Exchange Bank & Trust
Exchange Bank & Trust received 141 applications in 2025 and made 115 mortgages, in 15 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $125,000. Of 139 decisions, 15 were denials — 10.8%.
| Legal Entity Identifier | 2549006U8SXATH10WI14 |
|---|---|
| Applications received | 141 |
| Mortgages made | 115 |
| Denied | 15 |
| Approved, not taken up | 9 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Exchange Bank & Trust, 10 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 63 | Not published | $195,000 | 12.4% |
| Refinancing | 34 | Not published | $115,000 | 10.3% |
| Other purposes | 18 | Not published | $80,000 | 5.3% |
Where Exchange Bank & Trust lends most
The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Atchison County, KS | 47 | Not published | 8.5% |
| Leavenworth County, KS | 27 | Not published | 3.5% |
| Jefferson County, KS | 8 | Under 10 loans | 0.0% |
| Doniphan County, KS | 7 | Under 10 loans | 12.5% |
| Andrew County, MO | 5 | Under 10 loans | 16.7% |
| Buchanan County, MO | 5 | Under 10 loans | 44.4% |
| Platte County, MO | 5 | Under 10 loans | 0.0% |
| Johnson County, KS | 3 | Under 10 loans | 0.0% |
| Brown County, KS | 2 | Under 10 loans | 33.3% |
| Camden County, MO | 2 | Under 10 loans | 0.0% |
| Sedgwick County, KS | 1 | Under 10 loans | 0.0% |
| Cass County, MO | 1 | Under 10 loans | 0.0% |
| Clay County, MO | 1 | Under 10 loans | 0.0% |
| Jackson County, MO | 1 | Under 10 loans | 0.0% |
| Nemaha County, KS | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.