Mortgage lenders in Jackson County
3,272 mortgages were made in Jackson County, Mississippi, in 2025, by 258 lenders. The median rate their borrowers got was 6.625% on a median loan of $175,000. Of 4,629 decisions, 1,130 were denials — 24.4%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| KEESLER | 232 | 7.000% | $105,000 | 46.0% |
| CMG MORTGAGE, INC. | 197 | 6.375% | $185,000 | 7.2% |
| Rocket Mortgage, LLC | 188 | 6.500% | $155,000 | 24.2% |
| Trustmark National Bank | 162 | 6.250% | $165,000 | 10.9% |
| Cadence Bank | 156 | 7.250% | $165,000 | 18.0% |
| Community Bank of Mississippi | 154 | 7.600% | $110,000 | 9.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 100 | 6.500% | $195,000 | 0.9% |
| Fairway Independent Mortgage Corporation | 97 | 6.625% | $185,000 | 10.8% |
| Mortgage Research Center, LLC | 90 | 6.250% | $245,000 | 22.9% |
| DHI MORTGAGE COMPANY, LTD. | 88 | 4.990% | $335,000 | 11.4% |
| Loandepot.Com, LLC | 87 | 6.250% | $195,000 | 18.7% |
| First Federal Savings and Loan Association | 83 | Not published | $125,000 | 11.7% |
| HANCOCK WHITNEY BANK | 76 | 4.990% | $105,000 | 35.5% |
| Navy Federal Credit Union | 73 | 6.875% | $195,000 | 33.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 67 | 6.125% | $225,000 | 19.4% |
| DELMAR FINANCIAL COMPANY | 62 | 6.250% | $215,000 | 0.0% |
| Renasant Bank | 59 | 6.500% | $145,000 | 10.6% |
| GUILD MORTGAGE COMPANY | 58 | 6.250% | $195,000 | 6.4% |
| FREEDOM MORTGAGE CORPORATION | 53 | 6.000% | $255,000 | 14.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 52 | 6.575% | $195,000 | 5.5% |
| Regions Bank | 47 | 6.125% | $95,000 | 51.9% |
| DSLD MORTGAGE, LLC | 45 | 6.250% | $285,000 | 2.2% |
| NAVIGATOR CU | 42 | 6.375% | $105,000 | 25.0% |
| Magnolia Bank, Incorporated | 42 | 6.313% | $230,000 | 2.3% |
| Merchants & Marine Bank | 40 | 7.563% | $130,000 | 12.5% |
| Broker Solutions, Inc. | 36 | 7.063% | $145,000 | 32.1% |
| CHEVRON Federal Credit Union | 36 | 7.250% | $155,000 | 17.8% |
| Loan Funder LLC | 34 | 6.990% | $125,000 | 2.9% |
| PENNYMAC LOAN SERVICES, LLC | 33 | 5.990% | $195,000 | 19.6% |
| The Citizens Bank of Philadelphia, Mississippi | 27 | Not published | $125,000 | 12.9% |
| NATIONSTAR MORTGAGE LLC | 27 | 8.500% | $125,000 | 25.0% |
| Singing River Federal Credit Union | 27 | Not published | $145,000 | 13.9% |
| THE PEOPLES BANK, BILOXI, MISSISSIPPI | 27 | Not published | $105,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 26 | 8.385% | $125,000 | 39.5% |
| 21st Mortgage Corporation | 24 | 10.170% | $125,000 | 66.2% |
| AmeriSave Mortgage Corporation | 24 | 7.125% | $85,000 | 63.1% |
| GUARANTEED RATE, INC. | 19 | 6.990% | $175,000 | 26.9% |
| TOWNE MORTGAGE COMPANY | 19 | 6.250% | $305,000 | 0.0% |
| HOPE FEDERAL CREDIT UNION | 18 | 6.813% | $180,000 | 41.9% |
| STOCKTON MORTGAGE CORPORATION | 18 | 6.563% | $205,000 | 5.3% |
| NEW DAY FINANCIAL, LLC | 17 | 6.740% | $195,000 | 40.0% |
| NEWREZ LLC | 16 | 6.250% | $115,000 | 42.9% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 13 | 6.375% | $225,000 | 17.7% |
| ALL IN FEDERAL CREDIT UNION | 13 | 9.000% | $65,000 | 33.3% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 13 | 6.500% | $155,000 | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 13 | 11.000% | $105,000 | 0.0% |
| Wells Fargo Bank, National Association | 12 | 6.500% | $145,000 | 53.8% |
| FIGURE LENDING LLC | 12 | 8.475% | $45,000 | 22.6% |
| JPMorgan Chase Bank, National Association | 12 | 6.558% | $230,000 | 13.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 12 | 6.563% | $230,000 | 0.0% |
| GMFS LLC | 12 | 6.750% | $230,000 | 0.0% |
| Coastal Community Bank | 11 | 10.490% | $45,000 | 2.8% |
| USAA Federal Savings Bank | 11 | 6.500% | $265,000 | 38.9% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 11 | 5.990% | $215,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 10 | 5.750% | $295,000 | 20.0% |
| UNION HOME MORTGAGE CORP. | 10 | 6.813% | $150,000 | 23.1% |
| KIND LENDING, LLC | 10 | 6.870% | $235,000 | 9.1% |
| LAKEVIEW LOAN SERVICING, LLC | 9 | Under 10 loans | Under 10 loans | 58.1% |
| BankPlus | 9 | Under 10 loans | Under 10 loans | 10.0% |
| BankFirst Financial Services | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 8 | Under 10 loans | Under 10 loans | 57.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 33.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 38.5% |
| FIRST COMMUNITY MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Equity Prime Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 5 | Under 10 loans | Under 10 loans | 85.7% |
| EMBRACE HOME LOANS, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Barrington Bank & Trust Company, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 14.3% |
| Century Bank | 4 | Under 10 loans | Under 10 loans | 50.0% |
| ROYAL UNITED MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 55.6% |
| MOVEMENT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 4 | Under 10 loans | Under 10 loans | 20.0% |
| 254900CRPFBFJUTD8P12 | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Valon Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 76.9% |
