Mortgage lenders in Suffolk County
26,408 mortgages were made in Suffolk County, New York, in 2025, by 379 lenders. The median rate their borrowers got was 6.625% on a median loan of $415,000. Of 36,783 decisions, 9,239 were denials — 25.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Bethpage Federal Credit Union | 1,752 | 6.490% | $155,000 | 49.1% |
| Rocket Mortgage, LLC | 1,733 | 6.990% | $245,000 | 18.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,712 | 6.384% | $545,000 | 9.9% |
| TEACHERS FEDERAL CREDIT UNION | 1,456 | 6.990% | $120,000 | 15.5% |
| Citizens Bank, National Association | 1,202 | 7.900% | $250,000 | 32.8% |
| JPMorgan Chase Bank, National Association | 1,100 | 6.375% | $495,000 | 13.3% |
| SUFFOLK | 1,043 | 5.990% | $155,000 | 35.2% |
| CONTOUR MORTGAGE CORPORATION | 912 | 6.625% | $515,000 | 2.2% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 890 | 6.750% | $545,000 | 2.5% |
| CROSSCOUNTRY MORTGAGE, INC. | 694 | 6.750% | $505,000 | 7.3% |
| TD Bank, National Association | 675 | 7.690% | $225,000 | 38.5% |
| Nassau Educators Federal Credit Union | 590 | 5.990% | $155,000 | 42.3% |
| Bank of America, National Association | 563 | 5.990% | $275,000 | 47.6% |
| Manufacturers and Traders Trust Company | 552 | 5.990% | $155,000 | 43.0% |
| Loan Funder LLC | 492 | 10.250% | $465,000 | 5.2% |
| Citibank, National Association | 415 | 6.375% | $525,000 | 28.0% |
| NEWREZ LLC | 404 | 6.750% | $425,000 | 44.1% |
| CMG MORTGAGE, INC. | 404 | 6.500% | $500,000 | 7.1% |
| UNITED MORTGAGE CORP. | 402 | 6.625% | $565,000 | 3.7% |
| Island Federal Credit Union | 376 | 7.100% | $155,000 | 28.8% |
| PENNYMAC LOAN SERVICES, LLC | 300 | 6.500% | $550,000 | 19.7% |
| Loandepot.Com, LLC | 297 | 6.875% | $295,000 | 21.8% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 293 | 6.500% | $545,000 | 1.3% |
| INTERSTATE HOME LOAN CENTER, INC. | 277 | 6.625% | $535,000 | 2.8% |
| Wells Fargo Bank, National Association | 276 | 6.000% | $630,000 | 18.3% |
| CLIFFCO, INC. | 275 | 6.750% | $545,000 | 4.8% |
| EAST COAST CAPITAL CORP. | 269 | 6.625% | $555,000 | 8.8% |
| Broker Solutions, Inc. | 267 | 6.750% | $545,000 | 7.5% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 264 | 7.495% | $385,000 | 21.6% |
| U.S. Bank National Association | 180 | 6.375% | $625,000 | 37.3% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 176 | 6.750% | $565,000 | 8.8% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 174 | 6.625% | $495,000 | 6.8% |
| Morgan Stanley Private Bank, National Association | 171 | 5.750% | $1,065,000 | 5.2% |
| Navy Federal Credit Union | 156 | 8.150% | $195,000 | 33.8% |
| HARTFORD FUNDING, LTD. | 155 | 6.875% | $515,000 | 12.9% |
| RELIANT HOME FUNDING, INC | 154 | 6.625% | $540,000 | 5.5% |
| Fairway Independent Mortgage Corporation | 148 | 6.625% | $505,000 | 7.5% |
| QUORUM FEDERAL CREDIT UNION | 141 | 8.625% | $155,000 | 39.8% |
| CHAMPIONS FUNDING, LLC | 130 | 7.375% | $525,000 | 15.6% |
| Quontic Bank | 125 | 8.000% | $485,000 | 14.6% |
| Valley National Bank | 121 | 6.250% | $405,000 | 18.5% |
| NATIONSTAR MORTGAGE LLC | 118 | 6.375% | $385,000 | 20.9% |
| JET DIRECT FUNDING CORP | 117 | 6.625% | $535,000 | 4.0% |
| EMBRACE HOME LOANS, INC. | 117 | 6.500% | $535,000 | 1.5% |
| RELIANCE FIRST CAPITAL, LLC | 114 | 6.500% | $365,000 | 2.5% |
| PLAZA HOME MORTGAGE, INC. | 106 | 6.875% | $485,000 | 42.6% |
| MID-ISLAND MORTGAGE CORP. | 105 | 6.490% | $485,000 | 4.6% |
| A&D Mortgage LLC | 101 | 6.990% | $525,000 | 19.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 99 | 6.874% | $505,000 | 38.3% |
| Discover Bank | 97 | 8.580% | $95,000 | 78.7% |
| FREEDOM MORTGAGE CORPORATION | 97 | 6.250% | $425,000 | 29.3% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | 93 | 6.500% | $485,000 | 5.1% |
