Mortgage lenders in Muskegon County
4,775 mortgages were made in Muskegon County, Michigan, in 2025, by 272 lenders. The median rate their borrowers got was 6.750% on a median loan of $165,000. Of 6,350 decisions, 1,312 were denials — 20.7%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| LAKE MICHIGAN CREDIT UNION | 788 | 6.750% | $165,000 | 8.1% |
| Rocket Mortgage, LLC | 337 | 6.625% | $165,000 | 17.2% |
| MORTGAGE 1 INCORPORATED | 297 | 6.625% | $205,000 | 2.7% |
| Fifth Third Bank, National Association | 288 | 7.500% | $105,000 | 29.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 276 | 6.375% | $225,000 | 11.6% |
| The Huntington National Bank | 257 | 7.590% | $105,000 | 34.2% |
| VAN DYK MORTGAGE CORPORATION | 201 | 6.625% | $205,000 | 1.0% |
| CONSUMERS CREDIT UNION | 111 | 6.500% | $145,000 | 12.6% |
| PNC Bank, National Association | 97 | 7.610% | $75,000 | 33.3% |
| ChoiceOne Bank | 96 | 6.875% | $155,000 | 24.6% |
| TOWNE MORTGAGE COMPANY | 81 | 6.625% | $165,000 | 0.0% |
| T2 FINANCIAL LLC | 76 | 6.750% | $195,000 | 4.7% |
| LEADERONE FINANCIAL CORPORATION | 62 | 6.625% | $185,000 | 7.5% |
| Mortgage Research Center, LLC | 51 | 6.375% | $255,000 | 29.2% |
| Independent Bank | 51 | 7.000% | $215,000 | 25.0% |
| MMS MORTGAGE SERVICES, LTD. | 48 | 6.500% | $195,000 | 5.7% |
| TRIAD FINANCIAL SERVICES, INC. | 47 | 8.750% | $65,000 | 50.9% |
| Route 31 Federal Credit Union | 45 | 6.740% | $45,000 | 22.4% |
| SUCCESS MORTGAGE PARTNERS, INC. | 45 | 6.625% | $165,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 44 | 6.250% | $245,000 | 9.5% |
| Best Financial Credit Union | 43 | 7.250% | $65,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 42 | 6.490% | $195,000 | 10.4% |
| FIGURE LENDING LLC | 41 | 8.600% | $45,000 | 18.8% |
| COMMUNITY CHOICE | 39 | 7.990% | $45,000 | 26.4% |
| Loandepot.Com, LLC | 38 | 7.688% | $90,000 | 32.1% |
| 21st Mortgage Corporation | 36 | 11.735% | $55,000 | 72.1% |
| PENNYMAC LOAN SERVICES, LLC | 36 | 6.000% | $210,000 | 11.9% |
| NATIONSTAR MORTGAGE LLC | 36 | 7.058% | $140,000 | 16.3% |
| Comerica Bank | 32 | 5.990% | $105,000 | 37.5% |
| UNION HOME MORTGAGE CORP. | 31 | 6.750% | $245,000 | 6.1% |
| NEWREZ LLC | 30 | 6.750% | $145,000 | 39.2% |
| FAMILY FINANCIAL CREDIT UNION | 30 | 7.250% | $45,000 | 34.8% |
| Mercantile Bank | 30 | 6.938% | $230,000 | 9.1% |
| RUOFF MORTGAGE COMPANY, INC. | 28 | 6.688% | $165,000 | 0.0% |
| Navy Federal Credit Union | 27 | 6.125% | $245,000 | 30.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 26 | 6.625% | $195,000 | 10.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 24 | 6.433% | $190,000 | 11.1% |
| GUILD MORTGAGE COMPANY | 24 | 6.813% | $185,000 | 3.9% |
| AmeriSave Mortgage Corporation | 23 | 8.125% | $55,000 | 62.3% |
| The Shelby State Bank | 23 | Not published | $155,000 | 6.5% |
| AAC Credit Union | 21 | 7.490% | $65,000 | 12.5% |
| Kiavi Funding, Inc. | 20 | 10.620% | $140,000 | 13.0% |
| NORTHERN MORTGAGE SERVICES, LLC | 20 | 6.490% | $290,000 | 0.0% |
| SPRING EQ, LLC | 18 | 9.625% | $50,000 | 51.3% |
| The Dart Bank | 18 | 6.688% | $195,000 | 0.0% |
| Broker Solutions, Inc. | 17 | 6.625% | $145,000 | 19.1% |
| AMERIHOME MORTGAGE COMPANY, LLC | 17 | 6.625% | $225,000 | 10.5% |
| CHURCHILL MORTGAGE CORPORATION | 16 | 6.500% | $260,000 | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 16 | 9.670% | $130,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 15 | 6.250% | $135,000 | 40.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 15 | 7.250% | $195,000 | 6.3% |
| MORTGAGE CENTER L.C | 15 | 6.375% | $135,000 | 6.3% |
| MICHIGAN FIRST CREDIT UNION | 14 | 6.625% | $175,000 | 17.7% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 14 | 6.563% | $205,000 | 0.0% |
| GERBER FEDERAL CREDIT UNION | 13 | Not published | $85,000 | 23.5% |
| MICHIGAN STATE UNIVERSITY Federal Credit Union | 13 | 6.875% | $195,000 | 18.8% |
| Adventure Credit Union | 13 | 7.150% | $105,000 | 0.0% |
| Zippy Loans, LLC | 12 | 9.650% | $60,000 | 47.8% |
| Fairway Independent Mortgage Corporation | 12 | 6.625% | $170,000 | 0.0% |
| Coastal Community Bank | 11 | 12.740% | $45,000 | 2.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 11 | 6.250% | $165,000 | 54.2% |
| Northpointe Bank | 11 | 6.990% | $185,000 | 26.7% |
| Lendage, LLC | 11 | 10.500% | $55,000 | 20.0% |
| LAKEVIEW LOAN SERVICING, LLC | 10 | 6.625% | $220,000 | 57.1% |
| Equity Prime Mortgage LLC | 10 | 7.000% | $195,000 | 16.7% |
| GUARANTEED RATE, INC. | 10 | 6.808% | $165,000 | 15.4% |
| United Bank of Michigan | 10 | Not published | $250,000 | 23.1% |
| GreenStone Farm Credit Services, FLCA | 9 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 8 | Under 10 loans | Under 10 loans | 52.6% |
| GoodLeap, LLC | 8 | Under 10 loans | Under 10 loans | 15.8% |
| USAA Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 30.8% |
| ZILLOW HOME LOANS, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Citizens Bank, National Association | 8 | Under 10 loans | Under 10 loans | 20.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| UNITED FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| DFCU FINANCIAL | 8 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 7 | Under 10 loans | Under 10 loans | 50.0% |
| TOP FLITE FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Wells Fargo Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 6 | Under 10 loans | Under 10 loans | 36.4% |
