Mortgage lenders in Pinal County
18,081 mortgages were made in Pinal County, Arizona, in 2025, by 562 lenders. The median rate their borrowers got was 6.250% on a median loan of $305,000. Of 23,742 decisions, 4,692 were denials — 19.8%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,726 | 6.125% | $335,000 | 12.5% |
| Rocket Mortgage, LLC | 1,180 | 6.500% | $255,000 | 17.4% |
| DHI MORTGAGE COMPANY, LTD. | 1,105 | 3.990% | $395,000 | 16.5% |
| Loandepot.Com, LLC | 738 | 4.990% | $345,000 | 15.6% |
| DESERT FINANCIAL CREDIT UNION | 714 | 6.490% | $105,000 | 29.5% |
| LENNAR MORTGAGE, LLC | 647 | 4.250% | $365,000 | 10.0% |
| VELOCIO MORTGAGE L.L.C. | 621 | 3.990% | $375,000 | 3.0% |
| Fairway Independent Mortgage Corporation | 458 | 6.625% | $295,000 | 7.0% |
| GUILD MORTGAGE COMPANY | 400 | 6.375% | $275,000 | 7.8% |
| FREEDOM MORTGAGE CORPORATION | 299 | 6.125% | $335,000 | 10.9% |
| PENNYMAC LOAN SERVICES, LLC | 289 | 6.499% | $285,000 | 18.1% |
| INSPIRE HOME LOANS INC. | 255 | 5.625% | $275,000 | 10.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 241 | 6.575% | $335,000 | 4.4% |
| THE LOAN STORE, INC. | 208 | 6.750% | $295,000 | 7.6% |
| PULTE MORTGAGE LLC | 197 | 4.990% | $375,000 | 10.5% |
| NEWREZ LLC | 191 | 6.250% | $315,000 | 28.9% |
| GENEVA FINANCIAL, LLC | 185 | 6.375% | $235,000 | 2.6% |
| Click n' Close, Inc. | 179 | 6.625% | $245,000 | 4.3% |
| Mortgage Research Center, LLC | 177 | 6.125% | $345,000 | 25.7% |
| JPMorgan Chase Bank, National Association | 174 | 6.500% | $205,000 | 12.9% |
| HOMEAMERICAN MORTGAGE CORPORATION | 174 | 4.500% | $355,000 | 5.9% |
| V.I.P. MORTGAGE, INC. | 167 | 6.500% | $315,000 | 2.3% |
| Mountain America Federal Credit Union | 164 | 7.433% | $105,000 | 49.7% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 161 | 6.490% | $285,000 | 14.2% |
| Taylor Morrison Home Funding, Inc. | 159 | 5.625% | $435,000 | 13.6% |
| Navy Federal Credit Union | 148 | 7.750% | $140,000 | 38.7% |
| KBHS HOME LOANS, LLC | 143 | 5.750% | $305,000 | 8.3% |
| U.S. Bank National Association | 140 | 7.550% | $165,000 | 51.4% |
| CMG MORTGAGE, INC. | 140 | 6.750% | $345,000 | 5.7% |
| Bank of America, National Association | 134 | 6.490% | $105,000 | 54.8% |
| NFM, INC. | 134 | 4.990% | $405,000 | 1.5% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 132 | 4.990% | $420,000 | 14.8% |
| NATIONSTAR MORTGAGE LLC | 123 | 8.125% | $115,000 | 19.1% |
| Bell Bank | 122 | 6.625% | $295,000 | 6.1% |
| SPRING EQ, LLC | 117 | 9.300% | $75,000 | 59.5% |
| Paramount Residential Mortgage Group, Inc. | 117 | 6.250% | $325,000 | 7.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 115 | 6.750% | $315,000 | 15.4% |
| Broker Solutions, Inc. | 103 | 6.750% | $255,000 | 18.6% |
| Copper State Credit Union | 103 | 7.250% | $65,000 | 24.3% |
| Arizona Financial Credit Union | 97 | 7.250% | $65,000 | 30.3% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 96 | 6.000% | $375,000 | 1.0% |
| GUARANTEED RATE, INC. | 95 | 6.400% | $305,000 | 15.9% |
| FIGURE LENDING LLC | 86 | 8.800% | $55,000 | 23.0% |
| VANTAGE WEST | 85 | 7.500% | $75,000 | 30.1% |
| 254900YZ174H294JW398 | 85 | 6.375% | $535,000 | 1.9% |
| Plains Commerce Bank | 82 | 6.375% | $335,000 | 9.9% |
| DIRECT MORTGAGE LOANS, LLC | 81 | 6.625% | $345,000 | 3.3% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 79 | 6.490% | $245,000 | 1.3% |
| AMERICA FIRST Federal Credit Union | 78 | 7.490% | $75,000 | 21.7% |
| Wells Fargo Bank, National Association | 77 | 6.375% | $235,000 | 24.5% |
| LAKEVIEW LOAN SERVICING, LLC | 76 | 6.250% | $305,000 | 54.6% |