| GUARANTEED RATE, INC. | 92 | 6.538% | $565,000 | 8.6% |
| FINANCE OF AMERICA REVERSE LLC | 91 | 6.625% | $335,000 | 11.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 84 | 6.750% | $540,000 | 13.3% |
| Logan Finance Corporation | 83 | 6.874% | $455,000 | 11.7% |
| Citadel Servicing Corporation | 83 | 6.999% | $515,000 | 1.9% |
| NQM FUNDING, LLC | 82 | 7.624% | $520,000 | 17.5% |
| Hometown Equity Mortgage, LLC | 77 | 7.125% | $505,000 | 35.8% |
| The Federal Savings Bank | 75 | 6.625% | $555,000 | 23.0% |
| Ridgewood Savings Bank | 75 | 6.125% | $725,000 | 10.3% |
| The Dart Bank | 74 | 6.375% | $505,000 | 13.5% |
| CONTINENTAL MORTGAGE BANKERS, INC. | 73 | 6.625% | $575,000 | 1.4% |
| PNC Bank, National Association | 71 | 7.250% | $205,000 | 45.9% |
| ARC HOME LLC | 71 | 7.250% | $555,000 | 11.3% |
| Municipal Credit Union | 65 | 6.875% | $155,000 | 33.6% |
| US MORTGAGE CORPORATION | 65 | 6.624% | $525,000 | 8.5% |
| MOVEMENT MORTGAGE, LLC | 64 | 6.625% | $535,000 | 1.3% |
| 1ST PRIORITY MORTGAGE, INC. | 64 | 6.500% | $525,000 | 3.0% |
| LYNX MORTGAGE BANK LLC | 63 | 6.750% | $515,000 | 4.3% |
| Webster Bank, National Association | 61 | 6.570% | $275,000 | 34.7% |
| LONGBRIDGE FINANCIAL, LLC | 58 | 6.500% | $330,000 | 6.8% |
| Luminate Bank | 55 | 6.490% | $575,000 | 3.5% |
| BETTER MORTGAGE CORPORATION | 53 | 8.625% | $165,000 | 46.5% |
| NJ LENDERS CORP. | 53 | 6.625% | $505,000 | 6.6% |
| Flagstar Bank, N.A. | 50 | 6.428% | $480,000 | 40.0% |
| FIGURE LENDING LLC | 49 | 9.050% | $105,000 | 31.7% |
| Dime Community Bank | 47 | Not published | $455,000 | 12.5% |
| Third Federal Savings and Loan Association of Cleveland | 46 | 6.990% | $175,000 | 50.0% |
| Kiavi Funding, Inc. | 45 | 10.490% | $515,000 | 16.1% |
| ASSOCIATED MORTGAGE BANKERS, INC. | 45 | 6.625% | $515,000 | 2.2% |
| SUN WEST MORTGAGE COMPANY, INC. | 44 | 6.000% | $595,000 | 8.3% |
| NORWICH COMMERCIAL GROUP, INC. | 43 | 6.375% | $455,000 | 12.2% |
| PLANET HOME LENDING, LLC | 43 | 5.990% | $535,000 | 17.0% |
| Ixonia Bank | 40 | 6.750% | $400,000 | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 37 | 7.750% | $135,000 | 57.8% |
| UBS Bank USA | 37 | 5.750% | $1,725,000 | 11.6% |
| Mortgage Research Center, LLC | 36 | 6.188% | $595,000 | 41.9% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 33 | 5.990% | $505,000 | 26.7% |
| MLB RESIDENTIAL LENDING, LLC | 32 | 6.750% | $505,000 | 0.0% |
| LUXURY MORTGAGE CORP. | 28 | 7.313% | $860,000 | 20.0% |
| First National Bank of America | 28 | 8.875% | $495,000 | 15.2% |
| PHH Mortgage Corporation | 27 | 6.125% | $405,000 | 15.6% |
| Cathay Bank | 27 | 6.375% | $495,000 | 3.3% |
| Stifel Bank and Trust | 26 | 6.125% | $580,000 | 10.3% |
| GUIDANCE RESIDENTIAL, LLC | 25 | 6.625% | $585,000 | 3.3% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 24 | 9.865% | $530,000 | 3.9% |
| Charles Schwab Bank, SSB | 24 | 5.500% | $1,250,000 | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 23 | 6.750% | $215,000 | 31.4% |
| ALLIED MORTGAGE GROUP, INC. | 23 | 6.990% | $475,000 | 3.9% |
| WALL STREET MORTGAGE BANKERS, LTD. | 23 | 6.874% | $485,000 | 23.3% |
| City National Bank | 22 | 6.380% | $1,260,000 | 33.3% |
| NATIONWIDE EQUITIES CORPORATION | 22 | 8.740% | $425,000 | 0.0% |
| Bank of Hope | 20 | 6.125% | $530,000 | 4.6% |
| LAFAYETTE FEDERAL CREDIT UNION | 19 | 8.000% | $185,000 | 13.6% |
| 254900IRE136HFEI2562 | 17 | 6.875% | $605,000 | 19.1% |
| GUARANTEED RATE AFFINITY, LLC | 17 | 6.375% | $755,000 | 5.6% |
| N C P D Federal Credit Union | 16 | 6.125% | $545,000 | 5.6% |
| LENDINGONE, LLC | 15 | 9.990% | $445,000 | 50.0% |
| ALLIANT CREDIT UNION | 15 | 6.125% | $815,000 | 66.7% |
