Mortgage lenders in Mobile County
7,860 mortgages were made in Mobile County, Alabama, in 2025, by 434 lenders. The median rate their borrowers got was 6.625% on a median loan of $175,000. Of 11,672 decisions, 3,158 were denials — 27.1%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 596 | 6.500% | $175,000 | 21.9% |
| Regions Bank | 504 | 4.990% | $65,000 | 41.4% |
| Trustmark National Bank | 383 | 6.500% | $205,000 | 16.6% |
| DHI MORTGAGE COMPANY, LTD. | 303 | 4.990% | $295,000 | 18.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 284 | 6.250% | $200,000 | 21.0% |
| EMBRACE HOME LOANS, INC. | 230 | 6.625% | $175,000 | 7.3% |
| PNC Bank, National Association | 186 | 7.800% | $75,000 | 46.8% |
| GMFS LLC | 178 | 6.490% | $225,000 | 1.1% |
| Community Bank of Mississippi | 170 | 7.188% | $130,000 | 10.5% |
| Mortgage Research Center, LLC | 167 | 6.375% | $245,000 | 30.0% |
| ALL IN FEDERAL CREDIT UNION | 155 | 7.500% | $75,000 | 41.6% |
| HANCOCK WHITNEY BANK | 148 | 5.750% | $165,000 | 22.5% |
| Renasant Bank | 143 | 6.990% | $175,000 | 12.7% |
| UNION HOME MORTGAGE CORP. | 142 | 6.375% | $205,000 | 5.1% |
| Cadence Bank | 135 | 7.125% | $175,000 | 18.8% |
| River Bank & Trust | 132 | 7.675% | $205,000 | 4.3% |
| FREEDOM MORTGAGE CORPORATION | 100 | 6.250% | $235,000 | 15.9% |
| Navy Federal Credit Union | 99 | 7.250% | $125,000 | 32.5% |
| PENNYMAC LOAN SERVICES, LLC | 98 | 6.250% | $185,000 | 24.1% |
| First Federal Bank, A FSB | 97 | 6.250% | $225,000 | 5.8% |
| New Horizons Credit Union | 92 | 7.125% | $75,000 | 31.7% |
| STOCKTON MORTGAGE CORPORATION | 91 | 6.625% | $215,000 | 5.2% |
| 2549005Z23HAAZ6QDM98 | 88 | 6.990% | $200,000 | 1.1% |
| KIND LENDING, LLC | 87 | 6.250% | $245,000 | 29.9% |
| Broker Solutions, Inc. | 82 | 6.813% | $175,000 | 19.8% |
| Loandepot.Com, LLC | 80 | 6.875% | $105,000 | 45.0% |
| NEWREZ LLC | 76 | 6.375% | $215,000 | 40.9% |
| NATIONSTAR MORTGAGE LLC | 72 | 7.750% | $95,000 | 17.4% |
| BankPlus | 72 | 6.500% | $210,000 | 10.5% |
| TOWNE MORTGAGE COMPANY | 68 | 5.990% | $225,000 | 2.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 63 | 6.250% | $175,000 | 20.0% |
| SWBC MORTGAGE CORPORATION | 57 | 6.625% | $215,000 | 3.3% |
| AMERICA'S FIRST | 56 | 5.750% | $65,000 | 8.2% |
| GUILD MORTGAGE COMPANY | 52 | 6.563% | $165,000 | 3.2% |
| 21st Mortgage Corporation | 51 | 9.550% | $105,000 | 66.1% |
| GENEVA FINANCIAL, LLC | 51 | 6.500% | $185,000 | 7.3% |
| Tyndall Federal Credit Union | 50 | 6.825% | $85,000 | 28.6% |
| FirstBank | 49 | 6.625% | $135,000 | 35.6% |
| FIGURE LENDING LLC | 49 | 8.525% | $55,000 | 34.7% |
| AmeriSave Mortgage Corporation | 48 | 7.313% | $95,000 | 73.4% |
| KEESLER | 48 | 6.063% | $175,000 | 42.9% |
| Kiavi Funding, Inc. | 48 | 9.495% | $135,000 | 14.0% |
| First Horizon Bank | 46 | 7.188% | $385,000 | 5.9% |
| DIRECT MORTGAGE LOANS, LLC | 44 | 6.433% | $185,000 | 0.0% |
| Wells Fargo Bank, National Association | 41 | 6.375% | $135,000 | 37.9% |
| CARRINGTON MORTGAGE SERVICES, LLC | 40 | 6.875% | $105,000 | 52.7% |
| NAVIGATOR CU | 39 | 6.375% | $115,000 | 11.4% |
| THE LOAN STORE, INC. | 39 | 7.125% | $155,000 | 11.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 38 | 6.625% | $205,000 | 12.8% |
| Fairway Independent Mortgage Corporation | 37 | 6.750% | $165,000 | 15.2% |
| JPMorgan Chase Bank, National Association | 36 | 6.500% | $195,000 | 10.0% |
