Mortgage lenders in Campbell County
2,761 mortgages were made in Campbell County, Kentucky, in 2025, by 267 lenders. The median rate their borrowers got was 6.720% on a median loan of $195,000. Of 3,516 decisions, 638 were denials — 18.2%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Fifth Third Bank, National Association | 253 | 7.490% | $105,000 | 30.7% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 149 | 6.623% | $255,000 | 6.6% |
| Guardian Savings Bank | 147 | 6.750% | $185,000 | 9.0% |
| STOCKTON MORTGAGE CORPORATION | 137 | 6.625% | $225,000 | 4.2% |
| Rocket Mortgage, LLC | 120 | 6.688% | $175,000 | 15.8% |
| U.S. Bank National Association | 116 | 7.250% | $145,000 | 35.9% |
| The Huntington National Bank | 109 | 6.750% | $235,000 | 22.4% |
| UNION HOME MORTGAGE CORP. | 80 | 6.625% | $250,000 | 3.5% |
| VICTORY MORTGAGE, L.L.C. | 76 | 6.125% | $255,000 | 2.6% |
| WesBanco Bank, Inc. | 71 | 3.990% | $135,000 | 19.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 70 | 6.750% | $255,000 | 2.7% |
| PNC Bank, National Association | 57 | 7.000% | $75,000 | 28.1% |
| Heritage Bank, Inc. | 53 | Not published | $125,000 | 11.7% |
| GENERAL ELECTRIC CREDIT UNION | 52 | 5.990% | $90,000 | 1.9% |
| Third Federal Savings and Loan Association of Cleveland | 39 | 6.740% | $165,000 | 17.0% |
| FIRST EQUITY MORTGAGE INCORPORATED | 38 | 6.375% | $380,000 | 2.6% |
| Plains Commerce Bank | 37 | 6.625% | $315,000 | 2.6% |
| Union Savings Bank | 35 | 6.750% | $175,000 | 7.9% |
| German American Bank | 35 | 6.625% | $215,000 | 7.9% |
| GUARANTEED RATE, INC. | 32 | 6.563% | $255,000 | 0.0% |
| Prosperity Home Mortgage, LLC | 31 | 6.125% | $185,000 | 8.8% |
| First Financial Bank | 30 | 5.990% | $155,000 | 31.8% |
| Truist Bank | 28 | 6.340% | $110,000 | 49.1% |
| Republic Bank & Trust Company | 28 | 5.990% | $170,000 | 15.2% |
| SUCCESS MORTGAGE PARTNERS, INC. | 28 | 6.625% | $230,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 27 | 6.490% | $195,000 | 14.7% |
| Luminate Bank | 24 | 6.750% | $250,000 | 4.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 24 | 8.490% | $80,000 | 0.0% |
| CINFED Federal Credit Union | 22 | 6.563% | $150,000 | 8.3% |
| NFM, INC. | 21 | 6.750% | $275,000 | 0.0% |
| Mortgage Research Center, LLC | 18 | 6.188% | $295,000 | 21.7% |
| GUARANTEED RATE AFFINITY, LLC | 18 | 6.750% | $285,000 | 5.3% |
| JPMorgan Chase Bank, National Association | 18 | 6.495% | $245,000 | 9.5% |
| KEMBA CREDIT UNION, INC. | 16 | 6.938% | $110,000 | 20.0% |
| NEWREZ LLC | 15 | 6.990% | $225,000 | 34.8% |
| Loandepot.Com, LLC | 15 | 6.990% | $115,000 | 40.0% |
| FIGURE LENDING LLC | 15 | 9.500% | $55,000 | 4.4% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 15 | 6.875% | $285,000 | 0.0% |
| MM LENDING, LLC | 15 | 12.000% | $165,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 14 | 6.250% | $225,000 | 25.9% |
| NATIONSTAR MORTGAGE LLC | 14 | 8.688% | $75,000 | 12.5% |
| Kiavi Funding, Inc. | 14 | 8.688% | $165,000 | 0.0% |
| Fairway Independent Mortgage Corporation | 14 | 6.990% | $190,000 | 6.7% |
| AmeriSave Mortgage Corporation | 13 | 8.125% | $115,000 | 54.8% |
| The State Bank and Trust Company | 13 | 6.500% | $285,000 | 7.1% |
| THE LOAN STORE, INC. | 13 | 6.990% | $205,000 | 0.0% |
| SPRING EQ, LLC | 12 | 8.825% | $60,000 | 53.8% |
| Citizens Bank, National Association | 12 | 7.275% | $105,000 | 20.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 12 | 6.813% | $280,000 | 7.7% |
| Stock Yards Bank & Trust Company | 11 | 6.500% | $105,000 | 21.4% |
| LAKEVIEW LOAN SERVICING, LLC | 10 | 6.250% | $255,000 | 40.9% |
| Coastal Community Bank | 10 | 10.615% | $45,000 | 11.1% |
| LOWER, LLC | 10 | 6.625% | $255,000 | 7.7% |
| LCNB National Bank | 10 | 6.438% | $260,000 | 8.3% |
| Central Bank & Trust Company | 10 | 7.500% | $225,000 | 9.1% |
| RiverHills Bank | 9 | Under 10 loans | Under 10 loans | 9.1% |
| FIRST COMMUNITY MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SUPERIOR CREDIT UNION, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| The North Side Bank & Trust Company | 9 | Under 10 loans | Under 10 loans | 25.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| PLAZA HOME MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 27.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Broker Solutions, Inc. | 7 | Under 10 loans | Under 10 loans | 33.3% |
| Navy Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 46.2% |
| Bank of America, National Association | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Civista Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| COMMONWEALTH | 6 | Under 10 loans | Under 10 loans | 33.3% |
| L & N Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 12.5% |
| UNIVERSITY OF KENTUCKY | 6 | Under 10 loans | Under 10 loans | 25.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 5 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| The Park National Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| ZILLOW HOME LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Community Trust Bank, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Forcht Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | Under 10 loans | Under 10 loans | 64.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 68.4% |