| ABL RPC Residential Credit Acquisition LLC | 15 | 10.500% | $435,000 | 25.0% |
| CONVENTUS LLC | 15 | 8.990% | $525,000 | 0.0% |
| ICE LENDER HOLDINGS LLC | 14 | 7.563% | $475,000 | 26.3% |
| USALLIANCE FEDERAL CREDIT UNION | 14 | 7.625% | $480,000 | 6.7% |
| Metro City Bank | 14 | 6.250% | $380,000 | 0.0% |
| Broadview Federal Credit Union | 13 | 6.000% | $135,000 | 41.7% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 13 | 6.375% | $545,000 | 18.8% |
| Raymond James Bank | 13 | 5.375% | $1,305,000 | 0.0% |
| POLISH & SLAVIC | 12 | Not published | $255,000 | 42.9% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 12 | 6.625% | $470,000 | 14.3% |
| NBKC BANK | 12 | 6.433% | $600,000 | 23.5% |
| FM Home Loans, LLC | 12 | 6.687% | $860,000 | 0.0% |
| Goldman Sachs Bank USA | 12 | 5.670% | $2,110,000 | 14.3% |
| BPL MORTGAGE TRUST, LLC | 12 | 7.438% | $425,000 | 20.0% |
| SUMMIT MORTGAGE BANKERS INC. | 12 | 7.063% | $500,000 | 0.0% |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | 11 | 6.250% | $635,000 | 0.0% |
| Axos Bank | 10 | 6.875% | $1,380,000 | 42.1% |
| Emporium TPO LLC | 10 | 7.375% | $545,000 | 3.9% |
| THE LOAN STORE, INC. | 10 | 7.058% | $490,000 | 5.3% |
| UIF CORPORATION | 10 | 6.625% | $620,000 | 33.3% |
| AMWEST FUNDING CORP. | 10 | 6.750% | $460,000 | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | 10 | 6.813% | $395,000 | 23.1% |
| NATIONAL COOPERATIVE BANK, N.A. | 10 | 6.688% | $200,000 | 9.1% |
| Evolve Bank & Trust | 10 | 7.058% | $585,000 | 0.0% |
| USAA Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 58.3% |
| FOUNDATION MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 26.1% |
| DEVELOPER'S MORTGAGE COMPANY | 9 | Under 10 loans | Under 10 loans | 16.7% |
| Shinhan Bank America | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET MANAGEMENT GROUP, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| BAYPORT FUNDING LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 8 | Under 10 loans | Under 10 loans | 27.3% |
| American Airlines Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 41.2% |
| WILLIAM RAVEIS MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| United Nations Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 20.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 81.1% |
| Texana Bank, National Association | 7 | Under 10 loans | Under 10 loans | 27.3% |
| DEEPHAVEN MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 46.7% |
| HUDSON VALLEY CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 30.8% |
| Presidential Bank, FSB | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Hanover Community Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| General Mortgage Capital Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PATRIOT ONE MORTGAGE BANKERS, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First Central Savings Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| DIGITAL | 6 | Under 10 loans | Under 10 loans | 40.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 6 | Under 10 loans | Under 10 loans | 12.5% |
| ARK MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank of Florida | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| MLD MORTGAGE INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PEOPLE'S ALLIANCE FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 5 | Under 10 loans | Under 10 loans | 20.0% |
| TOWER Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 5 | Under 10 loans | Under 10 loans | 16.7% |
| STG MORTGAGE INC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 25.0% |
| BNY Mellon, National Association | 5 | Under 10 loans | Under 10 loans | 14.3% |
