Home purchase lenders in Fort Bend County
12,450 home purchase mortgages were made in Fort Bend County, Texas, in 2025, by 537 lenders. The median rate their borrowers got was 6.250% on a median loan of $335,000. Of 15,205 decisions, 2,123 were denials — 14.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,411 | 6.500% | $355,000 | 11.0% |
| DHI MORTGAGE COMPANY, LTD. | 1,221 | 3.990% | $325,000 | 18.4% |
| Rocket Mortgage, LLC | 554 | 6.490% | $345,000 | 14.6% |
| JPMorgan Chase Bank, National Association | 289 | 6.375% | $325,000 | 11.5% |
| LENNAR MORTGAGE, LLC | 271 | 4.375% | $285,000 | 27.7% |
| CMG MORTGAGE, INC. | 250 | 6.625% | $325,000 | 5.6% |
| Broker Solutions, Inc. | 235 | 6.500% | $285,000 | 4.5% |
| Loandepot.Com, LLC | 215 | 5.875% | $325,000 | 14.9% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 199 | 5.875% | $435,000 | 5.3% |
| THE LOAN STORE, INC. | 171 | 6.500% | $325,000 | 9.6% |
| 254900YZ174H294JW398 | 168 | 6.375% | $475,000 | 4.4% |
| Taylor Morrison Home Funding, Inc. | 153 | 4.990% | $405,000 | 16.9% |
| CLM MORTGAGE, INC. | 150 | 5.250% | $335,000 | 1.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 138 | 6.750% | $325,000 | 4.1% |
| KIND LENDING, LLC | 131 | 6.375% | $365,000 | 23.1% |
| CRESTMARK MORTGAGE COMPANY, LTD. | 127 | 6.250% | $445,000 | 1.6% |
| AMWEST FUNDING CORP. | 123 | 6.750% | $255,000 | 8.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 123 | 5.490% | $315,000 | 4.6% |
| Paramount Residential Mortgage Group, Inc. | 120 | 6.250% | $365,000 | 5.5% |
| M/I FINANCIAL, LLC | 120 | 4.875% | $315,000 | 10.2% |
| TOLL BROTHERS MORTGAGE COMPANY | 119 | 6.375% | $445,000 | 15.7% |
| Cadence Bank | 113 | 6.125% | $375,000 | 8.0% |
| NETWORK FUNDING, L.P. | 109 | 6.000% | $365,000 | 7.4% |
| Mortgage Research Center, LLC | 104 | 6.250% | $355,000 | 7.9% |
| GUILD MORTGAGE COMPANY | 103 | 6.490% | $325,000 | 1.7% |
| VELOCIO MORTGAGE L.L.C. | 103 | 4.990% | $305,000 | 5.5% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 102 | 6.375% | $420,000 | 11.2% |
| CORNERSTONE MORTGAGE PROVIDERS, LLC | 100 | 6.688% | $470,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 98 | 6.437% | $360,000 | 18.9% |
| GRACE HOME LENDING, LLC | 98 | 5.490% | $370,000 | 2.0% |
| Bank of America, National Association | 96 | 6.125% | $290,000 | 25.4% |
| Fairway Independent Mortgage Corporation | 94 | 6.625% | $340,000 | 3.1% |
| KBHS HOME LOANS, LLC | 93 | 6.500% | $275,000 | 19.1% |
| JET HOMELOANS, LP | 92 | 5.990% | $345,000 | 17.8% |
| PARKSTONE MORTGAGE, LLC | 86 | 6.375% | $415,000 | 0.0% |
| GUARANTEED RATE, INC. | 77 | 6.575% | $365,000 | 8.2% |
| UNION HOME MORTGAGE CORP. | 76 | 6.500% | $335,000 | 2.5% |
| CORNERSTONE CAPITAL BANK, SSB | 71 | 6.375% | $375,000 | 1.4% |
| V.I.P. MORTGAGE, INC. | 70 | 6.125% | $345,000 | 6.7% |
| LEGEND LENDING CORPORATION | 70 | 6.750% | $355,000 | 0.0% |
| East West Bank | 70 | 6.500% | $235,000 | 2.7% |
| Click n' Close, Inc. | 69 | 6.750% | $285,000 | 1.4% |
| INSPIRE HOME LOANS INC. | 68 | 4.875% | $295,000 | 9.6% |
| Citadel Servicing Corporation | 66 | 7.125% | $365,000 | 3.4% |
| Wells Fargo Bank, National Association | 64 | 6.438% | $295,000 | 22.9% |
| PULTE MORTGAGE LLC | 63 | 5.750% | $345,000 | 20.7% |