| FirstBank | 3 | Under 10 loans | Under 10 loans | 65.0% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| LENDINGONE, LLC | 3 | Under 10 loans | Under 10 loans | 62.5% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 62.5% |
| Loansteady LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| APCO EMPLOYEES | 3 | Under 10 loans | Under 10 loans | 40.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIDELITY BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 2 | Under 10 loans | Under 10 loans | 90.5% |
| Bank of America, National Association | 2 | Under 10 loans | Under 10 loans | 77.8% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 71.4% |
| U.S. Bank National Association | 2 | Under 10 loans | Under 10 loans | 50.0% |
| BPL MORTGAGE TRUST, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Mid-Continent Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 25.0% |
| THE LOAN STORE, INC. | 2 | Under 10 loans | Under 10 loans | 25.0% |
| ZILLOW HOME LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUNBELT Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SOUTHWEST FUNDING, LP | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Atlantic Coast Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PriorityOne Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Assurance Financial Group, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank, A FSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ServisFirst Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Gulf Coast Community Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 85.7% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Bethpage Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 75.0% |
| AML FUNDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| River Bank & Trust | 1 | Under 10 loans | Under 10 loans | 50.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 1 | Under 10 loans | Under 10 loans | 66.7% |
| New Horizons Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Luminate Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DUPACO COMMUNITY | 1 | Under 10 loans | Under 10 loans | 50.0% |
| HOMETRUST MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Archwest Funding | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Cottonport Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Zachary | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Family Security Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 529900YKD9FOL6BFSG98 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 54930002HD26G3OGZR79 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CSL Financial, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Wiggins | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SERVIS ONE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| b1BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Bank of Fayette County | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FBC MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TENNESSEE VALLEY FCU | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Guaranty Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Gulf Coast Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Old National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Centennial Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Southern Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EvaBank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BERKELEY POINT CAPITAL LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LUMENT REAL ESTATE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First South Financial Federally Insured State-Chartered Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NASA Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Warsaw Federal Savings and Loan Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Brighton Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Eagle Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Montgomery Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JET DIRECT FUNDING CORP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First South Farm Credit, ACA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants and Planters Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 58 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Jackson County
37 FDIC-insured branches from 12 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Merchants & Marine Bank | 9 | $416.8 million |
| First Federal Savings and Loan Association | 6 | $276.2 million |
| Hancock Whitney Bank | 5 | $732.2 million |
| The Citizens Bank of Philadelphia, Mississippi | 3 | $51.3 million |
| Renasant Bank | 2 | $385.8 million |
| Community Bank of Mississippi | 2 | $200.6 million |
| Wells Fargo Bank, National Association | 2 | $162.6 million |
| The Huntington National Bank | 2 | $131.7 million |
| Regions Bank | 2 | $103.0 million |
| The Peoples Bank, Biloxi, Mississippi | 2 | $100.7 million |
| Century Bank | 1 | $55.0 million |
| Woodforest National Bank | 1 | $2.1 million |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- Cadence Bank, 1003 Washington Ave, Ocean Springs
Get told when this changes
When the next year’s lending figures are out for Jackson County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.