Home purchase lenders in Jackson County
9,889 home purchase mortgages were made in Jackson County, Missouri, in 2025, by 415 lenders. The median rate their borrowers got was 6.625% on a median loan of $225,000. Of 10,865 decisions, 764 were denials — 7.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| COMMUNITYAMERICA CREDIT UNION | 666 | 6.625% | $235,000 | 5.0% |
| Fairway Independent Mortgage Corporation | 609 | 6.625% | $235,000 | 2.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 492 | 6.624% | $235,000 | 6.4% |
| LEADERONE FINANCIAL CORPORATION | 462 | 6.500% | $205,000 | 8.2% |
| GUILD MORTGAGE COMPANY | 407 | 6.375% | $185,000 | 5.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 375 | 6.375% | $215,000 | 2.0% |
| FLAT BRANCH MORTGAGE, INC. | 360 | 6.625% | $235,000 | 0.8% |
| Kiavi Funding, Inc. | 305 | 10.490% | $135,000 | 4.3% |
| COMMUNITY MORTGAGE, LLC | 276 | 6.375% | $245,000 | 0.4% |
| First State Bank of St. Charles, Missouri | 243 | 6.500% | $285,000 | 0.0% |
| Rocket Mortgage, LLC | 242 | 6.500% | $235,000 | 8.6% |
| Prosperity Home Mortgage, LLC | 227 | 6.500% | $255,000 | 2.2% |
| Arvest Bank | 226 | 6.625% | $240,000 | 5.0% |
| M SQUARED FINANCIAL LLC | 188 | 6.500% | $225,000 | 4.0% |
| Mortgage Research Center, LLC | 182 | 6.500% | $255,000 | 14.2% |
| SUMMIT FUNDING, INC. | 180 | 6.625% | $235,000 | 2.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 164 | 6.750% | $270,000 | 1.8% |
| The Central Trust Bank | 154 | 6.625% | $205,000 | 5.9% |
| NBKC BANK | 135 | 6.250% | $305,000 | 6.9% |
| Waterstone Mortgage Corporation | 132 | 6.250% | $200,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 108 | 6.499% | $285,000 | 10.0% |
| Commerce Bank | 105 | 6.500% | $205,000 | 18.9% |
| U.S. Bank National Association | 97 | 6.500% | $245,000 | 21.4% |
| Bell Bank | 89 | 6.375% | $245,000 | 5.3% |
| First Bank | 84 | 6.625% | $225,000 | 3.5% |
| JPMorgan Chase Bank, National Association | 77 | 6.490% | $235,000 | 16.0% |
| Navy Federal Credit Union | 72 | 6.063% | $295,000 | 11.9% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 72 | 6.375% | $325,000 | 7.7% |
| First Federal Bank of Kansas City | 70 | 6.625% | $210,000 | 1.4% |
| Broker Solutions, Inc. | 64 | 6.750% | $200,000 | 9.9% |
| UMB Bank, National Association | 62 | 6.188% | $220,000 | 6.1% |
| Bank of America, National Association | 59 | 6.000% | $205,000 | 29.8% |
| THE LOAN STORE, INC. | 59 | 6.625% | $215,000 | 3.0% |
| Click n' Close, Inc. | 57 | 6.625% | $195,000 | 12.1% |
| Capitol Federal Savings Bank | 55 | 6.250% | $305,000 | 8.2% |
| First National Bank of Omaha | 54 | 6.625% | $185,000 | 6.8% |
| Bank of Odessa | 54 | Not published | $205,000 | 3.6% |
| MEGASTAR FINANCIAL CORP. | 53 | 6.500% | $195,000 | 1.8% |
| Equity Bank | 52 | 6.759% | $295,000 | 3.6% |
| GUARANTEED RATE, INC. | 50 | 6.513% | $295,000 | 2.0% |
| EVERETT FINANCIAL, INC. | 50 | 6.563% | $175,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 50 | 6.500% | $295,000 | 2.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 46 | 6.625% | $120,000 | 2.1% |
| Luminate Bank | 45 | 6.750% | $205,000 | 10.0% |
| ENVOY MORTGAGE, LTD | 44 | 6.750% | $220,000 | 2.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 43 | 6.625% | $245,000 | 0.0% |
| American Mortgage Bank, LLC | 42 | 6.875% | $210,000 | 10.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 42 | 6.500% | $275,000 | 4.6% |
| NBH Bank | 42 | 6.750% | $190,000 | 6.4% |
| Oakstar Bank | 40 | 6.500% | $290,000 | 2.4% |
| 254900CTT87ZKAUTIJ37 | 39 | 8.125% | $135,000 | 22.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 39 | 6.625% | $235,000 | 4.9% |
| ZILLOW HOME LOANS, LLC | 38 | 6.625% | $245,000 | 11.4% |
