Home purchase lenders in Galveston County
5,348 home purchase mortgages were made in Galveston County, Texas, in 2025, by 456 lenders. The median rate their borrowers got was 6.375% on a median loan of $295,000. Of 6,485 decisions, 886 were denials — 13.7%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 387 | 6.499% | $295,000 | 8.9% |
| LENNAR MORTGAGE, LLC | 302 | 4.250% | $315,000 | 14.4% |
| Rocket Mortgage, LLC | 199 | 6.500% | $285,000 | 16.6% |
| DHI MORTGAGE COMPANY, LTD. | 191 | 4.500% | $305,000 | 18.0% |
| CMG MORTGAGE, INC. | 186 | 6.750% | $275,000 | 4.3% |
| Loandepot.Com, LLC | 134 | 4.990% | $295,000 | 7.5% |
| NETWORK FUNDING, L.P. | 126 | 6.875% | $310,000 | 4.2% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 123 | 5.875% | $385,000 | 6.1% |
| AMOCO | 121 | 6.250% | $285,000 | 9.4% |
| Mortgage Research Center, LLC | 113 | 6.250% | $325,000 | 10.3% |
| Broker Solutions, Inc. | 107 | 6.750% | $235,000 | 6.1% |
| Gateway First Bank | 101 | 6.500% | $285,000 | 1.9% |
| LEGEND LENDING CORPORATION | 86 | 6.563% | $295,000 | 0.0% |
| KIND LENDING, LLC | 85 | 6.750% | $295,000 | 16.4% |
| M/I FINANCIAL, LLC | 82 | 4.875% | $285,000 | 5.2% |
| Fairway Independent Mortgage Corporation | 78 | 6.750% | $295,000 | 8.2% |
| GUILD MORTGAGE COMPANY | 77 | 6.500% | $285,000 | 1.3% |
| HOMETRUST MORTGAGE COMPANY | 72 | 6.625% | $325,000 | 10.0% |
| UNION HOME MORTGAGE CORP. | 72 | 6.625% | $270,000 | 7.7% |
| KBHS HOME LOANS, LLC | 72 | 6.400% | $245,000 | 7.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 65 | 6.750% | $285,000 | 5.7% |
| JPMorgan Chase Bank, National Association | 62 | 6.500% | $265,000 | 9.9% |
| INTERLINC MORTGAGE SERVICES, LLC | 62 | 5.638% | $335,000 | 11.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 60 | 6.750% | $305,000 | 4.1% |
| Click n' Close, Inc. | 55 | 6.750% | $265,000 | 0.0% |
| Cadence Bank | 52 | 6.500% | $465,000 | 3.7% |
| Paramount Residential Mortgage Group, Inc. | 46 | 6.375% | $295,000 | 2.1% |
| VELOCIO MORTGAGE L.L.C. | 45 | 4.990% | $395,000 | 4.3% |
| MORTGAGE FINANCIAL SERVICES, LLC | 43 | 6.250% | $295,000 | 2.3% |
| THE LOAN STORE, INC. | 42 | 6.750% | $305,000 | 11.5% |
| Navy Federal Credit Union | 41 | 6.000% | $305,000 | 10.9% |
| JSC Federal Credit Union | 38 | 6.375% | $310,000 | 12.5% |
| JET HOMELOANS, LP | 38 | 5.875% | $490,000 | 7.0% |
| MOVEMENT MORTGAGE, LLC | 37 | 6.500% | $295,000 | 4.2% |
| PENNYMAC LOAN SERVICES, LLC | 37 | 6.499% | $355,000 | 11.9% |
| FREEDOM MORTGAGE CORPORATION | 35 | 6.250% | $305,000 | 12.5% |
| UNIVERSITY Federal Credit Union | 35 | 6.375% | $265,000 | 2.8% |
| ZILLOW HOME LOANS, LLC | 34 | 6.625% | $240,000 | 15.0% |
| CORNERSTONE CAPITAL BANK, SSB | 34 | 6.250% | $345,000 | 2.9% |
| Prosperity Bank | 33 | 6.500% | $285,000 | 19.1% |
| PLAZA HOME MORTGAGE, INC. | 33 | 6.500% | $305,000 | 25.5% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 32 | 7.000% | $290,000 | 5.1% |
| TEXAS DOW EMPLOYEES CREDIT UNION | 32 | 6.625% | $335,000 | 13.5% |
| Synergy One Lending, Inc. | 30 | 6.375% | $280,000 | 9.1% |
| USAA Federal Savings Bank | 29 | 6.375% | $295,000 | 31.0% |
| HomeTown Bank, National Association | 28 | Not published | $345,000 | 10.8% |
| Regions Bank | 28 | 6.125% | $575,000 | 9.1% |
| CLM MORTGAGE, INC. | 27 | 5.250% | $325,000 | 3.2% |
| GULF COAST EDUCATORS FEDERAL CREDIT UNION | 26 | 6.375% | $290,000 | 0.0% |
| Bank of America, National Association | 24 | 6.000% | $295,000 | 19.4% |
| CALCON MUTUAL MORTGAGE LLC | 23 | 5.250% | $325,000 | 48.9% |
