Mortgage lenders in Buchanan County
1,885 mortgages were made in Buchanan County, Missouri, in 2025, by 213 lenders. The median rate their borrowers got was 6.625% on a median loan of $145,000. Of 2,405 decisions, 446 were denials — 18.5%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Fairway Independent Mortgage Corporation | 257 | 6.625% | $155,000 | 4.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 162 | 6.375% | $155,000 | 3.4% |
| Rocket Mortgage, LLC | 152 | 6.875% | $125,000 | 14.4% |
| U.S. Bank National Association | 126 | 6.750% | $125,000 | 29.5% |
| The Nodaway Valley Bank | 122 | Not published | $95,000 | 10.8% |
| Commerce Bank | 70 | 6.893% | $90,000 | 39.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 70 | 6.500% | $155,000 | 7.8% |
| LEADERONE FINANCIAL CORPORATION | 56 | 6.625% | $170,000 | 11.1% |
| HNB National Bank | 54 | 7.313% | $155,000 | 7.8% |
| Mortgage Research Center, LLC | 41 | 6.250% | $245,000 | 21.2% |
| Flanagan State Bank | 30 | 7.125% | $185,000 | 11.8% |
| FREEDOM MORTGAGE CORPORATION | 29 | 6.250% | $205,000 | 5.1% |
| PENNYMAC LOAN SERVICES, LLC | 29 | 6.250% | $165,000 | 16.7% |
| NATIONSTAR MORTGAGE LLC | 27 | 8.125% | $75,000 | 20.6% |
| Loandepot.Com, LLC | 26 | 6.990% | $135,000 | 41.3% |
| UMB Bank, National Association | 26 | 6.665% | $55,000 | 31.6% |
| COMMUNITYAMERICA CREDIT UNION | 25 | 6.625% | $145,000 | 7.1% |
| ENDEAVOR CAPITAL, LLC. | 21 | 6.375% | $235,000 | 4.6% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 20 | 6.625% | $150,000 | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 19 | 6.490% | $155,000 | 13.6% |
| Farmers State Bank | 18 | Not published | $175,000 | 14.3% |
| GUILD MORTGAGE COMPANY | 18 | 6.375% | $170,000 | 0.0% |
| Equity Bank | 14 | 6.250% | $60,000 | 30.0% |
| FIRST OPTION BANK | 13 | Not published | $105,000 | 6.7% |
| United Community Bank | 12 | 6.688% | $125,000 | 0.0% |
| The Union State Bank of Everest | 12 | Not published | $125,000 | 0.0% |
| AmeriSave Mortgage Corporation | 11 | 7.875% | $105,000 | 55.6% |
| SPRING EQ, LLC | 11 | 9.450% | $35,000 | 42.9% |
| NBH Bank | 11 | 7.500% | $95,000 | 45.8% |
| Southern Bank | 11 | 7.450% | $195,000 | 21.4% |
| Arvest Bank | 11 | 6.000% | $215,000 | 0.0% |
| FIGURE LENDING LLC | 10 | 8.513% | $30,000 | 36.4% |
| NBKC BANK | 10 | 6.313% | $310,000 | 16.7% |
| M SQUARED FINANCIAL LLC | 10 | 6.625% | $225,000 | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 10 | 6.937% | $105,000 | 0.0% |
| NEWREZ LLC | 9 | Under 10 loans | Under 10 loans | 43.8% |
| LAKEVIEW LOAN SERVICING, LLC | 9 | Under 10 loans | Under 10 loans | 16.7% |
| Stride Bank, National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Navy Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 46.7% |
| COMMUNITY MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 53.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 30.0% |
| MEGASTAR FINANCIAL CORP. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| CROSSCOUNTRY MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Broker Solutions, Inc. | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Kiavi Funding, Inc. | 6 | Under 10 loans | Under 10 loans | 12.5% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Loan Funder LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Mutual Savings Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Exchange Bank & Trust | 5 | Under 10 loans | Under 10 loans | 44.4% |
| The Central Trust Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| BMO Bank National Association | 5 | Under 10 loans | Under 10 loans | 37.5% |
| ROYAL UNITED MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERIHOME MORTGAGE COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Connections Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First State Bank of St. Charles, Missouri | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of America, National Association | 4 | Under 10 loans | Under 10 loans | 60.0% |
| GUARANTEED RATE, INC. | 4 | Under 10 loans | Under 10 loans | 50.0% |
| Waterstone Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 20.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| GoodLeap, LLC | 4 | Under 10 loans | Under 10 loans | 16.7% |
| BOKF, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First National Bank of Omaha | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Frontier Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Academy Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| JPMorgan Chase Bank, National Association | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Synergy One Lending, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 40.0% |
| 254900CTT87ZKAUTIJ37 | 3 | Under 10 loans | Under 10 loans | 25.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| MORTGAGE INVESTMENT SERVICES CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank of Kansas City | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 71.4% |
| Discover Bank | 2 | Under 10 loans | Under 10 loans | 75.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 2 | Under 10 loans | Under 10 loans | 66.7% |
| The Farmers State Bank | 2 | Under 10 loans | Under 10 loans | 20.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 60.0% |
| THE LOAN STORE, INC. | 2 | Under 10 loans | Under 10 loans | 25.0% |
| DELMAR FINANCIAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bank Northwest | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Equity Prime Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| GOPPERT FINANCIAL BANK | 2 | Under 10 loans | Under 10 loans | 33.3% |
