Home purchase lenders in Summit County
6,481 home purchase mortgages were made in Summit County, Ohio, in 2025, by 340 lenders. The median rate their borrowers got was 6.625% on a median loan of $195,000. Of 7,194 decisions, 570 were denials — 7.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| CROSSCOUNTRY MORTGAGE, INC. | 805 | 6.875% | $195,000 | 1.7% |
| Fairway Independent Mortgage Corporation | 387 | 6.625% | $175,000 | 0.8% |
| The Huntington National Bank | 381 | 6.625% | $175,000 | 7.6% |
| Rocket Mortgage, LLC | 306 | 6.625% | $200,000 | 8.0% |
| Third Federal Savings and Loan Association of Cleveland | 242 | 6.340% | $205,000 | 5.3% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 234 | 6.625% | $175,000 | 11.3% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 224 | 6.615% | $235,000 | 0.4% |
| Synergy One Lending, Inc. | 216 | 6.625% | $175,000 | 4.4% |
| UNION HOME MORTGAGE CORP. | 190 | 6.875% | $185,000 | 2.6% |
| RUOFF MORTGAGE COMPANY, INC. | 165 | 6.750% | $195,000 | 6.0% |
| JPMorgan Chase Bank, National Association | 143 | 6.500% | $205,000 | 8.3% |
| Fifth Third Bank, National Association | 141 | 6.500% | $205,000 | 13.3% |
| NVR Mortgage Finance, Inc. | 118 | 6.438% | $285,000 | 20.8% |
| GUARANTEED RATE, INC. | 108 | 6.750% | $180,000 | 0.0% |
| Nations Lending Corporation | 99 | 6.750% | $195,000 | 0.0% |
| Mortgage Research Center, LLC | 85 | 6.250% | $235,000 | 10.5% |
| PULTE MORTGAGE LLC | 85 | 5.750% | $405,000 | 13.1% |
| First Commonwealth Bank | 83 | 6.500% | $225,000 | 5.5% |
| BPL MORTGAGE TRUST, LLC | 82 | 7.750% | $75,000 | 18.5% |
| PNC Bank, National Association | 78 | 6.500% | $225,000 | 12.2% |
| LIBERTY HOME MORTGAGE CORPORATION | 77 | 6.875% | $205,000 | 2.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 70 | 7.250% | $155,000 | 11.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 68 | 6.688% | $195,000 | 2.9% |
| Citizens Bank, National Association | 64 | 6.500% | $160,000 | 31.9% |
| Portage Community Bank | 64 | 6.625% | $175,000 | 2.9% |
| Kiavi Funding, Inc. | 61 | 10.490% | $135,000 | 11.3% |
| U.S. Bank National Association | 58 | 6.625% | $150,000 | 18.1% |
| NFM, INC. | 56 | 6.875% | $160,000 | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 54 | 10.250% | $95,000 | 0.0% |
| First Federal Savings and Loan Association of Lakewood | 53 | 6.450% | $265,000 | 3.6% |
| FIRST OHIO HOME FINANCE, INC. | 50 | 6.625% | $185,000 | 0.0% |
| UNION CAPITAL MORTGAGE CORPORATION | 49 | 6.750% | $215,000 | 2.0% |
| First Financial Bank | 48 | 6.563% | $215,000 | 5.9% |
| KeyBank National Association | 47 | 6.500% | $215,000 | 18.6% |
| Broker Solutions, Inc. | 41 | 6.990% | $155,000 | 10.9% |
| 254900CTT87ZKAUTIJ37 | 40 | 7.688% | $95,000 | 16.7% |
| GVC MORTGAGE, INC. | 40 | 6.625% | $170,000 | 0.0% |
| ZILLOW HOME LOANS, LLC | 39 | 6.625% | $185,000 | 7.1% |
| POLARIS HOME FUNDING CORP. | 39 | 6.750% | $165,000 | 6.4% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 37 | 5.875% | $295,000 | 15.9% |
| Navy Federal Credit Union | 34 | 6.250% | $255,000 | 19.1% |
| WEST PENN FINANCIAL SERVICE CENTER, INC. | 34 | 6.500% | $170,000 | 0.0% |
| GUILD MORTGAGE COMPANY | 33 | 6.500% | $215,000 | 2.6% |
| First National Bank of Pennsylvania | 32 | 6.625% | $215,000 | 13.5% |
| PENNYMAC LOAN SERVICES, LLC | 30 | 6.750% | $250,000 | 3.2% |
| The Farmers National Bank of Canfield | 29 | 6.500% | $245,000 | 3.1% |
| Independent Bank | 27 | 6.625% | $345,000 | 0.0% |
| LENDINGONE, LLC | 21 | 9.490% | $105,000 | 46.2% |
| NEWREZ LLC | 20 | 6.563% | $240,000 | 12.5% |
| Ixonia Bank | 20 | 6.625% | $210,000 | 0.0% |
| Cornerstone First Mortgage, Inc | 19 | 6.750% | $165,000 | 5.0% |
| Towpath Credit Union, Inc. | 18 | 6.500% | $185,000 | 4.8% |
| AMERICAN FINANCIAL RESOURCES, INC. | 18 | 6.933% | $170,000 | 10.0% |
| Loan Funder LLC | 17 | 10.500% | $95,000 | 0.0% |
| Dollar Bank, Federal Savings Bank | 17 | 6.440% | $285,000 | 17.4% |
| WesBanco Bank, Inc. | 17 | 6.500% | $425,000 | 0.0% |
| Loandepot.Com, LLC | 17 | 6.750% | $145,000 | 5.6% |
| RELIANCE FIRST CAPITAL, LLC | 17 | 6.750% | $235,000 | 10.5% |
| MOVEMENT MORTGAGE, LLC | 16 | 6.750% | $140,000 | 15.8% |
| Click n' Close, Inc. | 16 | 6.750% | $155,000 | 15.0% |
| Seven Seventeen Credit Union | 15 | 6.125% | $195,000 | 16.7% |
| Bank of America, National Association | 15 | 6.000% | $255,000 | 21.1% |
| YOUR HOME FINANCIAL LLC | 15 | 6.500% | $185,000 | 11.8% |
| Westfield Bank, FSB | 14 | Not published | $330,000 | 12.5% |
| USAA Federal Savings Bank | 13 | 6.500% | $255,000 | 13.3% |
| Paramount Residential Mortgage Group, Inc. | 13 | 6.625% | $205,000 | 0.0% |
| Civista Bank | 13 | 6.750% | $345,000 | 17.7% |
| Alcova Mortgage LLC | 13 | 6.875% | $185,000 | 7.1% |
| THE LOAN STORE, INC. | 13 | 6.875% | $225,000 | 12.5% |
| NATIONSTAR MORTGAGE LLC | 13 | 6.990% | $175,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 12 | 6.563% | $320,000 | 14.3% |
| Equity Prime Mortgage LLC | 12 | 6.625% | $145,000 | 7.7% |