| GUARANTEED RATE, INC. | 23 | 6.375% | $305,000 | 11.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 22 | 10.750% | $85,000 | 74.4% |
| NEWREZ LLC | 22 | 6.683% | $265,000 | 12.0% |
| WILLOW BEND MORTGAGE COMPANY, LLC | 22 | 6.500% | $300,000 | 0.0% |
| 212 LOANS, LLC. | 21 | 10.990% | $155,000 | 0.0% |
| CHAMPIONS FUNDING, LLC | 20 | 7.937% | $285,000 | 20.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 19 | 6.250% | $345,000 | 13.6% |
| TOWNE MORTGAGE COMPANY | 19 | 5.875% | $295,000 | 5.0% |
| Wells Fargo Bank, National Association | 18 | 6.188% | $360,000 | 30.8% |
| Frost Bank | 18 | 7.125% | $245,000 | 38.7% |
| SFMC, LP | 18 | 6.375% | $365,000 | 16.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 18 | 6.875% | $360,000 | 8.7% |
| PULTE MORTGAGE LLC | 16 | 4.750% | $350,000 | 33.3% |
| Zions Bancorporation, N.A. | 16 | 6.625% | $305,000 | 3.9% |
| Sierra Pacific Mortgage Company, Inc. | 16 | 6.563% | $305,000 | 0.0% |
| LoanUnited.com, LLC | 15 | 6.125% | $305,000 | 6.3% |
| GUARANTEED RATE AFFINITY, LLC | 15 | 6.600% | $315,000 | 6.3% |
| EVERETT FINANCIAL, INC. | 15 | 6.875% | $285,000 | 6.3% |
| First Financial Bank | 15 | 6.900% | $415,000 | 6.3% |
| SUCCESS MORTGAGE PARTNERS, INC. | 15 | 6.625% | $305,000 | 11.8% |
| Flagstar Bank, N.A. | 15 | 6.625% | $275,000 | 16.7% |
| 21st Mortgage Corporation | 14 | 10.040% | $115,000 | 78.9% |
| V.I.P. MORTGAGE, INC. | 14 | 6.250% | $325,000 | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 14 | 6.625% | $300,000 | 6.3% |
| EUSTIS MORTGAGE CORPORATION | 14 | 6.750% | $250,000 | 0.0% |
| Equity Prime Mortgage LLC | 13 | 6.375% | $245,000 | 18.8% |
| City Bank | 13 | 6.500% | $235,000 | 13.3% |
| A&D Mortgage LLC | 13 | 6.875% | $265,000 | 7.1% |
| BRIGHTLAND MORTGAGE SERVICES, LTD. | 13 | 6.500% | $365,000 | 0.0% |
| COLINA MORTGAGE GROUP, LLC | 12 | 5.563% | $295,000 | 14.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 12 | 6.438% | $260,000 | 7.7% |
| Commerce Home Mortgage, Inc. | 12 | 8.688% | $350,000 | 7.7% |
| ASSOCIATED CREDIT UNION OF TEXAS | 12 | 6.750% | $325,000 | 0.0% |
| CHEVRON Federal Credit Union | 12 | 5.813% | $340,000 | 0.0% |
| Plains Commerce Bank | 11 | 6.500% | $265,000 | 8.3% |
| BOKF, National Association | 11 | 6.375% | $275,000 | 8.3% |
| PILGRIM MORTGAGE LLC | 11 | 6.625% | $315,000 | 0.0% |
| RESICENTRAL, LLC | 11 | 6.250% | $305,000 | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 11 | 6.990% | $375,000 | 15.4% |
| NFM, INC. | 11 | 6.750% | $285,000 | 0.0% |
| Citadel Servicing Corporation | 11 | 6.750% | $205,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 10 | 9.350% | $100,000 | 52.1% |
| OCMBC, INC. | 10 | 7.125% | $285,000 | 17.7% |
| SECURITYNATIONAL MORTGAGE COMPANY | 10 | 6.750% | $310,000 | 0.0% |
| CANOPY MORTGAGE, LLC | 10 | 6.625% | $310,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 30.8% |
| Tomo Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| AMERICAN FINANCIAL NETWORK, INC. | 9 | Under 10 loans | Under 10 loans | 30.8% |
| DEEPHAVEN MORTGAGE LLC | 9 | Under 10 loans | Under 10 loans | 30.8% |
| Stellar Bank | 9 | Under 10 loans | Under 10 loans | 8.3% |
| INSPIRE HOME LOANS INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 9 | Under 10 loans | Under 10 loans | 10.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Heritage Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| U.S. Bank National Association | 8 | Under 10 loans | Under 10 loans | 33.3% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Taylor Morrison Home Funding, Inc. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| NATIONSTAR MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| RIGHT START MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 7 | Under 10 loans | Under 10 loans | 36.4% |