| ServisFirst Bank | 36 | 7.063% | $275,000 | 0.0% |
| HOPE FEDERAL CREDIT UNION | 34 | 6.750% | $180,000 | 22.7% |
| Coastal Community Bank | 33 | 10.490% | $35,000 | 6.1% |
| FIRST COMMUNITY MORTGAGE, INC. | 33 | 6.250% | $205,000 | 11.9% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 32 | 7.000% | $215,000 | 0.0% |
| United Bank | 32 | Not published | $115,000 | 5.9% |
| Prosperity Home Mortgage, LLC | 31 | 6.250% | $215,000 | 16.2% |
| TRIAD FINANCIAL SERVICES, INC. | 30 | 8.390% | $125,000 | 47.0% |
| Paramount Residential Mortgage Group, Inc. | 30 | 6.313% | $235,000 | 3.2% |
| LAKEVIEW LOAN SERVICING, LLC | 28 | 6.813% | $150,000 | 59.3% |
| Bank of America, National Association | 28 | 6.375% | $155,000 | 39.6% |
| NEW DAY FINANCIAL, LLC | 27 | 6.990% | $165,000 | 47.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 27 | 6.500% | $195,000 | 5.6% |
| APCO EMPLOYEES | 27 | 6.000% | $75,000 | 18.2% |
| Loan Funder LLC | 26 | 7.277% | $115,000 | 10.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 26 | 6.433% | $225,000 | 0.0% |
| SPRING EQ, LLC | 25 | 11.100% | $65,000 | 71.4% |
| MOVEMENT MORTGAGE, LLC | 24 | 6.625% | $205,000 | 15.6% |
| VILLAGE CAPITAL & INVESTMENT LLC | 23 | 5.750% | $255,000 | 35.7% |
| AVADIAN | 23 | 4.990% | $75,000 | 14.8% |
| AMERICAN FINANCIAL NETWORK, INC. | 22 | 7.563% | $170,000 | 33.3% |
| SECURITYNATIONAL MORTGAGE COMPANY | 22 | 7.000% | $185,000 | 7.7% |
| GoodLeap, LLC | 21 | 7.700% | $55,000 | 35.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 21 | 6.500% | $275,000 | 8.3% |
| Century Bank | 21 | Not published | $145,000 | 13.8% |
| Bryant Bank | 21 | 7.500% | $175,000 | 8.7% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 20 | 6.625% | $225,000 | 4.6% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 20 | 9.820% | $85,000 | 21.4% |
| Lendage, LLC | 20 | 10.625% | $45,000 | 15.4% |
| PHH Mortgage Corporation | 20 | 6.438% | $210,000 | 0.0% |
| PLANET HOME LENDING, LLC | 19 | 6.250% | $225,000 | 17.4% |
| Equity Prime Mortgage LLC | 18 | 6.625% | $185,000 | 26.9% |
| BoxCar Mortgage, LLC | 18 | 6.375% | $235,000 | 0.0% |
| BPL MORTGAGE TRUST, LLC | 17 | 7.625% | $95,000 | 4.6% |
| Flagstar Bank, N.A. | 17 | 6.125% | $235,000 | 21.7% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 16 | 9.715% | $135,000 | 84.8% |
| Truist Bank | 16 | 6.675% | $155,000 | 58.5% |
| Click n' Close, Inc. | 14 | 6.875% | $255,000 | 25.0% |
| CHEVRON Federal Credit Union | 14 | 7.375% | $180,000 | 22.2% |
| EVERETT FINANCIAL, INC. | 14 | 6.250% | $225,000 | 19.1% |
| NFM, INC. | 14 | 6.750% | $250,000 | 0.0% |
| Magnolia Bank, Incorporated | 14 | 6.433% | $215,000 | 6.7% |
| First Suncoast Trust BancShares, Inc. | 14 | Not published | $205,000 | 6.7% |
| SOFI BANK, NATIONAL ASSOCIATION | 13 | 6.990% | $125,000 | 23.5% |
| CMG MORTGAGE, INC. | 12 | 6.250% | $235,000 | 12.5% |
| ROYAL UNITED MORTGAGE LLC | 12 | 6.688% | $115,000 | 25.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 12 | 9.750% | $95,000 | 0.0% |
| Mortgage Right | 12 | 6.500% | $180,000 | 20.0% |
| 254900CTT87ZKAUTIJ37 | 12 | 8.625% | $125,000 | 7.7% |
| SmartBank | 12 | 7.313% | $350,000 | 14.3% |
| A&D Mortgage LLC | 11 | 6.250% | $205,000 | 42.1% |
| GUARANTEED RATE, INC. | 11 | 6.500% | $235,000 | 25.0% |
| Pen Air Credit Union | 11 | 7.990% | $85,000 | 47.6% |