| Academy Bank, National Association | 37 | 6.625% | $335,000 | 14.0% |
| First Federal Bank | 35 | 6.375% | $215,000 | 10.3% |
| ENDEAVOR CAPITAL, LLC. | 35 | 6.500% | $215,000 | 0.0% |
| CMG MORTGAGE, INC. | 34 | 6.125% | $230,000 | 15.9% |
| Plains Commerce Bank | 34 | 6.750% | $300,000 | 2.9% |
| T2 FINANCIAL LLC | 34 | 6.990% | $305,000 | 0.0% |
| Mazuma Credit Union | 33 | 6.375% | $235,000 | 2.9% |
| BOKF, National Association | 33 | 6.625% | $195,000 | 5.7% |
| AMERICAN FINANCIAL RESOURCES, INC. | 32 | 6.625% | $200,000 | 10.8% |
| NEWREZ LLC | 31 | 6.250% | $305,000 | 3.1% |
| North American Savings Bank, F.S.B. | 30 | 6.688% | $210,000 | 3.2% |
| USAA Federal Savings Bank | 28 | 6.500% | $280,000 | 31.7% |
| GENEVA FINANCIAL, LLC | 27 | 6.625% | $215,000 | 0.0% |
| Stride Bank, National Association | 27 | 6.750% | $255,000 | 0.0% |
| Loandepot.Com, LLC | 26 | 6.625% | $180,000 | 16.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 26 | 6.500% | $240,000 | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 26 | 6.688% | $275,000 | 3.7% |
| KIND LENDING, LLC | 26 | 7.250% | $195,000 | 10.3% |
| Landmark National Bank | 25 | 6.125% | $285,000 | 3.9% |
| NexBank | 25 | 6.625% | $205,000 | 3.9% |
| Cornerstone Bank | 22 | Not published | $175,000 | 0.0% |
| Equity Prime Mortgage LLC | 21 | 6.875% | $205,000 | 8.7% |
| Synergy One Lending, Inc. | 20 | 6.490% | $235,000 | 9.1% |
| CoreFirst Bank & Trust | 20 | 7.100% | $135,000 | 4.6% |
| DAS Acquisition Company, LLC | 20 | 6.563% | $230,000 | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 20 | 10.500% | $165,000 | 0.0% |
| 21st Mortgage Corporation | 18 | 11.755% | $50,000 | 63.3% |
| AMERICAN HERITAGE LENDING, LLC | 18 | 7.874% | $95,000 | 0.0% |
| Armed Forces Bank, National Association | 17 | 6.250% | $315,000 | 19.1% |
| PLAZA HOME MORTGAGE, INC. | 17 | 6.625% | $245,000 | 26.1% |
| Wells Fargo Bank, National Association | 16 | 6.188% | $270,000 | 27.3% |
| OCMBC, INC. | 16 | 7.188% | $245,000 | 9.1% |
| LENNAR MORTGAGE, LLC | 16 | 5.995% | $285,000 | 20.0% |
| NATIONSTAR MORTGAGE LLC | 16 | 6.558% | $230,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 16 | 6.375% | $370,000 | 5.9% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 15 | 6.125% | $315,000 | 6.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 15 | 6.375% | $265,000 | 0.0% |
| First Federal Savings and Loan Bank | 15 | Not published | $155,000 | 11.1% |
| Paramount Bank | 15 | 6.375% | $245,000 | 0.0% |
| DELMAR FINANCIAL COMPANY | 14 | 6.875% | $265,000 | 6.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 14 | 7.500% | $220,000 | 17.7% |
| Farmers Bank & Trust | 14 | 6.500% | $375,000 | 0.0% |
| F & C Bank | 14 | Not published | $175,000 | 6.3% |
| BMO Bank National Association | 13 | 6.375% | $195,000 | 23.5% |
| LENDSURE MORTGAGE CORP. | 13 | 7.375% | $255,000 | 0.0% |
| KS StateBank | 13 | 7.690% | $95,000 | 0.0% |
| Mid-America Bank | 13 | 7.500% | $285,000 | 0.0% |
| Loan Funder LLC | 12 | 10.750% | $155,000 | 20.0% |
| UNITED CONSUMERS CREDIT UNION | 12 | 6.500% | $185,000 | 14.3% |
| PNC Bank, National Association | 12 | 6.625% | $235,000 | 11.8% |
| Community First National Bank | 12 | Not published | $290,000 | 7.7% |
| Fidelity Bank, National Association | 12 | 6.625% | $230,000 | 7.7% |
| Hawthorn Bank | 12 | 6.540% | $245,000 | 0.0% |
| Great American Bank | 12 | Not published | $235,000 | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 11 | 10.250% | $115,000 | 0.0% |
| ALLIANT CREDIT UNION | 11 | 6.625% | $225,000 | 0.0% |
| LIMA ONE CAPITAL, LLC | 11 | 8.350% | $145,000 | 8.3% |
| A&D Mortgage LLC | 11 | 6.625% | $225,000 | 21.4% |
| Midwest Mortgage Associates Corporation | 11 | 6.625% | $255,000 | 0.0% |
