Mortgage lenders in Morris County
10,494 mortgages were made in Morris County, New Jersey, in 2025, by 456 lenders. The median rate their borrowers got was 6.625% on a median loan of $395,000. Of 13,725 decisions, 2,645 were denials — 19.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 788 | 6.625% | $355,000 | 14.1% |
| GUARANTEED RATE, INC. | 492 | 6.500% | $505,000 | 6.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 485 | 6.750% | $465,000 | 8.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 456 | 6.235% | $485,000 | 12.7% |
| Citizens Bank, National Association | 450 | 7.400% | $235,000 | 26.0% |
| Bank of America, National Association | 446 | 5.990% | $205,000 | 32.7% |
| TD Bank, National Association | 415 | 7.340% | $205,000 | 25.5% |
| PNC Bank, National Association | 327 | 8.000% | $185,000 | 31.6% |
| JPMorgan Chase Bank, National Association | 280 | 6.250% | $515,000 | 12.4% |
| Loandepot.Com, LLC | 240 | 6.750% | $405,000 | 15.3% |
| AFFINITY | 206 | 4.900% | $155,000 | 18.0% |
| Valley National Bank | 202 | 6.490% | $205,000 | 17.0% |
| PENNYMAC LOAN SERVICES, LLC | 177 | 6.624% | $435,000 | 13.2% |
| PICATINNY FEDERAL CREDIT UNION | 162 | 3.990% | $105,000 | 26.2% |
| Luminate Bank | 147 | 6.375% | $485,000 | 3.9% |
| Visions Federal Credit Union | 135 | 7.250% | $175,000 | 25.1% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 133 | 6.625% | $455,000 | 5.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 129 | 6.625% | $465,000 | 2.3% |
| Wells Fargo Bank, National Association | 115 | 6.125% | $625,000 | 20.5% |
| Provident Bank | 113 | 7.000% | $155,000 | 23.1% |
| U.S. Bank National Association | 105 | 6.490% | $455,000 | 25.5% |
| MORTGAGE ACCESS CORP. | 105 | 6.490% | $525,000 | 2.6% |
| Manufacturers and Traders Trust Company | 104 | 5.990% | $305,000 | 30.0% |
| CMG MORTGAGE, INC. | 98 | 6.625% | $475,000 | 7.1% |
| GUARANTEED RATE AFFINITY, LLC | 98 | 6.575% | $530,000 | 3.9% |
| NATIONSTAR MORTGAGE LLC | 95 | 8.125% | $165,000 | 17.2% |
| NJ LENDERS CORP. | 94 | 6.625% | $565,000 | 0.0% |
| NEWREZ LLC | 89 | 7.375% | $305,000 | 41.2% |
| LENNAR MORTGAGE, LLC | 89 | 6.375% | $655,000 | 0.0% |
| EMBRACE HOME LOANS, INC. | 83 | 6.500% | $565,000 | 1.1% |
| UNION HOME MORTGAGE CORP. | 80 | 6.500% | $505,000 | 0.0% |
| FIGURE LENDING LLC | 78 | 9.050% | $100,000 | 34.2% |
| MOVEMENT MORTGAGE, LLC | 75 | 6.625% | $495,000 | 2.3% |
| SPRING EQ, LLC | 70 | 8.588% | $105,000 | 63.6% |
| Columbia Bank | 65 | 7.375% | $175,000 | 20.2% |
| Morgan Stanley Private Bank, National Association | 61 | 5.900% | $805,000 | 2.9% |
| Navy Federal Credit Union | 60 | 7.750% | $225,000 | 29.2% |
| Fulton Bank, National Association | 58 | 6.125% | $280,000 | 28.1% |
| SOFI BANK, NATIONAL ASSOCIATION | 57 | 7.740% | $155,000 | 14.3% |
| Third Federal Savings and Loan Association of Cleveland | 57 | 6.990% | $225,000 | 26.6% |
| FREEDOM MORTGAGE CORPORATION | 56 | 6.250% | $485,000 | 25.3% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 52 | 6.063% | $465,000 | 5.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 48 | 6.375% | $465,000 | 15.3% |
| Citibank, National Association | 47 | 5.750% | $985,000 | 19.4% |
| Broker Solutions, Inc. | 45 | 6.625% | $405,000 | 20.7% |
| NVR Mortgage Finance, Inc. | 45 | 6.250% | $695,000 | 19.6% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 44 | 10.080% | $175,000 | 15.8% |
| Paramount Residential Mortgage Group, Inc. | 43 | 6.500% | $515,000 | 10.4% |
| Coastal Community Bank | 42 | 9.740% | $85,000 | 2.5% |
| AmeriSave Mortgage Corporation | 40 | 8.500% | $115,000 | 60.4% |
| FIRST COLONY MORTGAGE CORPORATION | 39 | 6.625% | $455,000 | 2.0% |
| Kearny Bank | 39 | 6.125% | $505,000 | 7.1% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 39 | 6.875% | $465,000 | 2.5% |
| Loan Funder LLC | 38 | 8.095% | $435,000 | 24.0% |
| BETTER MORTGAGE CORPORATION | 36 | 8.625% | $270,000 | 47.3% |
| Lendage, LLC | 36 | 10.938% | $65,000 | 19.6% |
| KIND LENDING, LLC | 35 | 6.375% | $445,000 | 18.2% |
| BOND STREET MORTGAGE, LLC | 34 | 6.562% | $545,000 | 0.0% |
| Advisors Mortgage Group, L.L.C. | 34 | 6.433% | $505,000 | 5.6% |
| LAKEVIEW LOAN SERVICING, LLC | 33 | 6.250% | $415,000 | 58.7% |
| Commerce Home Mortgage, Inc. | 33 | 7.875% | $465,000 | 2.9% |
| Cornerstone First Mortgage, Inc | 32 | 6.995% | $475,000 | 3.0% |