| OCMBC, INC. | 11 | 6.499% | $175,000 | 6.7% |
| Valon Mortgage, Inc. | 11 | 8.850% | $55,000 | 42.1% |
| Plains Commerce Bank | 11 | 6.625% | $215,000 | 8.3% |
| United Community Bank | 11 | 6.779% | $405,000 | 23.5% |
| FIDELITY BANK | 11 | 6.375% | $195,000 | 8.3% |
| Chickasaw Community Bank | 11 | 6.500% | $165,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 10 | 6.563% | $185,000 | 56.5% |
| HOMEXPRESS MORTGAGE CORP. | 10 | 7.062% | $220,000 | 56.5% |
| CANOPY MORTGAGE, LLC | 10 | 5.995% | $195,000 | 0.0% |
| Synovus Bank | 10 | 7.550% | $100,000 | 0.0% |
| FBC MORTGAGE, LLC | 10 | 4.990% | $295,000 | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 9 | Under 10 loans | Under 10 loans | 31.3% |
| USAA Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 59.1% |
| Hometown Equity Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 43.8% |
| DOMINION FINANCIAL SERVICES, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 9 | Under 10 loans | Under 10 loans | 30.8% |
| Discover Bank | 8 | Under 10 loans | Under 10 loans | 84.6% |
| 254900M2C4Q6DATP2889 | 8 | Under 10 loans | Under 10 loans | 50.0% |
| U.S. Bank National Association | 8 | Under 10 loans | Under 10 loans | 66.7% |
| ALABAMA ONE | 8 | Under 10 loans | Under 10 loans | 38.5% |
| Commerce Home Mortgage, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Hamilton Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 11.1% |
| BETTER MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 65.0% |
| LOWER, LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| LIMA ONE CAPITAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Gulf Coast Bank and Trust Company | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Stifel Bank and Trust | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 6 | Under 10 loans | Under 10 loans | 68.4% |
| AMERICAN FINANCING CORPORATION | 6 | Under 10 loans | Under 10 loans | 68.0% |
| Citizens Bank, National Association | 6 | Under 10 loans | Under 10 loans | 50.0% |
| Assurance Financial Group, L.L.C. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Merchants & Marine Bank | 6 | Under 10 loans | Under 10 loans | 11.1% |
| First Federal Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Consumer First Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 5 | Under 10 loans | Under 10 loans | 58.3% |
| CONSUMER REAL ESTATE FINANCE CO. | 5 | Under 10 loans | Under 10 loans | 50.0% |
| Manufacturers and Traders Trust Company | 5 | Under 10 loans | Under 10 loans | 33.3% |
| PENTAGON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 37.5% |
| ZILLOW HOME LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CHURCHILL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 12.5% |
| Synergy One Lending, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMWEST FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 5 | Under 10 loans | Under 10 loans | 28.6% |
| ARC HOME LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| City National Bank of Florida | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 5 | Under 10 loans | Under 10 loans | 16.7% |
| SouthState Bank, National Association | 5 | Under 10 loans | Under 10 loans | 28.6% |
