Cash-out refinancing lenders in Broward County
5,506 cash-out refinancing mortgages were made in Broward County, Florida, in 2025, by 391 lenders. The median rate their borrowers got was 7.249% on a median loan of $245,000. Of 9,784 decisions, 3,780 were denials — 38.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 1,036 | 8.038% | $145,000 | 27.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 719 | 6.875% | $295,000 | 34.7% |
| SPACE COAST CREDIT UNION | 244 | 4.740% | $155,000 | 35.4% |
| A&D Mortgage LLC | 230 | 7.375% | $230,000 | 16.4% |
| NEWREZ LLC | 177 | 7.875% | $145,000 | 66.8% |
| TROPICAL FINANCIAL CREDIT UNION | 128 | 7.250% | $105,000 | 49.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 121 | 7.499% | $305,000 | 20.7% |
| Loandepot.Com, LLC | 113 | 6.990% | $235,000 | 39.4% |
| CHAMPIONS FUNDING, LLC | 97 | 7.875% | $385,000 | 26.5% |
| AmeriSave Mortgage Corporation | 93 | 7.875% | $95,000 | 80.2% |
| PENNYMAC LOAN SERVICES, LLC | 91 | 6.875% | $305,000 | 40.5% |
| JPMorgan Chase Bank, National Association | 87 | 6.490% | $205,000 | 30.6% |
| AMWEST FUNDING CORP. | 85 | 7.500% | $275,000 | 15.0% |
| Hometown Equity Mortgage, LLC | 69 | 7.375% | $305,000 | 53.7% |
| NATIONSTAR MORTGAGE LLC | 64 | 6.625% | $295,000 | 38.4% |
| FREEDOM MORTGAGE CORPORATION | 63 | 6.250% | $325,000 | 37.4% |
| Citadel Servicing Corporation | 55 | 7.250% | $325,000 | 8.4% |
| Navy Federal Credit Union | 52 | 7.950% | $125,000 | 48.5% |
| CARRINGTON MORTGAGE SERVICES, LLC | 50 | 7.125% | $290,000 | 65.7% |
| GoodLeap, LLC | 49 | 7.550% | $125,000 | 33.0% |
| Paramount Residential Mortgage Group, Inc. | 48 | 7.058% | $365,000 | 11.1% |
| HOMEXPRESS MORTGAGE CORP. | 46 | 7.438% | $325,000 | 51.5% |
| Wells Fargo Bank, National Association | 44 | 6.625% | $270,000 | 51.1% |
| THE LOAN STORE, INC. | 44 | 7.125% | $410,000 | 17.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 39 | 7.115% | $365,000 | 13.3% |
| OCMBC, INC. | 38 | 7.375% | $340,000 | 21.6% |
| We Florida Financial | 38 | 7.500% | $75,000 | 4.9% |
| Commerce Home Mortgage, Inc. | 36 | 8.625% | $390,000 | 26.9% |
| Reliable Holdings Manager dba Lendz Financial | 35 | 7.250% | $265,000 | 5.4% |
| BrightStar Credit Union | 33 | 7.240% | $145,000 | 34.6% |
| SPRING EQ, LLC | 32 | 9.288% | $150,000 | 61.3% |
| AMERANT BANK, NATIONAL ASSOCIATION | 32 | 8.000% | $290,000 | 35.3% |
| CMG MORTGAGE, INC. | 31 | 7.307% | $525,000 | 19.1% |
| PLAZA HOME MORTGAGE, INC. | 31 | 6.625% | $335,000 | 46.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 28 | 9.865% | $220,000 | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 28 | 7.625% | $360,000 | 42.9% |
| NEXERA HOLDING LLC | 27 | 7.500% | $265,000 | 35.6% |
| Broker Solutions, Inc. | 26 | 7.063% | $220,000 | 50.0% |
| KIND LENDING, LLC | 26 | 7.000% | $425,000 | 44.7% |
| Coastal Community Bank | 25 | 8.990% | $105,000 | 5.2% |
| CLEAREDGE LENDING LLC | 24 | 7.438% | $545,000 | 37.5% |
| Equity Prime Mortgage LLC | 23 | 6.375% | $335,000 | 36.8% |
| 254900M2C4Q6DATP2889 | 21 | 6.375% | $405,000 | 30.0% |
| Bank of America, National Association | 21 | 6.125% | $295,000 | 34.4% |
| GUARANTEED RATE, INC. | 20 | 7.250% | $295,000 | 41.7% |
| EDUCATIONAL FEDERAL CREDIT UNION | 20 | 7.090% | $125,000 | 31.0% |
| EVERETT FINANCIAL, INC. | 19 | 7.250% | $505,000 | 9.5% |
| QUORUM FEDERAL CREDIT UNION | 18 | 8.125% | $200,000 | 55.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 18 | 6.313% | $375,000 | 55.3% |
| AMERICAN HERITAGE LENDING, LLC | 18 | 7.313% | $265,000 | 5.0% |
| Logan Finance Corporation | 18 | 7.374% | $405,000 | 28.0% |
| FlexPoint, Inc. | 18 | 7.625% | $390,000 | 10.3% |
| SOFI BANK, NATIONAL ASSOCIATION | 17 | 7.500% | $245,000 | 41.4% |
| Flagstar Bank, N.A. | 16 | 5.813% | $110,000 | 48.5% |
| ITHINK FINANCIAL Credit Union | 16 | 8.000% | $105,000 | 46.7% |
| TOWNE MORTGAGE COMPANY | 16 | 6.125% | $320,000 | 5.3% |
| DADE COUNTY FEDERAL CREDIT UNION | 15 | 3.990% | $175,000 | 42.3% |
| Fairway Independent Mortgage Corporation | 15 | 6.750% | $275,000 | 6.3% |