| GoodLeap, LLC | 76 | 6.700% | $95,000 | 18.8% |
| KIND LENDING, LLC | 76 | 6.875% | $295,000 | 27.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 75 | 6.625% | $265,000 | 21.1% |
| MOVEMENT MORTGAGE, LLC | 74 | 6.688% | $320,000 | 5.2% |
| PLAZA HOME MORTGAGE, INC. | 73 | 6.490% | $315,000 | 15.1% |
| Equity Prime Mortgage LLC | 72 | 6.625% | $330,000 | 13.3% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 72 | 8.500% | $95,000 | 27.6% |
| MATTAMY HOME FUNDING, LLC | 72 | 5.375% | $430,000 | 6.5% |
| AMERICAN FINANCIAL NETWORK, INC. | 67 | 6.875% | $315,000 | 22.2% |
| Shea Mortgage Inc. | 67 | 6.500% | $635,000 | 4.3% |
| ZILLOW HOME LOANS, LLC | 66 | 6.500% | $305,000 | 6.9% |
| AMERICAN FINANCIAL RESOURCES, INC. | 65 | 6.625% | $295,000 | 7.1% |
| Coastal Community Bank | 63 | 10.240% | $55,000 | 3.6% |
| OneAZ Credit Union | 63 | 6.500% | $205,000 | 39.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 60 | 6.433% | $315,000 | 8.2% |
| AmeriSave Mortgage Corporation | 58 | 8.438% | $95,000 | 67.2% |
| BMO Bank National Association | 58 | 8.480% | $145,000 | 57.5% |
| SUN WEST MORTGAGE COMPANY, INC. | 58 | 6.063% | $310,000 | 19.4% |
| Waterstone Mortgage Corporation | 58 | 5.995% | $305,000 | 3.3% |
| MORIA DEVELOPMENT, INC. | 57 | 6.625% | $325,000 | 6.5% |
| UNION HOME MORTGAGE CORP. | 55 | 6.125% | $345,000 | 10.6% |
| ALTITUDE FINANCIAL CORPORATION | 55 | 6.625% | $335,000 | 1.8% |
| CLM MORTGAGE, INC. | 54 | 6.188% | $430,000 | 1.7% |
| PNC Bank, National Association | 53 | 7.990% | $85,000 | 43.4% |
| TOLL BROTHERS MORTGAGE COMPANY | 50 | 6.063% | $505,000 | 16.9% |
| Lendage, LLC | 48 | 11.500% | $45,000 | 10.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 46 | 6.625% | $220,000 | 50.4% |
| Prosperity Home Mortgage, LLC | 45 | 6.500% | $325,000 | 10.0% |
| PINAL COUNTY | 43 | 7.000% | $55,000 | 15.7% |
| Cornerstone First Mortgage, Inc | 43 | 6.625% | $325,000 | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 42 | 9.770% | $105,000 | 16.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 41 | 5.990% | $365,000 | 34.6% |
| SECURITYNATIONAL MORTGAGE COMPANY | 41 | 6.875% | $285,000 | 16.3% |
| PLANET HOME LENDING, LLC | 40 | 6.188% | $300,000 | 19.6% |
| Nations Lending Corporation | 40 | 6.563% | $385,000 | 6.0% |
| EFINITY FINANCIAL INC. | 40 | 6.500% | $295,000 | 9.1% |
| LOWER, LLC | 36 | 6.250% | $320,000 | 16.3% |
| CANOPY MORTGAGE, LLC | 36 | 6.375% | $325,000 | 5.0% |
| UNIVERSAL LENDING CORPORATION | 35 | 5.250% | $455,000 | 2.8% |
| STARBOARD FINANCIAL MANAGEMENT, LLC | 33 | 6.625% | $335,000 | 2.9% |
| 21st Mortgage Corporation | 32 | 9.110% | $110,000 | 63.5% |
| USAA Federal Savings Bank | 32 | 6.375% | $370,000 | 25.6% |
| ALLIANT CREDIT UNION | 32 | 8.625% | $105,000 | 31.9% |
| NEST HOME LENDING, LLC | 32 | 4.558% | $295,000 | 0.0% |
| 254900M2C4Q6DATP2889 | 31 | 6.125% | $285,000 | 24.4% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 31 | 6.250% | $365,000 | 15.4% |
| A&D Mortgage LLC | 31 | 6.125% | $315,000 | 6.1% |
| GUARANTEED RATE AFFINITY, LLC | 31 | 6.500% | $345,000 | 3.1% |
| FINANCE OF AMERICA REVERSE LLC | 31 | 6.125% | $165,000 | 3.1% |
| Discover Bank | 28 | 8.705% | $70,000 | 79.7% |
| OCMBC, INC. | 28 | 7.000% | $245,000 | 15.8% |
| SOFI BANK, NATIONAL ASSOCIATION | 27 | 8.240% | $95,000 | 25.0% |
| TRIAD FINANCIAL SERVICES, INC. | 27 | 8.600% | $85,000 | 34.2% |
| LoanUnited.com, LLC | 27 | 5.990% | $365,000 | 15.6% |
| Unison Bank | 27 | Not published | $115,000 | 21.7% |
| Kiavi Funding, Inc. | 27 | 10.500% | $205,000 | 20.6% |
