Gulf Coast Community Federal Credit Union
Gulf Coast Community Federal Credit Union received 103 applications in 2025 and made 55 mortgages, in 6 counties across 1 state. The median rate its borrowers got was 8.250% on a median loan of $105,000. Of 93 decisions, 38 were denials — 40.9%, most often for credit history.
| Legal Entity Identifier | 254900R21YNPTNWW1L44 |
|---|---|
| Applications received | 103 |
| Mortgages made | 55 |
| Denied | 38 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 10 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 2.031 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Refinancing | 47 | 8.250% | $85,000 | 43.4% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 0.0% |
Where Gulf Coast Community Federal Credit Union lends most
The 6 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Harrison County, MS | 43 | 8.250% | 36.8% |
| Hancock County, MS | 6 | Under 10 loans | 45.5% |
| Stone County, MS | 5 | Under 10 loans | 0.0% |
| Jackson County, MS | 1 | Under 10 loans | 85.7% |
| Pearl River County, MS | 0 | Under 10 loans | 100.0% |
| Perry County, MS | 0 | Under 10 loans | 100.0% |
Get told when this changes
When Gulf Coast Community Federal Credit Union’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.