| FIRST EQUITY MORTGAGE INCORPORATED | 12 | 6.375% | $650,000 | 7.7% |
| BAYSHORE MORTGAGE FUNDING, LLC | 12 | 6.625% | $225,000 | 0.0% |
| LOWER, LLC | 11 | 7.125% | $235,000 | 0.0% |
| Northpointe Bank | 11 | 7.000% | $125,000 | 0.0% |
| The Commercial and Savings Bank of Millersburg, Ohio | 11 | Not published | $255,000 | 8.3% |
| Tomo Mortgage, LLC | 10 | 6.750% | $300,000 | 16.7% |
| PLAZA HOME MORTGAGE, INC. | 10 | 6.688% | $155,000 | 8.3% |
| GENEVA FINANCIAL, LLC | 10 | 6.875% | $175,000 | 0.0% |
| Union Savings Bank | 10 | 6.813% | $405,000 | 9.1% |
| Peoples Bank | 9 | Under 10 loans | Under 10 loans | 37.5% |
| Wells Fargo Bank, National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 9.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 9 | Under 10 loans | Under 10 loans | 25.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Consumers National Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 20.0% |
| FREEDOM MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| COAST ONE MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 18.2% |
| LEADERONE FINANCIAL CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| The Apple Creek Banking Company | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 7 | Under 10 loans | Under 10 loans | 11.1% |
| ENVOY MORTGAGE, LTD | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SCHUMACHER MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Republic Bank of Chicago | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 33.3% |
| S&T Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 6 | Under 10 loans | Under 10 loans | 50.0% |
| KIND LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 12.5% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| THE EQUITABLE MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| SIRVA MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CF Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CHAMPIONS FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LAKE MICHIGAN CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Main Street Bank Corp | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE CENTER L.C | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SUPERIOR FINANCIAL SOLUTIONS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| The Park National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 16.7% |
| CONSUMER REAL ESTATE FINANCE CO. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| BAY EQUITY LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CHURCHILL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CENTURY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 3 | Under 10 loans | Under 10 loans | 66.7% |
| STG MORTGAGE INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ohio Catholic Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EQUITY RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ALL IN FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRSTTRUST HOME LOANS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ABL RPC Residential Credit Acquisition LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MYCUMORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| V.I.P. MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UNIFIED BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHERN MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bankers' Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CNB Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CONSTRUCTIVE LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank of Florida | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 84.6% |
| CARRINGTON MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 20.0% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 33.3% |
| The Middlefield Banking Company | 2 | Under 10 loans | Under 10 loans | 50.0% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| TruHome Solutions, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Texana Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RAPID MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CANTON SCHOOL EMPLOYEES Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Florida Capital Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Lamar National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THE HOME LOAN SAVINGS BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Andover Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900J2RKTTDJSUWD76 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| National Police Federal Credit Union effective | 2 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Croghan Colonial Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNIVERSITY Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BOND STREET MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SELF RELIANCE NY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 1 | Under 10 loans | Under 10 loans | 75.0% |
| SPRING EQ, LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 140 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.