| CALCON MUTUAL MORTGAGE LLC | 61 | 5.375% | $275,000 | 28.7% |
| MOVEMENT MORTGAGE, LLC | 61 | 6.750% | $325,000 | 1.4% |
| EMET LENDING GROUP, INC. | 58 | 6.750% | $310,000 | 0.0% |
| TEXAS DOW EMPLOYEES CREDIT UNION | 56 | 6.500% | $365,000 | 5.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | 55 | 6.750% | $305,000 | 6.8% |
| NEWREZ LLC | 54 | 6.375% | $365,000 | 15.4% |
| FREEDOM MORTGAGE CORPORATION | 54 | 5.875% | $385,000 | 17.9% |
| FIRST COMMUNITY CREDIT UNION | 53 | 6.000% | $365,000 | 1.8% |
| CHAMPIONS FUNDING, LLC | 52 | 7.625% | $265,000 | 27.8% |
| TOWNE MORTGAGE COMPANY | 51 | 5.990% | $325,000 | 3.3% |
| GUIDANCE RESIDENTIAL, LLC | 50 | 6.625% | $420,000 | 3.7% |
| BRIGHTLAND MORTGAGE SERVICES, LTD. | 49 | 6.500% | $375,000 | 2.0% |
| CHEVRON Federal Credit Union | 49 | 5.875% | $445,000 | 0.0% |
| Navy Federal Credit Union | 47 | 6.000% | $385,000 | 34.7% |
| RIGHT START MORTGAGE, INC. | 47 | 5.990% | $325,000 | 20.3% |
| NFM, INC. | 46 | 6.625% | $330,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 45 | 6.490% | $345,000 | 30.9% |
| OCMBC, INC. | 43 | 7.250% | $255,000 | 11.1% |
| A&D Mortgage LLC | 42 | 6.625% | $290,000 | 12.5% |
| SUN WEST MORTGAGE COMPANY, INC. | 42 | 6.125% | $425,000 | 11.3% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 41 | 4.990% | $435,000 | 44.6% |
| INTERLINC MORTGAGE SERVICES, LLC | 40 | 5.688% | $345,000 | 2.4% |
| EVERETT FINANCIAL, INC. | 39 | 6.625% | $265,000 | 4.9% |
| U.S. Bank National Association | 38 | 6.375% | $340,000 | 18.4% |
| AMERICAN FINANCIAL NETWORK, INC. | 37 | 6.875% | $295,000 | 19.6% |
| UIF CORPORATION | 35 | 6.875% | $305,000 | 7.9% |
| STONE MEADOW LENDING, LLC | 35 | 5.750% | $345,000 | 5.4% |
| ZILLOW HOME LOANS, LLC | 34 | 6.625% | $305,000 | 5.6% |
| First Financial Bank | 34 | 6.850% | $255,000 | 5.6% |
| SCHLUMBERGER EMPLOYEES CREDIT UNION | 34 | 6.250% | $385,000 | 0.0% |
| Frost Bank | 33 | 7.400% | $255,000 | 28.6% |
| Flagstar Bank, N.A. | 33 | 6.625% | $305,000 | 29.8% |
| AML FUNDING LLC | 33 | 6.500% | $265,000 | 5.7% |
| Commerce Home Mortgage, Inc. | 32 | 7.250% | $275,000 | 8.6% |
| AMERIHOME MORTGAGE COMPANY, LLC | 32 | 6.438% | $315,000 | 13.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 31 | 10.750% | $105,000 | 76.4% |
| REPUBLIC STATE MORTGAGE CO. | 31 | 6.375% | $305,000 | 0.0% |
| Prosperity Bank | 31 | 6.500% | $335,000 | 22.7% |
| NEW WAVE LENDING GROUP INC | 31 | 6.875% | $305,000 | 0.0% |
| Regions Bank | 30 | 6.313% | $320,000 | 25.5% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 30 | 7.500% | $345,000 | 0.0% |
| Synergy One Lending, Inc. | 30 | 6.500% | $315,000 | 8.8% |
| HIGHLAND HOMELOANS, LLC | 30 | 5.250% | $460,000 | 2.9% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 29 | 6.625% | $325,000 | 20.0% |
| Zions Bancorporation, N.A. | 28 | 6.625% | $415,000 | 21.8% |
| Gateway First Bank | 28 | 6.500% | $310,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 27 | 6.375% | $495,000 | 28.2% |
| NexBank | 27 | 6.500% | $395,000 | 12.9% |
| First Horizon Bank | 26 | 6.375% | $400,000 | 10.3% |
| ENVOY MORTGAGE, LTD | 25 | 6.625% | $385,000 | 3.9% |
| DEEPHAVEN MORTGAGE LLC | 24 | 6.990% | $265,000 | 14.3% |
| Shea Mortgage Inc. | 24 | 5.750% | $425,000 | 0.0% |