| SELF RELIANCE NY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MidFirst Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Cross County Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 549300GNMONGVTFMXS97 | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 38.5% |
| Northpointe Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 4 | Under 10 loans | Under 10 loans | 50.0% |
| Royal Business Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| First Horizon Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| AAA CAPITAL INVESTMENT, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit East, ACA | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARBOR REALTY TRUST, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Maspeth Federal Savings and Loan Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 83.3% |
| Farmers Bank & Trust | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Connexus Credit Union | 3 | Under 10 loans | Under 10 loans | 81.3% |
| KeyBank National Association | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Sidney Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Magnolia Bank, Incorporated | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Peapack-Gladstone Bank | 3 | Under 10 loans | Under 10 loans | 20.0% |
| CORNING CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| XCEL FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| OceanFirst Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 179 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Suffolk County
306 FDIC-insured branches from 22 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| JPMorgan Chase Bank, National Association | 64 | $17.0 billion |
| Manufacturers and Traders Trust Company | 36 | $3.2 billion |
| Bank of America, National Association | 30 | $5.8 billion |
| Dime Commercial Bank | 27 | $6.4 billion |
| TD Bank, National Association | 25 | $5.9 billion |
| Citibank, National Association | 18 | $4.5 billion |
| ConnectOne Bank | 18 | $1.3 billion |
| Flagstar Bank, National Association | 16 | $4.2 billion |
| Capital One, National Association | 14 | $6.9 billion |
| Webster Bank, National Association | 14 | $1.9 billion |
| Apple Bank | 10 | $1.5 billion |
| Citizens Bank, National Association | 8 | $947.9 million |
| Wells Fargo Bank, National Association | 6 | $1.0 billion |
| OceanFirst Bank, National Association | 6 | $848.6 million |
| Valley National Bank | 4 | $608.6 million |
| Ridgewood Savings Bank | 3 | $200.8 million |
| Hanover Community Bank | 2 | $140.4 million |
| BankUnited, National Association | 1 | $2.2 billion |
| City National Bank | 1 | $113.0 million |
| First Central Savings Bank | 1 | $78.8 million |
| American Community Bank | 1 | $47.6 million |
| Santander Bank, N.A. | 1 | $44.7 million |
Closed since the 2025 survey
12 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Capital One, National Association, 40 Newtown Ln, East Hampton
- ConnectOne Bank, 285 Middle Country Rd, Smithtown
- Dime Community Bank, 1 Huntington Quadrangle, Ste 1n06, Melville
- Flushing Bank, 1044 William Floyd Pkwy, Shirley
- Flushing Bank, 160 Adams Avenue, Hauppauge
- Flushing Bank, 1707 Veterans Hwy, Ste 8, Islandia
- Flushing Bank, 4747 Nesconset Hwy, Unit 36, Port Jefferson Station
- Flushing Bank, 555 Broadhollow Road, Suite 1, Melville
- JPMorgan Chase Bank, National Association, 1455 Veterans Hwy, Islandia
- JPMorgan Chase Bank, National Association, 17 Huntington Square Mall, East Northport
- TD Bank, National Association, 1144 Walt Whitman Rd, Melville
- TD Bank, National Association, 620 Route 25a, Mount Sinai
Get told when this changes
When the next year’s lending figures are out for Suffolk County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.