| THE LOAN STORE, INC. | 30 | 6.813% | $550,000 | 18.2% |
| PENTAGON FEDERAL CREDIT UNION | 29 | 7.750% | $125,000 | 49.1% |
| MILLENIUM HOME MORTGAGE, LLC | 29 | 6.250% | $405,000 | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | 28 | 6.875% | $515,000 | 0.0% |
| PULTE MORTGAGE LLC | 27 | 6.125% | $665,000 | 20.6% |
| CHAMPIONS FUNDING, LLC | 26 | 7.625% | $410,000 | 23.5% |
| Fairway Independent Mortgage Corporation | 26 | 6.750% | $495,000 | 3.7% |
| Discover Bank | 25 | 8.330% | $105,000 | 75.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 25 | 6.375% | $575,000 | 7.1% |
| QUORUM FEDERAL CREDIT UNION | 24 | 8.063% | $205,000 | 24.3% |
| TOWER Federal Credit Union | 24 | 7.000% | $230,000 | 22.6% |
| Tomo Mortgage, LLC | 23 | 6.125% | $545,000 | 14.8% |
| Bethpage Federal Credit Union | 23 | 6.490% | $155,000 | 43.9% |
| KWIK MORTGAGE CORPORATION | 23 | 6.375% | $485,000 | 4.0% |
| Northpointe Bank | 23 | 6.125% | $525,000 | 11.5% |
| EMM LOANS LLC | 23 | 6.625% | $495,000 | 0.0% |
| TOLL BROTHERS MORTGAGE COMPANY | 21 | 6.500% | $655,000 | 7.7% |
| JMAC LENDING, INC. | 21 | 6.625% | $425,000 | 0.0% |
| The Huntington National Bank | 21 | 6.125% | $525,000 | 4.6% |
| Truist Bank | 20 | 5.840% | $845,000 | 46.3% |
| GARDEN SAVINGS FEDERAL CREDIT UNION | 20 | 6.688% | $160,000 | 43.2% |
| Northfield Bank | 20 | Not published | $250,000 | 29.0% |
| ALLIANT CREDIT UNION | 20 | 7.750% | $230,000 | 23.1% |
| Prosperity Home Mortgage, LLC | 20 | 6.750% | $515,000 | 0.0% |
| Somerset Regal Bank | 20 | Not published | $535,000 | 4.8% |
| Mortgage Research Center, LLC | 19 | 5.990% | $575,000 | 50.0% |
| DEVELOPER'S MORTGAGE COMPANY | 19 | 7.625% | $395,000 | 9.5% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 18 | 6.099% | $565,000 | 12.5% |
| OceanFirst Bank, National Association | 18 | 6.438% | $515,000 | 14.8% |
| RESICENTRAL, LLC | 18 | 6.558% | $415,000 | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 18 | 6.750% | $485,000 | 5.0% |
| USALLIANCE FEDERAL CREDIT UNION | 18 | 7.750% | $320,000 | 5.3% |
| Charles Schwab Bank, SSB | 18 | 5.875% | $890,000 | 5.0% |
| LOWER, LLC | 17 | 6.250% | $395,000 | 25.0% |
| Unity Bank | 17 | 6.875% | $515,000 | 10.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 17 | 6.125% | $475,000 | 5.6% |
| Kiavi Funding, Inc. | 17 | 9.700% | $405,000 | 10.0% |
| Ion Bank | 16 | Not published | $150,000 | 15.8% |
| UNITED MORTGAGE CORP. | 16 | 6.933% | $410,000 | 0.0% |
| ABL RPC Residential Credit Acquisition LLC | 16 | 9.990% | $1,110,000 | 5.9% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 15 | 5.990% | $805,000 | 37.5% |
| PLAZA HOME MORTGAGE, INC. | 15 | 6.625% | $415,000 | 37.5% |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | 15 | 6.375% | $495,000 | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | 15 | 6.875% | $435,000 | 0.0% |
| Peapack-Gladstone Bank | 15 | Not published | $645,000 | 0.0% |
| Municipal Credit Union | 15 | 5.750% | $915,000 | 5.9% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 15 | 7.874% | $495,000 | 6.3% |
| PINNACLE MORTGAGE, INC. | 15 | 6.125% | $475,000 | 0.0% |
| DIGITAL | 14 | 7.370% | $205,000 | 30.0% |
| A&D Mortgage LLC | 14 | 6.625% | $505,000 | 6.7% |
| Webster Bank, National Association | 14 | 6.125% | $1,005,000 | 30.0% |
| Spencer Savings Bank, SLA | 14 | Not published | $235,000 | 30.0% |
| JET DIRECT FUNDING CORP | 14 | 6.813% | $495,000 | 17.7% |
| United Nations Federal Credit Union | 14 | 5.688% | $590,000 | 0.0% |
| PROPONENT Federal Credit Union | 14 | 7.000% | $180,000 | 6.7% |
| UBS Bank USA | 14 | 5.875% | $760,000 | 6.7% |
| Equity Prime Mortgage LLC | 13 | 6.125% | $455,000 | 13.3% |
| AMERICAN HERITAGE LENDING, LLC | 12 | 7.750% | $535,000 | 5.9% |
| Logan Finance Corporation | 12 | 6.999% | $525,000 | 7.7% |
| AMWEST FUNDING CORP. | 12 | 6.500% | $455,000 | 0.0% |
| Quontic Bank | 12 | 8.625% | $415,000 | 7.7% |
| First Hope Bank, A National Banking Association | 12 | Not published | $340,000 | 7.7% |
| MLD MORTGAGE INC. | 12 | 6.313% | $435,000 | 7.1% |
| SUN WEST MORTGAGE COMPANY, INC. | 12 | 6.000% | $590,000 | 0.0% |
| Stifel Bank and Trust | 12 | 6.063% | $555,000 | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 11 | 6.750% | $465,000 | 21.4% |
| Valon Mortgage, Inc. | 11 | 8.200% | $65,000 | 15.8% |
| First Federal Bank | 11 | 5.990% | $645,000 | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 11 | 9.865% | $405,000 | 0.0% |