| General Mortgage Capital Corporation | 24 | 6.563% | $280,000 | 0.0% |
| Tomo Mortgage, LLC | 23 | 5.990% | $415,000 | 11.1% |
| Plains Commerce Bank | 23 | 6.125% | $365,000 | 0.0% |
| 21st Mortgage Corporation | 22 | 10.730% | $125,000 | 81.5% |
| GUARANTEED RATE AFFINITY, LLC | 22 | 6.500% | $365,000 | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 22 | 7.187% | $350,000 | 8.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 22 | 6.750% | $335,000 | 4.4% |
| SFMC, LP | 21 | 6.625% | $345,000 | 4.7% |
| PNC Bank, National Association | 21 | 6.375% | $385,000 | 30.0% |
| Equity Prime Mortgage LLC | 21 | 6.500% | $335,000 | 25.0% |
| Trustmark National Bank | 21 | 5.750% | $575,000 | 30.0% |
| NATIONSTAR MORTGAGE LLC | 21 | 6.625% | $405,000 | 12.5% |
| DIRECT MORTGAGE, CORP. | 21 | 6.250% | $515,000 | 19.2% |
| Hometown Equity Mortgage, LLC | 20 | 7.313% | $240,000 | 46.2% |
| BOKF, National Association | 20 | 6.125% | $465,000 | 9.1% |
| SWBC MORTGAGE CORPORATION | 20 | 6.625% | $285,000 | 4.8% |
| 9845007CY0EC0F59W414 | 20 | 6.688% | $275,000 | 0.0% |
| Devon Bank | 19 | Not published | $315,000 | 0.0% |
| LENDSURE MORTGAGE CORP. | 19 | 7.125% | $425,000 | 0.0% |
| NEXERA HOLDING LLC | 18 | 7.313% | $350,000 | 0.0% |
| NBKC BANK | 18 | 6.375% | $390,000 | 0.0% |
| DSLD MORTGAGE, LLC | 18 | 4.990% | $270,000 | 25.0% |
| Filo Mortgage, L.L.C. | 18 | 6.188% | $390,000 | 5.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 18 | 6.000% | $570,000 | 5.3% |
| 254900J2RKTTDJSUWD76 | 18 | 6.813% | $335,000 | 0.0% |
| Kiavi Funding, Inc. | 18 | 10.690% | $220,000 | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 17 | 7.500% | $445,000 | 38.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 17 | 6.749% | $295,000 | 12.9% |
| FIRST EQUITY MORTGAGE INCORPORATED | 17 | 6.375% | $605,000 | 26.1% |
| Truist Bank | 17 | 6.475% | $535,000 | 14.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 17 | 6.625% | $315,000 | 0.0% |
| Constant Investments, Inc. | 17 | 6.500% | $275,000 | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 16 | 7.250% | $340,000 | 38.5% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 16 | 6.625% | $395,000 | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 15 | 6.000% | $405,000 | 0.0% |
| Houston Federal Credit Union | 15 | 6.375% | $385,000 | 5.9% |
| NMSI, INC. | 15 | 6.625% | $315,000 | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 15 | 6.875% | $355,000 | 0.0% |
| USAA Federal Savings Bank | 14 | 6.500% | $325,000 | 48.2% |
| SOFI BANK, NATIONAL ASSOCIATION | 14 | 6.308% | $335,000 | 6.3% |
| Stellar Bank | 14 | 7.625% | $370,000 | 36.0% |
| MORTGAGE FINANCIAL SERVICES, LLC | 14 | 6.438% | $405,000 | 6.7% |
| FlexPoint, Inc. | 14 | 7.125% | $255,000 | 4.8% |
| Luminate Bank | 14 | 6.688% | $290,000 | 6.7% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 14 | 6.933% | $450,000 | 0.0% |
| FIRST SERVICE Credit Union | 14 | 6.250% | $395,000 | 0.0% |
| The Huntington National Bank | 14 | 6.063% | $380,000 | 6.7% |
| GARDNER FINANCIAL SERVICES, LTD. | 14 | 6.500% | $395,000 | 0.0% |
| JMAC LENDING, INC. | 14 | 6.750% | $320,000 | 0.0% |
| HOMEWAY MORTGAGE LLC | 14 | 6.625% | $310,000 | 6.7% |
| ENCOMPASS LENDING GROUP, LP | 13 | 6.875% | $345,000 | 0.0% |