| CHAMPIONS FUNDING, LLC | 26 | 8.125% | $240,000 | 35.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 25 | 6.624% | $325,000 | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 25 | 6.250% | $325,000 | 9.7% |
| Granite Bank | 25 | 6.625% | $345,000 | 3.9% |
| Valon Mortgage, Inc. | 24 | 8.000% | $70,000 | 12.9% |
| NEW DAY FINANCIAL, LLC | 23 | 6.990% | $325,000 | 58.7% |
| RESICENTRAL, LLC | 23 | 6.125% | $285,000 | 7.4% |
| FBC MORTGAGE, LLC | 23 | 6.625% | $425,000 | 0.0% |
| Zions Bancorporation, N.A. | 21 | 7.750% | $175,000 | 43.1% |
| TRUWEST Credit Union | 20 | 8.000% | $120,000 | 47.6% |
| ARIZONA CENTRAL | 20 | 7.750% | $160,000 | 35.5% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 20 | 6.313% | $305,000 | 7.7% |
| Boeing Employees Credit Union | 20 | 6.433% | $120,000 | 30.0% |
| JMAC LENDING, INC. | 20 | 6.370% | $350,000 | 9.1% |
| Sierra Pacific Mortgage Company, Inc. | 20 | 6.875% | $270,000 | 16.0% |
| PHH Mortgage Corporation | 19 | 6.000% | $285,000 | 9.1% |
| CREDIT UNION WEST | 18 | 7.750% | $115,000 | 44.1% |
| AMERIHOME MORTGAGE COMPANY, LLC | 18 | 6.375% | $380,000 | 5.0% |
| Flagstar Bank, N.A. | 18 | 6.250% | $275,000 | 41.9% |
| NexBank | 18 | 6.563% | $290,000 | 25.0% |
| NEXERA HOLDING LLC | 17 | 7.500% | $255,000 | 19.1% |
| QUORUM FEDERAL CREDIT UNION | 17 | 9.500% | $105,000 | 35.5% |
| SUMMIT FUNDING, INC. | 17 | 6.250% | $315,000 | 13.6% |
| SUN AMERICAN MORTGAGE COMPANY | 17 | 6.250% | $295,000 | 5.6% |
| 254900DRVHTCSSS62054 | 17 | 6.740% | $35,000 | 32.0% |
| STG MORTGAGE INC | 17 | 6.625% | $295,000 | 5.6% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 16 | 7.188% | $355,000 | 10.5% |
| BAY EQUITY LLC | 16 | 6.620% | $290,000 | 11.1% |
| Commerce Home Mortgage, Inc. | 16 | 7.875% | $325,000 | 15.8% |
| GENWAY HOME MORTGAGE, INC. | 15 | 7.125% | $275,000 | 42.3% |
| PENTAGON FEDERAL CREDIT UNION | 15 | 7.375% | $115,000 | 40.0% |
| PIMA Federal Credit Union | 15 | 7.750% | $105,000 | 28.6% |
| AMWEST FUNDING CORP. | 15 | 6.250% | $295,000 | 6.3% |
| EVO HOME LOANS, LLC | 14 | 6.563% | $255,000 | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 14 | 6.125% | $140,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 13 | 8.375% | $85,000 | 63.9% |
| Sunflower Bank, National Association | 13 | 6.625% | $345,000 | 0.0% |
| FirstBank | 13 | 7.000% | $235,000 | 31.6% |
| CORNERSTONE CAPITAL BANK, SSB | 13 | 6.490% | $365,000 | 7.1% |
| Wallick & Volk, Inc. | 13 | 6.250% | $275,000 | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 13 | 6.375% | $335,000 | 0.0% |
| HILTON FINANCIAL CORPORATION | 13 | 12.000% | $215,000 | 0.0% |
| First Interstate Bank | 12 | 8.500% | $55,000 | 52.0% |
| HOMEXPRESS MORTGAGE CORP. | 12 | 7.062% | $295,000 | 45.5% |
| TRUSTONE FINANCIAL CREDIT UNION | 12 | 7.563% | $105,000 | 18.8% |
| First International Bank & Trust | 12 | 7.063% | $395,000 | 0.0% |
| NBKC BANK | 11 | 6.250% | $435,000 | 8.3% |
| RBC Bank, (Georgia) National Association | 11 | 5.375% | $305,000 | 0.0% |
| The Federal Savings Bank | 10 | 6.563% | $345,000 | 41.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 10 | 7.374% | $340,000 | 23.1% |
| CLEARPATH LENDING | 10 | 5.625% | $330,000 | 9.1% |
| Western State Bank | 10 | 6.875% | $140,000 | 0.0% |
| AERO Federal Credit Union | 10 | 5.950% | $70,000 | 28.6% |
| AMERICAN FINANCING CORPORATION | 9 | Under 10 loans | Under 10 loans | 72.0% |
| JET HOMELOANS, LP | 9 | Under 10 loans | Under 10 loans | 43.8% |
| SayGO Home Loans, LLC | 9 | Under 10 loans | Under 10 loans | 30.8% |