| Prosperity Home Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| 254900UYC52VIJUZ5X82 | 6 | Under 10 loans | Under 10 loans | 33.3% |
| ROYAL UNITED MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 22.2% |
| U.S. Bank National Association | 6 | Under 10 loans | Under 10 loans | 40.0% |
| West Michigan Community Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Lake Trust Credit Union | 5 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Old National Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| DEEPHAVEN MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| FINANCE OF AMERICA REVERSE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PFN Lending Group, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 4 | Under 10 loans | Under 10 loans | 58.8% |
| 4Front Credit Union | 4 | Under 10 loans | Under 10 loans | 42.9% |
| The Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION ONE | 4 | Under 10 loans | Under 10 loans | 55.6% |
| CANOPY MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Compass Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FIRST COLONY MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Merchants Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARBOR FINANCIAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 254900O723MCLR701H50 | 3 | Under 10 loans | Under 10 loans | 81.3% |
| Discover Bank | 3 | Under 10 loans | Under 10 loans | 78.6% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 3 | Under 10 loans | Under 10 loans | 76.9% |
| LENDINGONE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 63.6% |
| Bank of America, National Association | 3 | Under 10 loans | Under 10 loans | 72.7% |
| MEMBER FIRST MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| MISSION LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| EVERETT FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| PRESTON HOME LOANS INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Honor Credit Union | 3 | Under 10 loans | Under 10 loans | 40.0% |
| GVC MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN SCHOOLS AND GOVERNMENT | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ADVIA Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 2 | Under 10 loans | Under 10 loans | 66.7% |
| Valon Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 42.9% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MILEND, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Filo Mortgage, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MOVEMENT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PLAZA HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ELGA CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PREFERRED CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Dort Financial Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Magnolia Bank, Incorporated | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Horizon Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST NATIONAL BANCORP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN EDUCATIONAL | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBERS FIRST Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BLG HOLDINGS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COMPASS MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Meijer Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 80.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 1 | Under 10 loans | Under 10 loans | 83.3% |
| LOWER, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 83.3% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 66.7% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Michigan Legacy Credit Union | 1 | Under 10 loans | Under 10 loans | 66.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| HOMEXPRESS MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Superior National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Grand River Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CITIZENS EQUITY FIRST | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LOC Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| First Federal Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Union Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005FUF02T1IFCA22 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Archwest Funding | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Community Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MortgageCountry, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Polish-American Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Schaumburg Bank & Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 72 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Muskegon County
26 FDIC-insured branches from 7 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Fifth Third Bank, National Association | 8 | $827.2 million |
| ChoiceOne Bank | 5 | $370.0 million |
| PNC Bank, National Association | 4 | $429.8 million |
| The Shelby State Bank | 4 | $128.1 million |
| The Huntington National Bank | 3 | $386.9 million |
| JPMorgan Chase Bank, National Association | 1 | $72.5 million |
| Independent Bank | 1 | $51.7 million |
Closed since the 2025 survey
4 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Comerica Bank, 2133 E Apple Ave, Muskegon
- Comerica Bank, 2730 Sanford St, Muskegon Heights
- Comerica Bank, 414 Center St, North Muskegon
- Comerica Bank, 875 W Norton Ave, Muskegon
Get told when this changes
When the next year’s lending figures are out for Muskegon County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.