| NEW DAY FINANCIAL, LLC | 14 | 7.250% | $475,000 | 76.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 14 | 6.938% | $345,000 | 33.3% |
| The Federal Savings Bank | 14 | 6.438% | $360,000 | 22.2% |
| Home Mortgage Alliance Corporation (HMAC) | 14 | 8.875% | $290,000 | 41.7% |
| JMAC LENDING, INC. | 14 | 7.375% | $325,000 | 0.0% |
| VISTA POINT MORTGAGE, LLC | 14 | 9.000% | $300,000 | 25.0% |
| Emporium TPO LLC | 13 | 7.250% | $385,000 | 11.5% |
| OAKTREE FUNDING CORP. | 12 | 9.000% | $290,000 | 8.3% |
| Cornerstone First Mortgage, Inc | 12 | 8.438% | $300,000 | 0.0% |
| LOWER, LLC | 11 | 6.750% | $295,000 | 50.0% |
| Truist Bank | 11 | 6.625% | $415,000 | 50.0% |
| Citibank, National Association | 11 | 7.375% | $225,000 | 42.1% |
| TOP FLITE FINANCIAL, INC. | 11 | 6.875% | $435,000 | 8.3% |
| LENDSURE MORTGAGE CORP. | 11 | 7.500% | $405,000 | 14.3% |
| Mortgage Research Center, LLC | 10 | 6.563% | $275,000 | 84.9% |
| U.S. Bank National Association | 10 | 7.950% | $150,000 | 33.3% |
| Regions Bank | 10 | 6.313% | $200,000 | 37.5% |
| BUILDERS CHOICE MORTGAGE LLC | 10 | 6.875% | $330,000 | 16.7% |
| Greenbox Loans, Inc. | 10 | 9.063% | $310,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 9 | Under 10 loans | Under 10 loans | 84.6% |
| PHH Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 30.8% |
| SUN WEST MORTGAGE COMPANY, INC. | 9 | Under 10 loans | Under 10 loans | 33.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FUNDLOANS CAPITAL | 9 | Under 10 loans | Under 10 loans | 10.0% |
| T2 FINANCIAL LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| BETTER MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 62.5% |
| MOVEMENT MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 28.6% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 50.0% |
| CONSUMERS COOPERATIVE CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 30.8% |
| City National Bank of Florida | 8 | Under 10 loans | Under 10 loans | 27.3% |
| CAKE MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE FIRM, INC. | 8 | Under 10 loans | Under 10 loans | 9.1% |
| DG PINNACLE FUNDING LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Northpointe Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| NATIONS DIRECT MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Morgan Stanley Private Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 6 | Under 10 loans | Under 10 loans | 45.5% |
| GUILD MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 23.1% |
| Beeline Loans, Inc. | 6 | Under 10 loans | Under 10 loans | 50.0% |
| GUARANTEED RATE AFFINITY, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 53.8% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 6 | Under 10 loans | Under 10 loans | 12.5% |
| NETWORK CAPITAL FUNDING CORPORATION | 5 | Under 10 loans | Under 10 loans | 79.2% |
| AMERICAN FINANCING CORPORATION | 5 | Under 10 loans | Under 10 loans | 78.4% |
| Third Federal Savings and Loan Association of Cleveland | 5 | Under 10 loans | Under 10 loans | 57.1% |
| ARC HOME LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| UNITED MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 5 | Under 10 loans | Under 10 loans | 44.4% |
| PLANET HOME LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 54.6% |
| NEW WAVE LENDING GROUP INC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Citizens Bank, National Association | 5 | Under 10 loans | Under 10 loans | 28.6% |
| FIRST COMMUNITY MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 22.2% |
| STG MORTGAGE INC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Magnolia Bank, Incorporated | 5 | Under 10 loans | Under 10 loans | 28.6% |
| NFM, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| FIRST EQUITY MORTGAGE BANKERS, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 9845005BP6974AE5D838 | 4 | Under 10 loans | Under 10 loans | 15.8% |