| Barrington Bank & Trust Company, National Association | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Hometown Equity Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 43.8% |
| NATIONS DIRECT MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| CHURCHILL MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| TOWNE MORTGAGE COMPANY | 9 | Under 10 loans | Under 10 loans | 8.3% |
| INTERCAP LENDING INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Firefighters First Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 10.0% |
| PREMIER LENDING, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 9 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 8 | Under 10 loans | Under 10 loans | 75.6% |
| MISSION LOANS, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| HUGHES FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 37.5% |
| Third Federal Savings and Loan Association of Cleveland | 8 | Under 10 loans | Under 10 loans | 55.0% |
| MORTGAGEONE, INC. | 8 | Under 10 loans | Under 10 loans | 33.3% |
| BOKF, National Association | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Citadel Servicing Corporation | 8 | Under 10 loans | Under 10 loans | 7.1% |
| UMB Bank, National Association | 8 | Under 10 loans | Under 10 loans | 30.8% |
| MICHIGAN MUTUAL, INC. | 8 | Under 10 loans | Under 10 loans | 7.7% |
| LENDSURE MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| HUNT MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Luminate Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WEST LENDING, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SWH FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Global Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 52.9% |
| TOP FLITE FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| American Airlines Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 27.3% |
| ENCOMPASS LENDING GROUP, LP | 7 | Under 10 loans | Under 10 loans | 12.5% |
| NuVision Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 36.4% |
| OAKTREE FUNDING CORP. | 7 | Under 10 loans | Under 10 loans | 9.1% |
| CAKE MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| SunWest Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Loan Simple, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 7 | Under 10 loans | Under 10 loans | 22.2% |
| RESIDENTIAL MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 362 lenders each made 7 or fewer mortgages here, and are counted in the totals above.
Bank branches in Pinal County
37 FDIC-insured branches from 12 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Wells Fargo Bank, National Association | 8 | $1.1 billion |
| JPMorgan Chase Bank, National Association | 7 | $1.1 billion |
| Bank of America, National Association | 4 | $397.4 million |
| Enterprise Bank & Trust | 4 | $188.3 million |
| U.S. Bank National Association | 3 | $163.7 million |
| BMO Bank National Association | 3 | $137.8 million |
| Zions Bancorporation, N.A. | 2 | $80.1 million |
| PNC Bank, National Association | 2 | $74.1 million |
| Western State Bank | 1 | $114.0 million |
| Glacier Bank | 1 | $39.1 million |
| Academy Bank, National Association | 1 | $4.9 million |
| First National Bank Texas | 1 | $3.3 million |
Closed since the 2025 survey
4 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- First Interstate Bank, 1300 E Florence Blvd, Casa Grande
- First Interstate Bank, 19750 N Maricopa Rd, Maricopa
- First Interstate Bank, 635 N Arizona Blvd, Coolidge
- First Interstate Bank, 712 N Main St, Eloy
Get told when this changes
When the next year’s lending figures are out for Pinal County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.