Mazuma Credit Union
Mazuma Credit Union received 717 applications in 2025 and made 410 mortgages, in 42 counties across 8 states. The median rate its borrowers got was 7.750% on a median loan of $115,000. Of 569 decisions, 159 were denials — 27.9%, most often for debt-to-income ratio. 57 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300JDDZ5OVOP5E294 |
|---|---|
| Applications received | 717 |
| Mortgages made | 410 |
| Denied | 159 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 148 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.1165 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 94 | 6.375% | $275,000 | 1.1% |
| Refinancing | 28 | 5.890% | $290,000 | 24.3% |
| Cash-out refinancing | 43 | 6.625% | $195,000 | 23.2% |
| Other purposes | 245 | 8.000% | $75,000 | 35.7% |
Where Mazuma Credit Union lends most
The 42 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jackson County, MO | 155 | 7.750% | 30.5% |
| Johnson County, KS | 71 | 7.750% | 16.5% |
| Cass County, MO | 58 | 7.750% | 17.1% |
| Clay County, MO | 44 | 7.500% | 38.9% |
| Platte County, MO | 18 | 7.750% | 10.0% |
| Wyandotte County, KS | 12 | 8.000% | 25.0% |
| Johnson County, MO | 9 | Under 10 loans | 10.0% |
| Miami County, KS | 5 | Under 10 loans | 28.6% |
| Douglas County, KS | 4 | Under 10 loans | 0.0% |
| Leavenworth County, KS | 4 | Under 10 loans | 0.0% |
| Bates County, MO | 3 | Under 10 loans | 0.0% |
| Sedgwick County, KS | 2 | Under 10 loans | 0.0% |
| Cedar County, MO | 2 | Under 10 loans | 0.0% |
| Greene County, MO | 2 | Under 10 loans | 0.0% |
| Ray County, MO | 2 | Under 10 loans | 0.0% |
| Pinellas County, FL | 1 | Under 10 loans | 0.0% |
| Washington County, IL | 1 | Under 10 loans | 0.0% |
| Dickinson County, KS | 1 | Under 10 loans | 0.0% |
| Benton County, MO | 1 | Under 10 loans | 0.0% |
| Boone County, MO | 1 | Under 10 loans | 0.0% |
| Christian County, MO | 1 | Under 10 loans | 0.0% |
| Clinton County, MO | 1 | Under 10 loans | 66.7% |
| Henry County, MO | 1 | Under 10 loans | 66.7% |
| Jasper County, MO | 1 | Under 10 loans | 0.0% |
| Laclede County, MO | 1 | Under 10 loans | 50.0% |
| Lafayette County, MO | 1 | Under 10 loans | 66.7% |
| St. Louis County, MO | 1 | Under 10 loans | 50.0% |
| Stone County, MO | 1 | Under 10 loans | 0.0% |
| Sullivan County, MO | 1 | Under 10 loans | 0.0% |
| St. Louis city, MO | 1 | Under 10 loans | 0.0% |
| Trumbull County, OH | 1 | Under 10 loans | 0.0% |
| Davidson County, TN | 1 | Under 10 loans | 0.0% |
| Harris County, TX | 1 | Under 10 loans | 0.0% |
| Montgomery County, TX | 1 | Under 10 loans | 50.0% |
| Santa Rosa County, FL | 0 | Under 10 loans | Not published |
| Carroll County, GA | 0 | Under 10 loans | Not published |
| Cook County, IL | 0 | Under 10 loans | Not published |
| Osage County, KS | 0 | Under 10 loans | Not published |
| Caldwell County, MO | 0 | Under 10 loans | Not published |
| Carroll County, MO | 0 | Under 10 loans | Not published |
| Polk County, MO | 0 | Under 10 loans | Not published |
| Denton County, TX | 0 | Under 10 loans | Not published |
Get told when this changes
When Mazuma Credit Union’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.