| Genesis Capital, LLC | 11 | 9.000% | $155,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 10 | 6.500% | $285,000 | 28.6% |
| Old National Bank | 10 | 6.000% | $290,000 | 9.1% |
| MOVEMENT MORTGAGE, LLC | 10 | 7.000% | $275,000 | 16.7% |
| Community National Bank & Trust | 10 | 6.870% | $240,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| CANOPY MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 9 | Under 10 loans | Under 10 loans | 7.1% |
| Paramount Residential Mortgage Group, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| LOWER, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Pinnacle Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Verimore Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 33.3% |
| Security Bank of Kansas City | 8 | Under 10 loans | Under 10 loans | 18.2% |
| HOMEXPRESS MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 18.2% |
| TOWNE MORTGAGE COMPANY | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Union Bank and Trust Company | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Zippy Loans, LLC | 7 | Under 10 loans | Under 10 loans | 36.4% |
| Bison State Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 46.2% |
| Citadel Servicing Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| PANORAMA MORTGAGE GROUP, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| MAINSTREET FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| JLB CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Truity Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Great Southern Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| River Region Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GERSHMAN INVESTMENT CORP. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Cornerstone First Mortgage, Inc | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 69.2% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 54.6% |
| BAY EQUITY LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| CONVENTUS LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ICE LENDER HOLDINGS LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Southern Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Regions Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 55.6% |
| CHURCHILL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 4 | Under 10 loans | Under 10 loans | 33.3% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 1ST MIDAMERICA CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PHH Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Preferred Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Community National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Silver Lake Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Dollar Bank, Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Sherwood Community Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Springfield | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PILGRIM MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Cadence Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 3 | Under 10 loans | Under 10 loans | 57.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Simmons Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Prairie Village | 3 | Under 10 loans | Under 10 loans | 25.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Nodaway Valley Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| THOMPSON KANE & COMPANY, INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GREENSTATE Credit Union | 3 | Under 10 loans | Under 10 loans | 40.0% |
| FIRST OPTION BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ASSEMBLIES OF GOD Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 215 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.