| The Federal Savings Bank | 10 | 6.625% | $470,000 | 23.1% |
| Flagstar Bank, N.A. | 10 | 6.563% | $675,000 | 47.4% |
| NATIONS DIRECT MORTGAGE, LLC | 10 | 6.495% | $435,000 | 9.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 10 | 5.625% | $480,000 | 9.1% |
| PLANET HOME LENDING, LLC | 10 | 5.750% | $515,000 | 28.6% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 10 | 6.990% | $510,000 | 9.1% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 10 | 6.433% | $425,000 | 9.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | 10 | 6.875% | $605,000 | 0.0% |
| POLICE & FIRE | 9 | Under 10 loans | Under 10 loans | 23.1% |
| Hometown Equity Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 33.3% |
| ARC HOME LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| FINANCE OF AMERICA REVERSE LLC | 9 | Under 10 loans | Under 10 loans | 30.8% |
| Greater Alliance Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 18.2% |
| TRUMARK FINANCIAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 8 | Under 10 loans | Under 10 loans | 67.6% |
| VILLAGE CAPITAL & INVESTMENT LLC | 8 | Under 10 loans | Under 10 loans | 8.7% |
| NBKC BANK | 8 | Under 10 loans | Under 10 loans | 27.3% |
| 254900M2C4Q6DATP2889 | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 8 | Under 10 loans | Under 10 loans | 25.0% |
| Plains Commerce Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MERIDIAN BANK | 8 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 12.5% |
| NETWORK CAPITAL FUNDING CORPORATION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| USAA Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 41.7% |
| POLISH & SLAVIC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| KEYSTONE FUNDING, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Nations Lending Corporation | 7 | Under 10 loans | Under 10 loans | 11.1% |
| EVERETT FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Manasquan Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| North Jersey Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 22.2% |
| LADERA LENDING, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GREENWAY MORTGAGE FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 22.2% |
| CONTOUR MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL HOME MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Brighton Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Bogota Savings Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 5 | Under 10 loans | Under 10 loans | 28.6% |
| NEXERA HOLDING LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| DEEPHAVEN MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 54.6% |
| First National Bank of America | 5 | Under 10 loans | Under 10 loans | 28.6% |
| HARBORONE MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| STG MORTGAGE INC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITYAMERICA CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| UIF CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CREDIT UNION OF NEW JERSEY, A FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Baxter Credit Union | 5 | Under 10 loans | Under 10 loans | 16.7% |
| GoodLeap, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MortgageCountry, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT MORTGAGE BANKERS INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit East, ACA | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Citadel Servicing Corporation | 4 | Under 10 loans | Under 10 loans | 25.0% |
| ICE LENDER HOLDINGS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 14.3% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 256 lenders each made 4 or fewer mortgages here, and are counted in the totals above.
Bank branches in Morris County
155 FDIC-insured branches from 28 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
5 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Bank of America, National Association, 269 Main St, Chatham
- First Bank, 163 Madison Ave, Morristown
- Santander Bank, N.A., 40 S Main St, Wharton
- TD Bank, National Association, 177 Columbia Tpke, Florham Park
- Wells Fargo Bank, National Association, 4 N Jefferson Rd, Whippany
Get told when this changes
When the next year’s lending figures are out for Morris County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.