| Filo Mortgage, L.L.C. | 4 | Under 10 loans | Under 10 loans | 16.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | Under 10 loans | Under 10 loans | 44.4% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN BANCSHARES MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LUXURY MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERITRUST MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| UNION HOME MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| VYSTAR CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| BRADESCO BANK | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Suncoast Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First American Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| USALLIANCE FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Terrabank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ROYAL PACIFIC FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 1ST FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VAL-CHRIS INVESTMENTS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 3 | Under 10 loans | Under 10 loans | 72.7% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 40.0% |
| FBC MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| DOMINION FINANCIAL SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 3 | Under 10 loans | Under 10 loans | 62.5% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 62.5% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| POINT MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 3 | Under 10 loans | Under 10 loans | 40.0% |
| EAST COAST CAPITAL CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CONSTRUCTIVE LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 16.7% |
| Capital Partner Mortgage Services | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Savings Bank | 3 | Under 10 loans | Under 10 loans | 50.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| BPL MORTGAGE TRUST, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| TOWER Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 40.0% |
| FIRSTBANK PUERTO RICO | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RADIUS FINANCIAL GROUP INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| INTERSTATE HOME LOAN CENTER, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TEACHERS FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE BANK OF CALIFORNIA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 2 | Under 10 loans | Under 10 loans | 81.8% |
| ICE LENDER HOLDINGS LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| TD Bank, National Association | 2 | Under 10 loans | Under 10 loans | 75.0% |
| SayGO Home Loans, LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Prosperity Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 71.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | Under 10 loans | Under 10 loans | 25.0% |
| RIGHT START MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Lendage, LLC | 2 | Under 10 loans | Under 10 loans | 66.7% |
| Advisors Mortgage Group, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Valley National Bank | 2 | Under 10 loans | Under 10 loans | 40.0% |
| Intercredit Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AHL FUNDING | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Wings Financial Credit Union | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Florida Capital Bank, National Association | 2 | Under 10 loans | Under 10 loans | 50.0% |
| SouthState Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANT HOME FUNDING, INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900J2RKTTDJSUWD76 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Seacoast National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 2 | Under 10 loans | Under 10 loans | 33.3% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Luminate Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KWIK MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005FUF02T1IFCA22 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Assurance Financial Group, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARBOR REALTY TRUST, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| POWER FINANCIAL | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CAMPUS USA CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 191 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.