| SHELL FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| SOUTHWEST FUNDING, LP | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| First Horizon Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| LOWER, LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Truist Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Texas First Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TEXAS BAY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 6 | Under 10 loans | Under 10 loans | 30.0% |
| NextMortgage, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Liberty Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GRACE HOME LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FirstBank | 5 | Under 10 loans | Under 10 loans | 68.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Hometown Equity Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 58.3% |
| Cornerstone First Mortgage, Inc | 5 | Under 10 loans | Under 10 loans | 33.3% |
| Filo Mortgage, L.L.C. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| International Bank of Commerce | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Investmark Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Home Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SouthTrust Bank, N.A. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| PENTAGON FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 50.0% |
| NBKC BANK | 4 | Under 10 loans | Under 10 loans | 20.0% |
| The Moody National Bank | 4 | Under 10 loans | Under 10 loans | 14.3% |
| FBC MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| FIRST COLONY MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PACOR MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Commercial Bank of Texas, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bank OZK | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 3 | Under 10 loans | Under 10 loans | 57.1% |
| PNC Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 12.5% |
| JMAC LENDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 28.6% |
| 254900CTT87ZKAUTIJ37 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First United Bank and Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST SERVICE Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SENTE MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FocusOne Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| 2549005FUF02T1IFCA22 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Integrity Home Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 25.0% |
| STONE MEADOW LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LOANPEOPLE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATION ONE MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Simmons Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Capital Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECTIONS EQUITY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 9845007CY0EC0F59W414 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 71.4% |
| UNITED BUILT HOMES, L.L.C. | 2 | Under 10 loans | Under 10 loans | 54.6% |
| Orchard Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| BPL MORTGAGE TRUST, LLC | 2 | Under 10 loans | Under 10 loans | 66.7% |
| PANORAMA MORTGAGE GROUP, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 256 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.