. | 232 | 6.490% | $485,000 | 3.5% |
| U.S. Bank National Association | 207 | 7.500% | $285,000 | 32.7% |
| CMG MORTGAGE, INC. | 202 | 6.500% | $445,000 | 2.2% |
| Loandepot.Com, LLC | 192 | 6.625% | $395,000 | 9.3% |
| Umpqua Bank | 187 | 6.875% | $295,000 | 16.8% |
| GUARANTEED RATE, INC. | 152 | 6.625% | $515,000 | 4.4% |
| KIND LENDING, LLC | 150 | 6.625% | $455,000 | 21.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 144 | 6.600% | $465,000 | 5.8% |
| PENNYMAC LOAN SERVICES, LLC | 124 | 6.387% | $515,000 | 8.0% |
| First Interstate Bank | 122 | 8.250% | $155,000 | 28.1% |
| Bank of America, National Association | 117 | 5.990% | $225,000 | 27.0% |
| FIRST COMMUNITY | 99 | 5.500% | $395,000 | 10.7% |
| NEWREZ LLC | 90 | 6.750% | $485,000 | 18.2% |
| MOVEMENT MORTGAGE, LLC | 83 | 6.750% | $465,000 | 9.1% |
| Fairway Independent Mortgage Corporation | 82 | 6.500% | $435,000 | 1.2% |
| DHI MORTGAGE COMPANY, LTD. | 79 | 4.813% | $515,000 | 16.8% |
| NATIONS DIRECT MORTGAGE, LLC | 77 | 6.490% | $485,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 62 | 6.500% | $565,000 | 16.9% |
| Paramount Residential Mortgage Group, Inc. | 61 | 6.125% | $475,000 | 6.2% |
| Broker Solutions, Inc. | 58 | 6.813% | $380,000 | 6.2% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 56 | 7.625% | $220,000 | 9.0% |
| Sunflower Bank, National Association | 50 | 6.375% | $385,000 | 3.9% |
| Plains Commerce Bank | 48 | 6.563% | $460,000 | 2.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 47 | 6.500% | $525,000 | 2.0% |
| OREGON COMMUNITY | 47 | 7.500% | $145,000 | 12.7% |
| Wells Fargo Bank, National Association | 40 | 6.125% | $420,000 | 24.5% |
| Washington Trust Bank | 40 | 7.000% | $385,000 | 18.4% |
| Commerce Home Mortgage, Inc. | 40 | 7.188% | $540,000 | 4.8% |
| BETTER MORTGAGE CORPORATION | 39 | 6.875% | $445,000 | 30.4% |
| SUMMIT FUNDING, INC. | 39 | 6.990% | $435,000 | 4.8% |
| LENNAR MORTGAGE, LLC | 39 | 4.990% | $375,000 | 2.5% |
| FIGURE LENDING LLC | 37 | 8.550% | $75,000 | 26.4% |
| Mortgage Research Center, LLC | 33 | 6.125% | $385,000 | 31.3% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 33 | 6.625% | $415,000 | 2.9% |
| FREEDOM MORTGAGE CORPORATION | 32 | 5.750% | $445,000 | 12.8% |
| Navy Federal Credit Union | 31 | 6.375% | $405,000 | 28.9% |
| Charles Schwab Bank, SSB | 31 | 5.500% | $805,000 | 3.1% |
| Sierra Pacific Mortgage Company, Inc. | 30 | 6.500% | $525,000 | 8.6% |
| TWINSTAR | 29 | 7.500% | $205,000 | 25.6% |
| Morgan Stanley Private Bank, National Association | 28 | 5.900% | $605,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 27 | 8.625% | $145,000 | 22.9% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 27 | 5.875% | $415,000 | 12.5% |
| ALLIANT CREDIT UNION | 25 | 7.750% | $255,000 | 18.8% |
| TRIAD FINANCIAL SERVICES, INC. | 24 | 8.830% | $100,000 | 35.2% |
| CANOPY MORTGAGE, LLC | 24 | 6.688% | $470,000 | 0.0% |
| LPMC, LLC | 24 | 6.563% | $315,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 22 | 6.813% | $375,000 | 8.3% |
| LAKEVIEW LOAN SERVICING, LLC | 21 | 6.125% | $415,000 | 54.9% |
| CHURCHILL MORTGAGE CORPORATION | 21 | 6.875% | $425,000 | 0.0% |
| SPRING EQ, LLC | 20 | 9.088% | $85,000 | 73.2% |
| PHH Mortgage Corporation | 20 | 5.990% | $475,000 | 20.0% |
| DIRECTORS MORTGAGE, INC. | 20 | 6.563% | $410,000 | 4.8% |
| Boeing Employees Credit Union | 20 | 5.995% | $175,000 | 4.8% |
| Coastal Community Bank | 19 | 8.990% | $55,000 | 1.5% |
| FINANCE OF AMERICA REVERSE LLC | 19 | 6.625% | $265,000 | 13.6% |
| A&D Mortgage LLC | 18 | 6.495% | $520,000 | 18.2% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 18 | 6.500% | $310,000 | 0.0% |
| AmeriSave Mortgage Corporation | 17 | 8.250% | $85,000 | 64.8% |
| Oregon State Credit Union | 17 | 7.000% | $225,000 | 0.0% |
| MORTGAGE EXPRESS, LLC | 15 | 6.490% | $505,000 | 4.8% |
| MEMBER FIRST MORTGAGE, LLC | 15 | 6.125% | $265,000 | 21.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 15 | 6.750% | $485,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 15 | 6.125% | $425,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 14 | 7.220% | $145,000 | 33.3% |
| EVERETT FINANCIAL, INC. | 14 | 6.438% | $415,000 | 0.0% |
| BMO Bank National Association | 14 | 6.375% | $1,010,000 | 33.3% |
| UNION HOME MORTGAGE CORP. | 14 | 6.125% | $370,000 | 5.9% |
| SUMMIT MORTGAGE CORPORATION | 13 | 6.375% | $445,000 | 0.0% |
| Rivermark Community | 13 | 7.740% | $105,000 | 0.0% |
| Banner Bank | 12 | 7.688% | $385,000 | 33.3% |
| Citadel Servicing Corporation | 12 | 7.438% | $290,000 | 5.0% |
| Equity Prime Mortgage LLC | 12 | 6.500% | $460,000 | 14.3% |
| PNC Bank, National Association | 12 | 6.438% | $305,000 | 13.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 12 | 6.000% | $460,000 | 7.7% |
| UBS Bank USA | 12 | 5.875% | $840,000 | 0.0% |
| Discover Bank | 11 | 9.080% | $105,000 | 60.7% |
| USAA Federal Savings Bank | 11 | 6.250% | $465,000 | 47.6% |
| PENTAGON FEDERAL CREDIT UNION | 11 | 7.750% | $165,000 | 38.9% |
| Unitus Community Credit Union | 11 | 7.250% | $115,000 | 33.3% |
| SCENIC OAKS FUNDING, LLC | 11 | 6.500% | $435,000 | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 11 | 6.990% | $205,000 | 21.4% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 11 | 6.120% | $535,000 | 8.3% |