| Discover Bank | 4 | Under 10 loans | Under 10 loans | 69.2% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NEW DAY FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| BAYSHORE MORTGAGE FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CF Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SIBCY CLINE MORTGAGE SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NBKC BANK | 4 | Under 10 loans | Under 10 loans | 20.0% |
| GVC MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Commonwealth Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Peoples Exchange Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 33.3% |
| KeyBank National Association | 3 | Under 10 loans | Under 10 loans | 50.0% |
| The First National Bank of Brooksville | 3 | Under 10 loans | Under 10 loans | 25.0% |
| 254900CTT87ZKAUTIJ37 | 3 | Under 10 loans | Under 10 loans | 25.0% |
| QUORUM FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 16.7% |
| DELTA COMMUNITY CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Beeline Loans, Inc. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Mortgage Right | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| 1st National Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Paramount Residential Mortgage Group, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Connexus Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 87.5% |
| LENDINGONE, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| 254900M2C4Q6DATP2889 | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Peoples Bank | 2 | Under 10 loans | Under 10 loans | 60.0% |
| TOP FLITE FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Texana Bank, National Association | 2 | Under 10 loans | Under 10 loans | 25.0% |
| ROYAL UNITED MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Lendage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST OHIO HOME FINANCE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| POLARIS HOME FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sharefax Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Cornerstone First Mortgage, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RAPID MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank of West Virginia | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Warsaw Federal Savings and Loan Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 1 | Under 10 loans | Under 10 loans | 78.6% |
| LIMA ONE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Valon Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LENDSURE MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Kentucky | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Reliable Holdings Manager dba Lendz Financial | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Axos Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Union Bank Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SmartFi Home Loans, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Advisors Mortgage Group, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Spring Valley Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Day Air Credit Union, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 3RD STREET FINANCIAL CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE MASTERS OF INDIANA, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Publix Employees Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Whitaker Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Bank & Trust Company, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CINCINNATI OHIO POLICE | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Savings and Loan Association of Lakewood | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Leader Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EQUITY RESOURCES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Meade County Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 67 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Campbell County
25 FDIC-insured branches from 11 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Fifth Third Bank, National Association | 4 | $735.2 million |
| U.S. Bank National Association | 4 | $343.0 million |
| WesBanco Bank, Inc. | 4 | $277.3 million |
| PNC Bank, National Association | 3 | $278.0 million |
| Heritage Bank, Inc. | 3 | $212.3 million |
| Truist Bank | 2 | $400.1 million |
| JPMorgan Chase Bank, National Association | 1 | $122.3 million |
| Guardian Savings Bank | 1 | $106.0 million |
| Stock Yards Bank & Trust Company | 1 | $89.0 million |
| German American Bank | 1 | $31.4 million |
| Republic Bank & Trust Company | 1 | $17.4 million |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- WesBanco Bank, Inc., 2911 Alexandria Pike, Highland Heights
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.