Mortgage lenders in New Castle County
12,723 mortgages were made in New Castle County, Delaware, in 2025, by 418 lenders. The median rate their borrowers got was 6.625% on a median loan of $245,000. Of 17,061 decisions, 3,819 were denials — 22.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 895 | 6.750% | $215,000 | 16.1% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 876 | 6.375% | $310,000 | 2.1% |
| Wilmington Savings Fund Society, FSB | 769 | 7.250% | $205,000 | 18.8% |
| Citizens Bank, National Association | 542 | 7.650% | $155,000 | 33.0% |
| PNC Bank, National Association | 507 | 7.250% | $105,000 | 27.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 479 | 6.250% | $315,000 | 14.4% |
| MERIDIAN BANK | 335 | 6.375% | $275,000 | 3.4% |
| Manufacturers and Traders Trust Company | 332 | 5.990% | $105,000 | 32.0% |
| Prosperity Home Mortgage, LLC | 288 | 6.375% | $315,000 | 7.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 238 | 6.625% | $315,000 | 5.5% |
| NVR Mortgage Finance, Inc. | 232 | 6.688% | $465,000 | 18.6% |
| GUILD MORTGAGE COMPANY | 230 | 6.375% | $330,000 | 4.3% |
| KEYSTONE FUNDING, INC. | 219 | 6.375% | $345,000 | 2.4% |
| JPMorgan Chase Bank, National Association | 214 | 6.125% | $335,000 | 11.4% |
| Bank of America, National Association | 213 | 6.240% | $155,000 | 38.5% |
| PENNYMAC LOAN SERVICES, LLC | 204 | 6.625% | $245,000 | 23.2% |
| DEL-ONE FEDERAL CREDIT UNION | 164 | 7.000% | $90,000 | 45.1% |
| Navy Federal Credit Union | 158 | 7.925% | $105,000 | 30.6% |
| TD Bank, National Association | 155 | 7.840% | $105,000 | 38.2% |
| DEXSTA | 148 | 7.000% | $95,000 | 3.2% |
| FREEDOM MORTGAGE CORPORATION | 140 | 6.250% | $335,000 | 14.1% |
| NATION ONE MORTGAGE CORPORATION | 135 | 6.250% | $295,000 | 2.9% |
| Fairway Independent Mortgage Corporation | 135 | 6.750% | $445,000 | 4.3% |
| NEWREZ LLC | 132 | 6.625% | $230,000 | 41.7% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 132 | 6.625% | $325,000 | 2.9% |
| CONSTRUCTIVE LOANS, LLC | 132 | 7.250% | $175,000 | 1.5% |
| Loandepot.Com, LLC | 131 | 6.990% | $155,000 | 31.1% |
| LENNAR MORTGAGE, LLC | 131 | 5.750% | $445,000 | 10.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 123 | 6.125% | $255,000 | 3.9% |
| NATIONSTAR MORTGAGE LLC | 122 | 8.375% | $95,000 | 18.0% |
| Fulton Bank, National Association | 114 | 6.490% | $200,000 | 25.5% |
| Wells Fargo Bank, National Association | 110 | 6.375% | $265,000 | 21.3% |
| Broker Solutions, Inc. | 104 | 6.750% | $310,000 | 24.8% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 93 | 6.875% | $555,000 | 3.1% |
| SPRING EQ, LLC | 89 | 10.100% | $75,000 | 58.1% |
| MLD MORTGAGE INC. | 87 | 6.375% | $365,000 | 1.1% |
| AmeriSave Mortgage Corporation | 85 | 8.250% | $115,000 | 65.6% |
| Luminate Bank | 85 | 6.500% | $325,000 | 6.5% |
| Sun East Federal Credit Union | 81 | 4.990% | $75,000 | 21.5% |
| MOVEMENT MORTGAGE, LLC | 81 | 6.375% | $335,000 | 3.3% |
| POLICE & FIRE | 79 | 6.490% | $75,000 | 47.4% |
| Mortgage Research Center, LLC | 78 | 6.125% | $385,000 | 38.8% |
| GUARANTEED RATE, INC. | 77 | 6.625% | $345,000 | 11.4% |
| FRANKLIN MINT | 73 | 4.990% | $75,000 | 30.9% |
| FIGURE LENDING LLC | 72 | 9.950% | $65,000 | 30.7% |
| THE LOAN STORE, INC. | 68 | 6.875% | $280,000 | 4.0% |
| Artisans' Bank | 65 | Not published | $185,000 | 6.9% |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | 59 | 5.240% | $75,000 | 19.5% |
| SOFI BANK, NATIONAL ASSOCIATION | 58 | 7.833% | $120,000 | 19.4% |
| LAKEVIEW LOAN SERVICING, LLC | 52 | 6.870% | $210,000 | 55.6% |
| CITADEL FEDERAL CREDIT UNION | 50 | 6.740% | $85,000 | 43.6% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 50 | 6.625% | $305,000 | 16.7% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 49 | 6.375% | $295,000 | 2.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 46 | 6.313% | $185,000 | 60.0% |
| Kiavi Funding, Inc. | 46 | 9.825% | $235,000 | 7.7% |
| EMBRACE HOME LOANS, INC. | 46 | 6.490% | $320,000 | 5.8% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 45 | 6.250% | $255,000 | 19.3% |
| CMG MORTGAGE, INC. | 45 | 6.625% | $325,000 | 3.9% |
| BETTER MORTGAGE CORPORATION | 43 | 8.250% | $135,000 | 45.6% |
| Discover Bank | 42 | 8.765% | $60,000 | 72.4% |