| ENDEAVOR CAPITAL, LLC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| First Option Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| The Citizens Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MILEND, INC. | 4 | Under 10 loans | Under 10 loans | 37.5% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 28.6% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 44.4% |
| Colorado Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| REDSTONE Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ALABAMA CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| EMM LOANS LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| SUCCESS MORTGAGE PARTNERS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Singing River Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FLAT BRANCH MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FAMILY SAVINGS CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| COMPASS MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| TOP FLITE FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| NATIONS DIRECT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 3 | Under 10 loans | Under 10 loans | 25.0% |
| DELMAR FINANCIAL COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Origin Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Beeline Loans, Inc. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 77.8% |
| Texana Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| CONSTRUCTIVE LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 16.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Savings and Loan Association | 2 | Under 10 loans | Under 10 loans | 40.0% |
| Centennial Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 234 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Mobile County
104 FDIC-insured branches from 25 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Regions Bank | 24 | $3.1 billion |
| PNC Bank, National Association | 14 | $1.3 billion |
| Hancock Whitney Bank | 7 | $1.5 billion |
| Renasant Bank | 7 | $331.2 million |
| Wells Fargo Bank, National Association | 6 | $752.6 million |
| Trustmark Bank | 6 | $491.6 million |
| Century Bank | 5 | $158.2 million |
| Woodforest National Bank | 4 | $12.7 million |
| The Huntington National Bank | 3 | $162.8 million |
| Truist Bank | 3 | $134.2 million |
| River Bank & Trust | 3 | $120.6 million |
| ServisFirst Bank | 2 | $709.5 million |
| First Horizon Bank | 2 | $589.4 million |
| Pinnacle Bank | 2 | $253.9 million |
| BankPlus | 2 | $197.1 million |
| 22nd State Banking Company | 2 | $152.8 million |
| Community Bank of Mississippi | 2 | $109.7 million |
| Commonwealth National Bank | 2 | $69.5 million |
| Merchants & Marine Bank | 2 | $16.6 million |
| Oakworth Capital Bank | 1 | $150.9 million |
| Origin Bank | 1 | $69.9 million |
| SmartBank | 1 | $66.3 million |
| Bryant Bank | 1 | $45.0 million |
| United Bank | 1 | $39.7 million |
| The First National Bank and Trust | 1 | $24.6 million |
Closed since the 2025 survey
6 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Cadence Bank, 1353 Cody Rd S, Mobile
- Cadence Bank, 3290b Dauphin St, Mobile
- Cadence Bank, 9030 Moffett Rd, Semmes
- Renasant Bank, 165 W I65 Service Rd N, Mobile
- Synovus Bank, 164 St. Francis, Mobile
- Wells Fargo Bank, National Association, 1763 Spring Hill Ave, Mobile
Get told when this changes
When the next year’s lending figures are out for Mobile County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.