| NBKC BANK | 10 | 6.000% | $610,000 | 15.4% |
| The Federal Savings Bank | 10 | 6.688% | $555,000 | 16.7% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 10 | 10.083% | $255,000 | 16.7% |
| Hometown Equity Mortgage, LLC | 10 | 6.688% | $375,000 | 37.5% |
| PLAZA HOME MORTGAGE, INC. | 10 | 6.563% | $530,000 | 28.6% |
| LENDSURE MORTGAGE CORP. | 10 | 7.125% | $330,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 9 | Under 10 loans | Under 10 loans | 31.6% |
| HOMEXPRESS MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 35.7% |
| KeyBank National Association | 9 | Under 10 loans | Under 10 loans | 25.0% |
| The Huntington National Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 8 | Under 10 loans | Under 10 loans | 50.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 48.0% |
| Tomo Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| HomeStreet Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SAMMAMISH MORTGAGE COMPANY | 8 | Under 10 loans | Under 10 loans | 0.0% |
| WASHINGTON FEDERAL BANK | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 7 | Under 10 loans | Under 10 loans | 25.0% |
| Synergy One Lending, Inc. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Citibank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| GO MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AgWest Farm Credit, FLCA | 6 | Under 10 loans | Under 10 loans | 46.2% |
| ROGUE CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Lendage, LLC | 6 | Under 10 loans | Under 10 loans | 11.1% |
| SELECT LENDING SERVICES LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 6 | Under 10 loans | Under 10 loans | 12.5% |
| HomeTrust Bank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| GOLDEN EMPIRE MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 75.0% |
| Prosperity Home Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| MISSION LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 5 | Under 10 loans | Under 10 loans | 25.0% |
| LOWER, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| ALAMEDA MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 37.5% |
| NEXERA HOLDING LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| 1st Security Bank of Washington | 5 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 37.5% |
| SmartFi Home Loans, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| GEORGIA'S OWN | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ZILLOW HOME LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ARC HOME LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 66.7% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 55.6% |
| JMAC LENDING, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Kiavi Funding, Inc. | 4 | Under 10 loans | Under 10 loans | 16.7% |
| OCMBC, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| USALLIANCE FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| PLANET HOME LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| DEEPHAVEN MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| STANFORD Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FLYHOMES MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GoodLeap, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| 5493004T38NMC864VL66 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Goldman Sachs Bank USA | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| 254900M2C4Q6DATP2889 | 3 | Under 10 loans | Under 10 loans | 50.0% |
| OriginPoint, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 57.1% |
| RED CANOE CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| OREGONIANS CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Greenbox Loans, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Consolidated Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| COAST 2 COAST FUNDING GROUP, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Leader Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ameris Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 62.5% |
| CALCON MUTUAL MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| STG MORTGAGE INC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Zions Bancorporation, N.A. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| WASHINGTON STATE EMPLOYEES CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Embold Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| GTE Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 5Z1UQ1CWY0DQ3KJWDQ07 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 171 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Deschutes County
43 FDIC-insured branches from 10 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| First Interstate Bank | 9 | $1.1 billion |
| U.S. Bank National Association | 8 | $956.5 million |
| Columbia Bank | 6 | $420.2 million |
| JPMorgan Chase Bank, National Association | 5 | $664.3 million |
| Wells Fargo Bank, National Association | 4 | $609.8 million |
| WaFd Bank | 4 | $547.9 million |
| Bank of America, National Association | 3 | $431.0 million |
| Summit Bank | 2 | $234.9 million |
| Washington Trust Bank | 1 | $35.6 million |
| Idaho First Bank | 1 | $17.6 million |
Get told when this changes
When the next year’s lending figures are out for Deschutes County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.