| TRUMARK FINANCIAL CREDIT UNION | 40 | 6.740% | $120,000 | 31.2% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 40 | 9.750% | $215,000 | 0.0% |
| Colorado Federal Savings Bank | 40 | 6.375% | $385,000 | 2.4% |
| BPL MORTGAGE TRUST, LLC | 39 | 7.500% | $125,000 | 4.4% |
| UNION HOME MORTGAGE CORP. | 39 | 6.375% | $285,000 | 7.1% |
| FIRST COMMUNITY MORTGAGE, INC. | 37 | 6.490% | $315,000 | 8.9% |
| TIDEWATER MORTGAGE SERVICES, INC. | 36 | 6.500% | $345,000 | 2.7% |
| Dover Federal Credit Union | 35 | 6.400% | $85,000 | 43.6% |
| Paramount Residential Mortgage Group, Inc. | 32 | 7.000% | $520,000 | 0.0% |
| GoodLeap, LLC | 31 | 6.625% | $145,000 | 25.0% |
| PENTAGON FEDERAL CREDIT UNION | 30 | 7.375% | $170,000 | 36.7% |
| Louviers Federal Credit Union | 29 | 6.500% | $65,000 | 0.0% |
| 21st Mortgage Corporation | 26 | 11.695% | $65,000 | 77.0% |
| AMWEST FUNDING CORP. | 25 | 7.000% | $265,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 24 | 6.625% | $260,000 | 40.9% |
| ENVOY MORTGAGE, LTD | 24 | 6.875% | $260,000 | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 21 | 7.250% | $195,000 | 26.7% |
| TOLL BROTHERS MORTGAGE COMPANY | 21 | 6.490% | $525,000 | 10.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 21 | 10.410% | $105,000 | 19.2% |
| Northpointe Bank | 21 | 6.375% | $335,000 | 4.6% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 20 | 6.120% | $405,000 | 14.3% |
| AMERICAN HERITAGE FCU | 20 | 6.870% | $135,000 | 48.7% |
| PHILADELPHIA FEDERAL CREDIT UNION | 20 | 7.250% | $55,000 | 38.2% |
| Plains Commerce Bank | 20 | 6.500% | $405,000 | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 20 | 6.624% | $435,000 | 4.8% |
| NBKC BANK | 19 | 6.000% | $425,000 | 17.4% |
| ALLIED MORTGAGE GROUP, INC. | 19 | 6.125% | $305,000 | 4.4% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 19 | 10.490% | $185,000 | 13.6% |
| AMERICAN FINANCIAL NETWORK, INC. | 19 | 7.125% | $325,000 | 5.0% |
| Loan Funder LLC | 18 | 7.990% | $190,000 | 10.0% |
| KIND LENDING, LLC | 18 | 6.625% | $315,000 | 20.8% |
| NATIONS DIRECT MORTGAGE, LLC | 18 | 6.250% | $435,000 | 5.3% |
| First Citizens Community Bank | 18 | 7.120% | $320,000 | 5.3% |
| GUIDANCE RESIDENTIAL, LLC | 18 | 6.625% | $330,000 | 0.0% |
| The Federal Savings Bank | 17 | 6.625% | $365,000 | 19.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 17 | 6.375% | $265,000 | 8.0% |
| EMM LOANS LLC | 17 | 6.125% | $315,000 | 0.0% |
| MDE HOME LOANS, LLC | 17 | 6.125% | $485,000 | 0.0% |
| Filo Mortgage, L.L.C. | 16 | 6.500% | $440,000 | 5.3% |
| NFM, INC. | 16 | 6.750% | $360,000 | 0.0% |
| CHAMPIONS FUNDING, LLC | 16 | 7.250% | $255,000 | 11.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | 15 | 5.750% | $365,000 | 36.1% |
| AMERIHOME MORTGAGE COMPANY, LLC | 15 | 6.375% | $325,000 | 11.8% |
| TOWER Federal Credit Union | 15 | 7.000% | $155,000 | 40.0% |
| Equity Prime Mortgage LLC | 14 | 6.813% | $335,000 | 17.7% |
| LOWER, LLC | 14 | 6.063% | $340,000 | 34.8% |
| Cornerstone First Mortgage, Inc | 14 | 6.250% | $265,000 | 0.0% |
| State Financial Network, LLC | 14 | 6.313% | $350,000 | 0.0% |
| Parke Bank | 14 | 6.813% | $420,000 | 0.0% |
| NEW DAY FINANCIAL, LLC | 13 | 6.875% | $295,000 | 65.9% |
| U.S. Bank National Association | 13 | 6.125% | $415,000 | 70.5% |
| USAA Federal Savings Bank | 13 | 6.375% | $305,000 | 51.8% |
| PHH Mortgage Corporation | 13 | 6.625% | $255,000 | 22.2% |
| Bethpage Federal Credit Union | 13 | 6.490% | $75,000 | 43.5% |
| HOMEXPRESS MORTGAGE CORP. | 13 | 7.999% | $155,000 | 40.9% |
| NEXERA HOLDING LLC | 13 | 7.625% | $225,000 | 7.1% |
| Sierra Pacific Mortgage Company, Inc. | 13 | 6.875% | $345,000 | 13.3% |
| MORTGAGE EQUITY PARTNERS LLC | 13 | 6.625% | $385,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 12 | 11.250% | $60,000 | 84.3% |
| COMMUNITY POWERED FCU | 12 | 6.490% | $45,000 | 36.8% |
| AMERICAN FINANCIAL RESOURCES, INC. | 12 | 6.750% | $240,000 | 7.7% |
| Truist Bank | 12 | 6.363% | $450,000 | 7.7% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 12 | 6.433% | $400,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 12 | 6.308% | $275,000 | 0.0% |
| Beeline Loans, Inc. | 11 | 7.125% | $195,000 | 21.4% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 11 | 6.875% | $345,000 | 0.0% |