| The Bank of Missouri | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LOWER, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| American Mortgage Bank, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Access Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED CONSUMERS CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Community National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Alliant Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FCS Financial, FLCA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BTC BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ABL RPC Residential Credit Acquisition LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| DOMINION FINANCIAL SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Barrington Bank & Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Wells Fargo Bank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Connexus Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GERSHMAN INVESTMENT CORP. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Texana Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| DEEPHAVEN MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| KS StateBank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Cadence Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bendena State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Callaway Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Service Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ASSEMBLIES OF GOD Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VERIDIAN CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Truity Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MISSOURI ELECTRIC COOPERATIVES EMPL | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOGETHER CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| United Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 0 | Under 10 loans | Under 10 loans | 73.3% |
| LENDINGONE, LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| A&D Mortgage LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| 21st Mortgage Corporation | 0 | Under 10 loans | Under 10 loans | 100.0% |
| ROYAL PACIFIC FUNDING CORP. | 0 | Under 10 loans | Under 10 loans | Not published |
| ENCOMPASS LENDING GROUP, LP | 0 | Under 10 loans | Under 10 loans | 100.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 0 | Under 10 loans | Under 10 loans | 100.0% |
| AMERICAN FINANCING CORPORATION | 0 | Under 10 loans | Under 10 loans | 50.0% |
| MISSION LOANS, LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| BETTER MORTGAGE CORPORATION | 0 | Under 10 loans | Under 10 loans | Not published |
| First Federal Bank | 0 | Under 10 loans | Under 10 loans | 100.0% |
| LIMA ONE CAPITAL, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| AMERITRUST MORTGAGE CORPORATION | 0 | Under 10 loans | Under 10 loans | Not published |
| Azura Credit Union | 0 | Under 10 loans | Under 10 loans | 100.0% |
| NEXERA HOLDING LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| TAMMAC HOLDINGS CORPORATION | 0 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| INFUZE Credit Union | 0 | Under 10 loans | Under 10 loans | Not published |
| FRONTIER COMMUNITY CREDIT UNION | 0 | Under 10 loans | Under 10 loans | Not published |
| ENVOY MORTGAGE, LTD | 0 | Under 10 loans | Under 10 loans | Not published |
| North American Savings Bank, F.S.B. | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Bethpage Federal Credit Union | 0 | Under 10 loans | Under 10 loans | 100.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 0 | Under 10 loans | Under 10 loans | 100.0% |
| KIND LENDING, LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| FORT SILL | 0 | Under 10 loans | Under 10 loans | 100.0% |
| AMWEST FUNDING CORP. | 0 | Under 10 loans | Under 10 loans | Not published |
| MID AMERICAN CREDIT UNION | 0 | Under 10 loans | Under 10 loans | Not published |
| HOMEXPRESS MORTGAGE CORP. | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Luminate Bank | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Northpointe Bank | 0 | Under 10 loans | Under 10 loans | Not published |
| Allied First Bank,sb | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Verimore Bank | 0 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| Emporium TPO LLC | 0 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| PNC Bank, National Association | 0 | Under 10 loans | Under 10 loans | Not published |
| Citizens Bank, National Association | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Citadel Servicing Corporation | 0 | Under 10 loans | Under 10 loans | Not published |
| Paramount Residential Mortgage Group, Inc. | 0 | Under 10 loans | Under 10 loans | Not published |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 13 lenders each made 0 or fewer mortgages here, and are counted in the totals above.
Bank branches in Buchanan County
25 FDIC-insured branches from 14 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| The Nodaway Valley Bank | 4 | $688.9 million |
| U.S. Bank National Association | 3 | $307.6 million |
| Equity Bank | 3 | $57.6 million |
| Commerce Bank | 2 | $571.7 million |
| UMB Bank, National Association | 2 | $196.3 million |
| Southern Bank | 2 | $92.2 million |
| Academy Bank, National Association | 2 | $49.7 million |
| North American Savings Bank, F.S.B. | 1 | $234.7 million |
| NBH Bank | 1 | $81.9 million |
| BMO Bank National Association | 1 | $37.1 million |
| HNB National Bank | 1 | $31.3 million |
| Exchange Bank & Trust | 1 | $31.2 million |
| Farmers State Bank | 1 | $29.1 million |
| First Option Bank | 1 | $25.3 million |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Commerce Bank, 4th and Felix Streets, St. Joseph
- U.S. Bank National Association, 415 Francis St, Saint Joseph
Get told when this changes
When the next year’s lending figures are out for Buchanan County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.