| 2549004YKXDDHUWUOH37 | 13 | 4.990% | $395,000 | 0.0% |
| First National Bank of America | 13 | 8.875% | $285,000 | 0.0% |
| HOMETRUST MORTGAGE COMPANY | 12 | 6.688% | $365,000 | 7.7% |
| RESICENTRAL, LLC | 12 | 6.433% | $295,000 | 0.0% |
| LoanUnited.com, LLC | 12 | 6.250% | $375,000 | 14.3% |
| HANCOCK WHITNEY BANK | 12 | 6.500% | $285,000 | 14.3% |
| AAA CAPITAL INVESTMENT, INC. | 12 | 6.688% | $360,000 | 0.0% |
| CAKE MORTGAGE CORP. | 12 | 7.620% | $475,000 | 0.0% |
| Nations Lending Corporation | 12 | 6.563% | $355,000 | 0.0% |
| TEXAS BAY | 12 | 5.625% | $370,000 | 7.7% |
| Fidelity Lending Solutions, Inc. | 12 | 6.875% | $245,000 | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 11 | 7.000% | $345,000 | 28.6% |
| JSC Federal Credit Union | 11 | 5.990% | $365,000 | 21.4% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 11 | 6.750% | $385,000 | 0.0% |
| Morgan Stanley Private Bank, National Association | 11 | 6.100% | $515,000 | 0.0% |
| DIRECTIONS EQUITY, LLC | 11 | 6.125% | $435,000 | 8.3% |
| FocusOne Mortgage, LLC | 10 | 6.058% | $350,000 | 9.1% |
| Sunflower Bank, National Association | 10 | 6.625% | $330,000 | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 10 | 6.438% | $240,000 | 0.0% |
| MidFirst Bank | 10 | 5.800% | $435,000 | 0.0% |
| DAS Acquisition Company, LLC | 10 | 6.807% | $435,000 | 0.0% |
| Zippy Loans, LLC | 10 | 9.900% | $75,000 | 0.0% |
| City Lending Inc. | 10 | 6.438% | $225,000 | 0.0% |
| LOWER, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 9 | Under 10 loans | Under 10 loans | 10.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 9 | Under 10 loans | Under 10 loans | 25.0% |
| SIRVA MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 9.1% |
| ALLIANT CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| PILGRIM MORTGAGE LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AHL FUNDING | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Metro City Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 46.9% |
| BRAZOS VALLEY SCHOOLS | 8 | Under 10 loans | Under 10 loans | 11.8% |
| Cornerstone First Mortgage, Inc | 8 | Under 10 loans | Under 10 loans | 20.0% |
| GEO-CORP, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 8.3% |
| International Bank of Commerce | 8 | Under 10 loans | Under 10 loans | 18.2% |
| SOUTHWEST FUNDING, LP | 8 | Under 10 loans | Under 10 loans | 27.3% |
| CONTOUR MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens State Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| UNIVERSITY Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 7 | Under 10 loans | Under 10 loans | 30.0% |
| PENTAGON FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 56.3% |
| NextMortgage, LLC | 7 | Under 10 loans | Under 10 loans | 9.1% |
| CLEAREDGE LENDING LLC | 7 | Under 10 loans | Under 10 loans | 41.7% |
| Home Mortgage Alliance Corporation (HMAC) | 7 | Under 10 loans | Under 10 loans | 20.0% |
| NIZARI PROGRESSIVE FCU | 7 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Southwestern National Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SouthState Bank, National Association | 7 | Under 10 loans | Under 10 loans | 22.2% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 337 lenders each made 7 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.