| PLANET HOME LENDING, LLC | 11 | 6.375% | $305,000 | 8.3% |
| 254900CTT87ZKAUTIJ37 | 11 | 7.375% | $135,000 | 8.3% |
| Citibank, National Association | 10 | 6.250% | $440,000 | 47.4% |
| Valon Mortgage, Inc. | 10 | 8.000% | $55,000 | 28.6% |
| Citadel Servicing Corporation | 10 | 7.813% | $205,000 | 0.0% |
| LIMA ONE CAPITAL, LLC | 10 | 7.267% | $140,000 | 16.7% |
| Morgan Stanley Private Bank, National Association | 10 | 6.150% | $515,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Hometown Equity Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 43.8% |
| ICE LENDER HOLDINGS LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| QUORUM FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 21.4% |
| ABNB Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Firstrust Savings Bank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| USALLIANCE FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| DOMINION FINANCIAL SERVICES, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NEW FED MORTGAGE, CORP. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HERITAGE FINANCIAL, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PRINCETON MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 8 | Under 10 loans | Under 10 loans | 66.7% |
| DIGITAL | 8 | Under 10 loans | Under 10 loans | 27.3% |
| TRIAD FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 36.0% |
| A&D Mortgage LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| ZILLOW HOME LOANS, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| BHCU | 8 | Under 10 loans | Under 10 loans | 11.1% |
| GTE Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 11.1% |
| 2549005FUF02T1IFCA22 | 8 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 7 | Under 10 loans | Under 10 loans | 64.3% |
| Barrington Bank & Trust Company, National Association | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Ardent Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 30.0% |
| IVY MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AFFINITY | 7 | Under 10 loans | Under 10 loans | 22.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Orrstown Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Shore United Bank, N.A. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| RIVERFRONT FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| FINANCE OF AMERICA REVERSE LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| First National Bank of America | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Mid Penn Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Logan Finance Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 50.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 5 | Under 10 loans | Under 10 loans | 11.1% |
| AMERICAN HERITAGE LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 14.3% |
| Acre Mortgage & Financial, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Atlantic Coast Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| OceanFirst Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 28.6% |
| UIF CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Capital Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Pennsylvania | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LEADERONE FINANCIAL CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Horizon Farm Credit, ACA | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Magnolia Bank, Incorporated | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Mortgage America, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| OCMBC, INC. | 4 | Under 10 loans | Under 10 loans | 25.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 218 lenders each made 4 or fewer mortgages here, and are counted in the totals above.
Bank branches in New Castle County
149 FDIC-insured branches from 27 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
4 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Artisans' Bank, 1706 Marsh Rd, Wilmington
- PNC Bank, National Association, 691 Naamans Rd, Claymont
- PNC Bank, National Association, 7421 Lancaster Pike, Hockessin
- Wilmington Savings Fund Society, FSB, 9a Trolley Sq, Wilmington
Get told when this changes
When the next year’s lending figures are out for New Castle County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.