Main Street Bank Corp
Main Street Bank Corp received 643 applications in 2025 and made 490 mortgages, in 38 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $155,000. Of 567 decisions, 66 were denials — 11.6%.
| Legal Entity Identifier | 549300WLYZ63QPFTDP84 |
|---|---|
| Applications received | 643 |
| Mortgages made | 490 |
| Denied | 66 |
| Approved, not taken up | 11 |
| Withdrawn or incomplete | 76 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Main Street Bank Corp., 21 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 182 | Not published | $200,000 | 9.4% |
| Refinancing | 102 | Not published | $155,000 | 13.1% |
| Cash-out refinancing | 24 | Not published | $200,000 | 26.5% |
| Other purposes | 182 | Not published | $105,000 | 10.6% |
Where Main Street Bank Corp lends most
The 38 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Wayne County, OH | 91 | Not published | 6.7% |
| Columbiana County, OH | 53 | Not published | 11.7% |
| Mahoning County, OH | 49 | Not published | 9.3% |
| Ohio County, WV | 47 | Not published | 16.7% |
| Carroll County, OH | 29 | Not published | 14.7% |
| Holmes County, OH | 29 | Not published | 17.1% |
| Stark County, OH | 28 | Not published | 0.0% |
| Jefferson County, OH | 20 | Not published | 13.0% |
| Medina County, OH | 20 | Not published | 0.0% |
| Ashland County, OH | 18 | Not published | 18.2% |
| Belmont County, OH | 18 | Not published | 14.3% |
| Marshall County, WV | 18 | Not published | 21.7% |
| Summit County, OH | 15 | Not published | 6.3% |
| Brooke County, WV | 12 | Not published | 14.3% |
| Knox County, OH | 5 | Under 10 loans | 0.0% |
| Trumbull County, OH | 5 | Under 10 loans | 0.0% |
| Cuyahoga County, OH | 4 | Under 10 loans | 20.0% |
| Tuscarawas County, OH | 4 | Under 10 loans | 0.0% |
| Coshocton County, OH | 3 | Under 10 loans | 25.0% |
| Franklin County, OH | 3 | Under 10 loans | 0.0% |
| Portage County, OH | 3 | Under 10 loans | 0.0% |
| Hancock County, WV | 3 | Under 10 loans | 0.0% |
| Harrison County, OH | 2 | Under 10 loans | 0.0% |
| Allegheny County, PA | 2 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 1 | Under 10 loans | 0.0% |
| Sarasota County, FL | 1 | Under 10 loans | 0.0% |
| Crawford County, OH | 1 | Under 10 loans | 0.0% |
| Erie County, OH | 1 | Under 10 loans | 0.0% |
| Lorain County, OH | 1 | Under 10 loans | 0.0% |
| Noble County, OH | 1 | Under 10 loans | 0.0% |
| Richland County, OH | 1 | Under 10 loans | 66.7% |
| Lake County, FL | 0 | Under 10 loans | Not published |
| Harrison County, MS | 0 | Under 10 loans | Not published |
| Ashtabula County, OH | 0 | Under 10 loans | 100.0% |
| Washington County, PA | 0 | Under 10 loans | 100.0% |
| Monongalia County, WV | 0 | Under 10 loans | 100.0% |
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When Main Street Bank Corp’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.